840 N Silver Wolf Rd, Payson, UT 84651 Property Records

Utah County property record for 840 N Silver Wolf Rd, Payson, UT 84651

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,611 sqft · built 2017
Lot Size	0.206 acres (8,954 sqft)
Owner	2 Individual Names on File
Last Sale	$552,700 (Mar 2018)
Tax Bill	$3,644 (2025)
Deeds & Mortgages	Sep 2026 Line of Credit May 2021 Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`38-501-0036`

Property Details

APN / Parcel Number

Primary APN	`38-501-0036`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,611 sqft Living Area
Gross Area	5,105 sqft
Basement Area	1,711 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Architectural Style	A-Frame
Exterior Material	Wood Siding
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Other
Lot Area	8,954 sqft (0.206 acres)
Garage Type	Attached
Garage Area	783 sqft
Parking Spaces	3 Parking Spaces
Porch	Open Slab
Porch Area	291 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	840 N SILVER WOLF RD
City	PAYSON
State	UT
Zip	84651-4800
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 36, ELK RIDGE MEADOWS PHASE 7 SUB AREA 0.206 AC.
Legal Subdivision	ELK RIDGE MEADOWS PHASE 7 SUB
Legal Phase	7
Legal Lot Number	36
Jurisdiction	UTAH UT
Township / Civil Division	SPANISH FORK-PAYSON
Census Block Group	3
Census Block	3019
Census Tract	10411

Owner

840 N Silver Wolf Rd is owned and occupied by two individuals who bought it in March 2018.

Source: Utah County records, as of October 9, 2026

Owner of Record	2 Individual Names on File
Mailing Address	840 N SILVER WOLF RD, PAYSON, UT 84651-4800
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 29, 2026	Deed of Trust, Mortgage · Line of Credit MOUNTAIN AMERICA FEDERAL CREDIT UNION
May 28, 2021	Deed of Trust, Mortgage · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Mar 19, 2020	Deed of Trust, Mortgage CALIBER HM LOANS
Jul 29, 2019	Deed of Trust, Mortgage CALIBER HM LOANS
Dec 3, 2018	Deed of Trust, Mortgage · Line of Credit UNIVERSITY FIRST FCU
Mar 8, 2018	Warranty Deed, Subdivision Related Transfer QUICKEN LNS
Jun 30, 2017	Warranty Deed, Transfer · Commercial Mortgage HOMESTREET BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 8, 2018 · Amount on File
Deed Sale	Mar 8, 2018 · Amount on File
Prior Sale	Jun 30, 2017 · Amount on File
Deed Document Number	201822623
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UTAH UT
Recording Date	Sep 29, 2026
Property Address	840 N SILVER WOLF RD, PAYSON, UT 84651-4800
Document Number	0000080091
Instrument Date	Sep 21, 2026
Instrument	202680091
Transaction Type	Mortgage
Record Updated	Oct 9, 2026
Title Company	STEWART TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	840 N SILVER WOLF RD, PAYSON, UT 84651-4800

Mortgage

Document Number	0000080091,
Date	Sep 29, 2026
Instrument	202680091

Lender

Name	MOUNTAIN AMERICA FEDERAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Max Rate	-1%

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UTAH UT
Property Address	840 N SILVER WOLF RD, PAYSON, UT 84651-4800
Transaction Type	Mortgage
Record Updated	Sep 22, 2023
Title Company	ELEVATED TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000099868
Date	May 28, 2021
Instrument	99868:2021

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company
Address	CARROLLTON, TX 75007

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2051

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UTAH UT
Property Address	840 N SILVER WOLF RD, ELK RIDGE, UT 84651-4800
Document Number	0000043244
Instrument Date	Mar 19, 2020
Transaction Type	Mortgage
Record Updated	May 19, 2020
Title Company	PLACER TITLE INSURANCE AGENCY/UT, PLACER TITLE INS AGCY/UT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	840 N SILVER WOLF RD ELK RIDGE UT 846514800, ELK RIDGE, UT 84651-4800

Mortgage

Document Number	0000043244
Date	Apr 3, 2020
Instrument	43244

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	COPPELL, TX 75019

Agreement

Amount	Amount on Record
Term	360 Months
Due	Apr 2, 2050

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UTAH UT
Property Address	840 N SILVER WOLF RD, ELK RIDGE, UT 84651-4800
Document Number	0000072954
Instrument Date	Jul 29, 2019
Transaction Type	Mortgage
Record Updated	Aug 27, 2019
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	840 N SILVER WOLF RD ELK RIDGE UT 846514800, ELK RIDGE, UT 84651-4800

Mortgage

Document Number	0000072954
Date	Aug 2, 2019
Instrument	72954

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	COPPELL, TX 75019

Agreement

Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2049

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UTAH UT
Property Address	840 N SILVER WOLF RD, ELK RIDGE, UT 84651-4800
Document Number	0000115952
Instrument Date	Dec 3, 2018
Transaction Type	Mortgage
Record Updated	Dec 27, 2018
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	840 N SILVER WOLF RD ELK RIDGE UT 846514800, ELK RIDGE, UT 84651-4800

Mortgage

Document Number	0000115952
Date	Dec 7, 2018
Instrument	115952

Lender

Name	UNIVERSITY FIRST FCU
Type	Credit Union
Address	SALT LAKE CITY, UT 84106

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Dec 6, 2038

Interest

Rate Type	Adjustable Rate

March 2018: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	UTAH UT
Recording Date	Mar 8, 2018
Property Address	840 N SILVER WOLF RD, ELK RIDGE, UT 84651-4800
Document Number	0000022623
Instrument Date	Mar 8, 2018
Instrument	22623
Transaction Type	Subdivision Related Transfer
Record Updated	Mar 14, 2018
Title Company	PROVO LAND TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	840 N SILVER WOLF RD ELK RIDGE UT 846514800, ELK RIDGE, UT 84651-4800

Mortgage

Document Number	22624
Date	Mar 8, 2018
Instrument	22624

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Amount	Amount on Record
Term	360 Months
Due	Mar 7, 2048

June 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UTAH UT
Recording Date	Jun 30, 2017
Property Address	840 N SILVER WOLF RD, ELK RIDGE, UT 84651-4800
Document Number	0000064037
Instrument Date	Jun 27, 2017
Instrument	064037:2017
Transaction Type	Transfer
Record Updated	May 12, 2022
Title Company	PROVO LAND TITLE CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	733 N MAIN ST, SPANISH FORK, UT 84660-1146
Investor	Possibly a Property Investor

Mortgage

Document Number	0000064038
Date	Jun 30, 2017
Instrument	064038:2017

Lender

Name	HOMESTREET BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 840 N Silver Wolf Rd was $3,644, up % from the year before.

Source: Utah County assessment roll, as of July 20, 2026

Property Jurisdictions

Type	Name
State	Utah
County	Utah County
Municipality	Elk Ridge City
Unified School District	Nebo School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$371,415 (-45.81%)	$675,300 (-1.47%) Land $214,000 Building $461,300
2025	$3,644.00 (+0.03%)	$685,400 Land $194,600 Building $490,800	$685,400 Land $194,600 Building $490,800
2024	$3,643.00 (-0.46%)
2023	$3,660.00 (-2.58%)	$377,080	$685,600 Land $179,900 Building $505,700
2022	$3,757.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 840 N Silver Wolf Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2019.

Source: FEMA National Flood Hazard Layer, effective June 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (2019)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 2019 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 840 N Silver Wolf Rd is moderate, ranking above 65% of the US, with a 0.3% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 65% of the US · above 53% of Utah
Wildfire Likelihood	0.3% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELK RIDGE TOWN serves 5,510 people · EPA ID UTAH25031
Water Source	Groundwater
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 214 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable · Fiber in parts of the area	2,000 / 250
Utah Broadband Fixed Wireless	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: CenturyLink.

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