840 Murray Ln, Charlottesville, VA 22903 Property Records

Albemarle County property record for 840 Murray Ln, Charlottesville, VA 22903

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 4,043 sqft · built 2006
Lot Size	21.1 acres (921,512 sqft)
Owner	2 Trust Names on File
Last Sale	$1,595,000 (May 2022)
Tax Bill	$15,433 (2026)
Deeds & Mortgages	Mar 2023 Transfer May 2022 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`07300-00-00-026E0`

Property Details

APN / Parcel Number

Primary APN	`07300-00-00-026E0`
Alternative APN	`29428`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	4,043 sqft Finished Area
Basement Area	2,559 sqft
Finished Basement	1,045 sqft
Unfinished Basement	1,514 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Architectural Style	Traditional
Exterior Material	Brick Veneer
Construction Type	Wood
Roof Material	Wood
Lot Area	921,512 sqft (21.1 acres)
Garage Area	759 sqft
Driveway	Paver Driveway

Exterior Amenities

Porch	Slab
Porch Area	220 sqft
Deck Area	404 sqft
Patio Area	156 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Street Address	840 MURRAY LN
City	CHARLOTTESVILLE
State	VA
Zip	22903-7461
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RURAL AREA
Legal Description	MURRAY 5
Legal Subdivision	MURRAY
Jurisdiction	ALBEMARLE VA
Township / Civil Division	SAMUEL MILLER
Census Block Group	3
Census Block	3006
Census Tract	11201

Owner

840 Murray Ln is owner-occupied and held in a trust since March 2023.

Source: Albemarle County records, as of August 18, 2026

Owner of Record	2 Trust Names on File
Mailing Address	840 MURRAY LN, CHARLOTTESVILLE, VA 22903-7461
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 15, 2023	Intrafamily Transfer, Transfer
May 25, 2022	Special Warranty Deed, Transfer REPUBLIC NATIONAL TITLE INSURANCE COMPANY, OLD REPUBLIC NATL TTL INS CO
Apr 30, 2020	Deed of Trust, Mortgage · Line of Credit TRUIST BK
Dec 15, 2017	Deed of Trust, Mortgage · Line of Credit UNIVERSITY/VA CMNTY CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 25, 2022 · Amount on File
Deed Sale	May 25, 2022 · Amount on File
Prior Sale	Oct 19, 2016
Deed Document Number	20226278
Last Transfer Date	Mar 13, 2023
Transfer Doc	0000001926
Record Updated	Sep 20, 2026

March 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ALBEMARLE VA
Recording Date	Mar 15, 2023
Property Address	840 MURRAY LN, CHARLOTTESVILLE, VA 22903-7461
Document Number	202300001926
Map Reference	MB 2321 PG 608-618
Instrument Date	Mar 13, 2023
Instrument	202300001926
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	840 MURRAY LN, CHARLOTTESVILLE, VA 22903-7461

May 2022: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	ALBEMARLE VA
Recording Date	May 25, 2022
Property Address	840 MURRAY LN, CHARLOTTESVILLE, VA 22903-7461
Document Number	202200006278
Map Reference	MB 2321 PG 608-618
Instrument Date	May 23, 2022
Instrument	202200006278
Transaction Type	Transfer
Record Updated	Jun 20, 2022
Title Company	REPUBLIC NATIONAL TITLE INSURANCE COMPANY, OLD REPUBLIC NATL TTL INS CO

Transaction

Amount	Amount on Record
Tax	$1,595.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	840 MURRAY LN, CHARLOTTESVILLE, VA 22903-7461

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALBEMARLE VA
Property Address	840 MURRAY LN, CHARLOTTESVILLE, VA 22903-7461
Document Number	0000007931
Instrument Date	Apr 30, 2020
Transaction Type	Mortgage
Record Updated	Aug 20, 2020
Title Company	LENDER RECORDING SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	840 MURRAY LN CHARLOTTESVILLE VA 229037461, CHARLOTTESVILLE, VA 22903-7461

Mortgage

Document Number	0000007931
Date	Jun 29, 2020
Book Page	005340/000471
Instrument	7931

Lender

Name	TRUIST BK
Address	WHITEVILLE, NC 28472

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALBEMARLE VA
Property Address	840 MURRAY LN, CHARLOTTESVILLE, VA 22903-7461
Document Number	0000014722
Book / Page	004996 / 000571
Instrument Date	Dec 15, 2017
Transaction Type	Mortgage
Record Updated	Jan 9, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	840 MURRAY LN CHARLOTTESVILLE VA 229037461, CHARLOTTESVILLE, VA 22903-7461

Mortgage

Document Number	0000014722
Date	Dec 20, 2017
Book Page	004996/000571
Instrument	14722

Lender

Name	UNIVERSITY/VA CMNTY CU
Type	Credit Union
Address	CHARLOTTESVILLE, VA 22901

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Dec 19, 2042

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2026 property tax bill for 840 Murray Ln was $15,433, up 1.8% from the year before.

Source: Albemarle County assessment roll, as of June 15, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Albemarle County
Unified School District	Albemarle County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$15,433.00 (+1.77%)	$1,726,300 (+1.76%) Land $425,600 Building $1,300,700	$1,726,300 (+1.76%) Land $425,600 Building $1,300,700
2025	$15,165.00	$1,696,400 Land $446,800 Building $1,249,600	$1,696,400 Land $446,800 Building $1,249,600
2023	$13,643.00	$1,597,600 Land $376,900 Building $1,220,700	$1,597,600 Land $376,900 Building $1,220,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 840 Murray Ln in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2024.

Source: FEMA National Flood Hazard Layer, effective February 3, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2024)
Most Recent Claim	Aug 2024 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 840 Murray Ln is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 63% of the US · above 60% of Virginia
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 2 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	940 / 940

Cell Coverage

4G LTE (outdoors only), no 5G reported

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