Surry County property record for 840 N Wilson Rd, Lowgap, NC 27024
| Property Type | Rural Home |
|---|---|
| Details | 3 bd · 2.5 ba · 4,124 sqft · built 2000 |
| Lot Size | 12.2 acres (533,610 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $20,000 (Oct 1998) |
| Tax Bill | $2,641 (2026) |
| Deeds & Mortgages | Apr 2026 Mortgage Sep 2018 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 4052-00-21-7268 |
| Primary APN | 4052-00-21-7268 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 4,124 sqft Living Area |
| 1st Floor Area | 12,158 sqft |
| Basement Area | 1,522 sqft |
| Finished Basement | 1,522 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2000 |
|---|---|
| Effective Year Built | Effective 2014 |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Footing |
| Roof Type | Gable/Hip |
| Roof Material | Wood Shingle |
| Lot Area | 533,610 sqft (12.2 acres) |
| Lot Width | 530 ft Width |
| Garage Area | 600 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
|---|---|
| Deck Area | 126 sqft |
| Patio Area | 816 sqft |
| Storage Building | 96 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Account Number | 10007916 |
|---|---|
| Street Address | 840 N WILSON RD |
| City | LOWGAP |
| State | NC |
| Zip | 27024-7444 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Local Zoning Code | RA |
| Legal Description | N WILSON RD |
| Legal Subdivision | LOWGAP |
| Jurisdiction | SURRY NC |
| Township / Civil Division | FRANKLIN |
| Census Block Group | 2 |
| Census Block | 2003 |
| Census Tract | 930803 |
840 N Wilson Rd, a rural home, is owned and occupied by two individuals who bought it in October 1998.
Source: Surry County records, as of September 29, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 840 N WILSON RD, LOWGAP, NC 27024-7444 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 22, 2026 | Deed of Trust, Mortgage · Conventional Mortgage FIRST COMMUNITY BANK |
| Sep 24, 2018 | Deed of Trust, Mortgage · Line of Credit SURREY BANK & TRUST |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 1, 1998 · Amount on File |
| Deed Sale | Oct 1, 1998 · Amount on File |
| Prior Sale | Mar 1, 1988 · Amount on File |
| Deed Book / Page | 705 / 1089 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SURRY NC |
| Recording Date | Apr 22, 2026 |
| Property Address | 840 N WILSON RD, LOWGAP, NC 27024-7444 |
| Document Number | 0000733159 |
| Book / Page | 1971 / 682 |
| Instrument Date | Apr 17, 2026 |
| Instrument | 2026733159 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 840 N WILSON RD, LOWGAP, NC 27024-7444 |
| Document Number | 0000733159, |
|---|---|
| Date | Apr 22, 2026 |
| Book Page | 1971/682 |
| Instrument | 2026733159 |
| Name | FIRST COMMUNITY BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 17, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.22% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SURRY NC |
| Property Address | 840 N WILSON RD, LOWGAP, NC 27024-7444 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000001646/0000000077 |
|---|---|
| Date | Sep 24, 2018 |
| Book Page | 0000001646/0000000077 |
| Instrument | 000000657637 |
| Name | SURREY BANK & TRUST |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
The 2026 property tax bill for 840 N Wilson Rd was $2,641, down 2.8% from the year before.
Source: Surry County assessment roll, as of September 29, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Surry County |
| Unified School District | Surry County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,641.00 (-2.83%) | $357,250 (-19.57%) Land $53,030 Building $304,220 | $357,250 (-19.57%) Land $53,030 Building $304,220 |
| 2025 | $2,718.00 | $444,150 Land $57,330 Building $386,820 | $444,150 Land $57,330 Building $386,820 |
| 2023 | $5,530.00 | $357,250 Land $53,030 Building $304,220 | $357,250 Land $53,030 Building $304,220 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 840 N Wilson Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective January 11, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 840 N Wilson Rd is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Surry Telephone Fiber | 1,000 / 1,000 |
| Spectrum Cable | 1,000 / 1,000 |
No cell data coverage reported
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