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840 Olivia St, Key West, FL 33040 Property Records

Monroe County property record for 840 Olivia St, Key West, FL 33040

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 1,188 sqft · built 1928
Lot Size0.047 acres (2,064 sqft)
OwnerCompany Name on Record
Last Sale$1,110,000 (Apr 2025)
Tax Bill$4,912 (2024)
Deeds & MortgagesFeb 2017 Sale & Mortgage
Flood ZoneZone X (moderate risk)
APN00021510-000000

Property Details

APN / Parcel Number

Primary APN00021510-000000
Alternative APNs
  • 01010100021510000000
  • 1022250

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area1,188 sqft Living Area
1st Floor Area1,188 sqft
FlooringConcrete/Cement
Interior WallsWood

Exterior

Year BuiltBuilt 1928
Effective Year BuiltEffective 2013
Exterior MaterialWood
Construction TypeWood
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area2,064 sqft (0.047 acres)
PorchOpen Porch
Porch Area108 sqft

Utilities, Heating & Cooling

Cooling SystemNone
Heating SystemForced Air with A/C

Location & Zoning

Account Number1022250
Street Address840 OLIVIA ST
CityKEY WEST
StateFL
Zip33040-6419
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeHHDR
Legal DescriptionKW PT LT 2 SQR 4 TR 6 G19-276 OR408-235/36 OR977-1108 OR1213-1607 OR1726-1417/19 OR2234-2254 OR2570-22/23 OR2839-418/19
Legal Range25E
Legal Township68S
Legal Section06
Legal SubdivisionWILLIAM A WHITEHEADS MAP
Legal Tract6
Legal Lot Number2
JurisdictionMONROE FL
Township / Civil DivisionKEY WEST
Census Block Group3
Census Block3023
Census Tract972800

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Key West Historic District (Boundary Increase)
listed 1983 · 2,494 contributing resources · NRIS 83001430

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Monroe County records, as of December 8, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address4310 VILLAGE DR, C, DELRAY BEACH, FL 33445-2847
Owner TypeCompany
VestingLimited Liability Partnership

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleApr 30, 2025 · Amount on Record
Deed SaleApr 30, 2025 · Amount on Record
Prior SaleFeb 13, 2017 · Amount on Record
Deed Document Number20252498951
Deed Book / Page3323 / 1761
Last Transfer DateJul 31, 2025
Transfer Doc0033410222
Record UpdatedSep 20, 2026

February 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMONROE FL
Recording DateFeb 13, 2017
Property Address840 OLIVIA ST, KEY WEST, FL 33040-6419
Document Number0028390418
Book / Page002839 / 000418
Instrument DateFeb 10, 2017
Instrument2110341
Transaction TypeTransfer
Record UpdatedApr 4, 2017
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$4,340.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address840 OLIVIA ST KEY WEST FL 330406419, KEY WEST, FL 33040-6419

Mortgage

Document Number28390420
DateFeb 13, 2017
Book Page002839/000420
Instrument2110342
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueFeb 12, 2047

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of December 8, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyMonroe County
MunicipalityKey West City
Unified School DistrictMonroe County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$596,489 (+5.99%)$1,137,565 (+5.5%) Land $866,385 Building $271,180
2024$4,912.00 (+1.78%)
2023$4,826.00 (+4.53%) Homeowner's exemption$562,796 (+3%)$1,078,227 (+37.24%) Land $820,440 Building $257,787
2022$4,617.00 Homeowner's exemption$546,404$785,675 Land $525,082 Building $260,593

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 248 individual policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies259 units insured
incl. 11 condo units
Nearby Flood Claims11 (2005–2025)
Claims Outside the SFHA2 of 11
Most Recent ClaimFeb 2025 · rainfall accumulation
Claims by Event
  • Hurricane Irma, Sep 2017 · 6 claims
  • Hurricane Wilma, Oct 2005 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 922 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL		5,000 / 5,000
Xfinity
Cable		2,000 / 250
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

May also be available: Hotwire Communications.

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