840 Michigan Ave, Ashtabula, OH 44004 Property Records

Ashtabula County property record for 840 Michigan Ave, Ashtabula, OH 44004

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.5 ba · 1,240 sqft · built 1918
Lot Size	0.24 acres (10,454 sqft)
Owner	Individual Name on File
Tax Bill	$3,357 (2025)
Deeds & Mortgages	Nov 2025 Mortgage May 2023 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`68-404-00-095-00`

Property Details

APN / Parcel Number

Primary APN	`68-404-00-095-00`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,240 sqft Living Area
Gross Area	2,150 sqft
1st Floor Area	480 sqft
Basement Area	406 sqft

Exterior

Year Built	Built 1918
Effective Year Built	Effective 1960
Architectural Style	Old Style
Exterior Material	Aluminum/Vinyl
Foundation Type	No Foundation
Lot Area	10,454 sqft (0.24 acres)
Lot Dimensions	150 ft deep x 60 ft wide
View / Lot	Neighborhood / Spot
Garage Type	Detached
Garage Area	1,080 sqft
Parking Spaces	4 Parking Spaces
Porch	Enclosed Frame Porch
Porch Area	350 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Central
Heating Fuel	Gas
Sewer	Septic
Water Source	Commercial

Location & Zoning

Street Address	840 MICHIGAN AVE
City	ASHTABULA
State	OH
Zip	44004-2856
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	77 & 78 HAR R E CO
Legal Subdivision	HARBOR REAL ESTATE CO
Legal Lot Number	77,78
Jurisdiction	ASHTABULA OH
Township / Civil Division	ASHTABULA
Census Block Group	3
Census Block	3003
Census Tract	601

Owner

Source: Ashtabula County assessment roll, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	840 MICHIGAN AVE, ASHTABULA, OH 44004-2856
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 18, 2025	Deed of Trust, Mortgage · Conventional Mortgage THE HUNTINGTON NATIONAL BANK
May 18, 2023	Deed of Trust, Mortgage · Line of Credit THE HUNTINGTON NATIONAL BANK
Aug 28, 2018	Deed of Trust, Mortgage · Construction Mortgage THE HUNTINGTON NATIONAL BANK

Assessor's Deed Record

Deed Names	Verified Name on Deed
Record Updated	Sep 20, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ASHTABULA OH
Property Address	840 MICHIGAN AVE, ASHTABULA, OH 44004-2856
Transaction Type	Mortgage
Record Updated	Nov 28, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	840 MICHIGAN AVE, ASHTABULA, OH 44004-2856

Mortgage

Document Number	0000011269
Date	Nov 18, 2025
Book Page	858/931
Instrument	2025-00011269

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank
Address	COLUMBUS, OH 43219

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Dec 1, 2040

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ASHTABULA OH
Property Address	840 MICHIGAN AVE, ASHTABULA, OH 44004-2856
Transaction Type	Mortgage
Record Updated	Aug 2, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	840 MICHIGAN AVE, ASHTABULA, OH 44004-2856

Mortgage

Document Number	0000004366
Date	May 18, 2023
Book Page	795/2088
Instrument	2023-00004366

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank
Address	COLUMBUS, OH 43231

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	May 5, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ASHTABULA OH
Property Address	840 MICHIGAN AVE, ASHTABULA, OH 44004-2856
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000008472
Date	Aug 28, 2018
Book Page	666/0765
Instrument	201800008472

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank
Address	COLUMBUS, OH 43231

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 13, 2048

Tax Assessment & Valuation

Source: Ashtabula County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Ashtabula County
County Subdivision	Ashtabula Township
Municipality	Ashtabula City
Unified School District	Ashtabula Area City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,357.00 (+126.37%)	$38,190 (-) Land $5,180 Building $33,010	$109,100 (-) Land $14,800 Building $94,300
2023	$1,483.00 (+17.05%) Homeowner's exemption	$38,190 (+25.71%) Land $5,180 Building $33,010	$109,100 (+25.69%) Land $14,800 Building $94,300
2022	$1,267.00 Homeowner's exemption	$30,380 Land $3,990 Building $26,390
2020			$86,800 Land $11,400 Building $75,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 28, 2019

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AQUA OHIO - ASHTABULA private · serves 32,342 people · EPA ID OH0400711
Water Source	Surface water
Last State Inspection	Jun 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 586 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Uniti Group Fiber · DSL in parts of the area	2,000 / 2,000
Spectrum Cable	1,000 / 1,000

May also be available: T-Mobile USA, Verizon.

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