840 Oak Ave, Sidney, OH 45365 Property Records

Shelby County property record for 840 Oak Ave, Sidney, OH 45365

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.5 ba · 1,080 sqft · built 1970
Lot Size	0.134 acres (5,840 sqft)
Owner	Individual Name on File
Last Sale	$74,500 (May 2009)
Tax Bill	$1,346 (2025)
Deeds & Mortgages	Sep 2025 Mortgage May 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`01-1825327.004`

Property Details

APN / Parcel Number

Primary APN	`01-1825327.004`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,080 sqft Living Area
1st Floor Area	1,080 sqft
Basement Area	540 sqft
Unfinished Basement	540 sqft

Exterior

Year Built	Built 1970
Effective Year Built	Effective 1970
Construction Type	Frame
Roof Material	Shingle
Lot Area	5,840 sqft (0.134 acres)
Lot Dimensions	146 ft deep x 40 ft wide
Garage Area	630 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	25 sqft
Patio Area	200 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	840 OAK AVE
City	SIDNEY
State	OH
Zip	45365-1340
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 1485 N1/2 CITY OF SIDNEY 020-18-25-327-004
Legal Subdivision	CITY OF SIDNEY
Legal Lot Number	1485
Jurisdiction	SHELBY OH
Township / Civil Division	CLINTON
Census Block Group	3
Census Block	3009
Census Tract	971800

Owner

840 Oak Ave is owned and occupied by an individual who bought it in May 2009.

Source: Shelby County records, as of July 7, 2026

Owner of Record	Individual Name on File
Mailing Address	840 OAK AVE, SIDNEY, OH 45365-1340
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 30, 2025	Deed of Trust, Mortgage · Closed-End Mortgage US BANK NA
May 26, 2022	Deed of Trust, Mortgage · Conventional Mortgage US BANK NA
Jun 26, 2017	Deed of Trust, Mortgage · Line of Credit US BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 29, 2009 · Amount on File
Deed Sale	May 29, 2009 · Amount on File
Prior Sale	Sep 4, 1992 · Amount on File
Deed Document Number	20093284
Deed Book / Page	1730 / 553
Record Updated	Sep 20, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SHELBY OH
Property Address	840 OAK AVE, SIDNEY, OH 45365-1340
Transaction Type	Mortgage
Record Updated	Oct 10, 2025
Title Company	RADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	840 OAK AVE, SIDNEY, OH 45365-1340

Mortgage

Document Number	002328/618
Date	Sep 30, 2025
Book Page	2328/618
Instrument	202504826

Lender

Name	US BANK NA
Type	Bank
Address	9380 EXCELSIOR BLVD, HOPKINS, MN 55343

Agreement

Type	Closed-End Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2055

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SHELBY OH
Property Address	840 OAK AVE, SIDNEY, OH 45365-1340
Transaction Type	Mortgage
Record Updated	Jun 2, 2022
Title Company	RADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02309/2257
Date	May 26, 2022
Book Page	2309/2257
Instrument	202203064

Lender

Name	US BANK NA
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	239 Months
Due	Apr 8, 2042

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SHELBY OH
Property Address	840 OAK AVE, SIDNEY, OH 45365-1340
Transaction Type	Mortgage
Record Updated	Jul 7, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	, 201700003520
Date	Jun 26, 2017
Book Page	2088/695
Instrument	201700003520

Lender

Name	US BANK NA
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Jun 1, 2037

Tax Assessment & Valuation

The 2025 property tax bill for 840 Oak Ave was $1,346 with a homeowner's exemption, down 6% from the year before.

Source: Shelby County assessment roll, as of March 24, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Shelby County
County Subdivision	Clinton Township
Municipality	Sidney City
Unified School District	Sidney City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,346.00 (-6.01%)	$41,560 (-) Land $6,780 Building $34,780
2024	$1,432.00 (-2.25%) Homeowner's exemption	$41,560 (-) Land $6,780 Building $34,780
2023	$1,465.00 (+25.11%) Homeowner's exemption	$41,560 (+41.46%) Land $6,780 Building $34,780	$118,730 Land $19,360 Building $99,370
2022	$1,171.00 Homeowner's exemption	$29,380 Land $4,000 Building $25,380
2020			$83,960 Land $11,440 Building $72,520

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 840 Oak Ave in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective January 21, 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 840 Oak Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SIDNEY CITY PWS serves 20,614 people · EPA ID OH7501214
Water Source	Surface water
Last State Inspection	Jul 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Oct 2024
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 207 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
NKTELCO - Goldstar Fiber	1,000 / 1,000
Watch TV Fixed Wireless	400 / 40
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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