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840 Memorial Dr, Sebring, FL 33870 Property Records

Highlands County property record for 840 Memorial Dr, Sebring, FL 33870

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,172 sqft · built 1980
Lot Size0.229 acres (10,000 sqft)
Owner2 Individual Names on Record
Last Sale$33,000 (Oct 1987)
Tax Bill$734 (2024)
Deeds & MortgagesSep 2025 Mortgage
Mar 2023 Mortgage
Flood ZoneZone X (minimal risk)
APNC104804000007780

Property Details

APN / Parcel Number

Primary APNC104804000007780
Alternative APN
  • C-10-34-28-040-0000-7780

Interior

Bedrooms3 Beds
Full Baths1 Bath
Plumbing Fixtures5 Plumbing Fixtures
Stories1 Story
Building Area1,172 sqft Living Area
1st Floor Area1,034 sqft
FlooringCork
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1980
Effective Year BuiltEffective 1988
Exterior MaterialConcrete Block
Construction TypeConcrete Block
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area10,000 sqft (0.229 acres)
Lot Dimensions125 ft deep x 80 ft wide
Garage TypeCarport
CarportCarport
DrivewayDriveway
Driveway Area480 sqft
Parking Spaces1 Parking Space

Exterior Amenities

PorchOpen Porch
Porch Area60 sqft
FenceFence
Shed1 Shed
Shed Area140 sqft

Utilities, Heating & Cooling

Cooling SystemNone
Heating SystemForced Air
Heating FuelElectric

Location & Zoning

Old Parcel NumberC104804000007780
Street Address840 MEMORIAL DR
CitySEBRING
StateFL
Zip33870-1497
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal DescriptionSEBRING RIDGE SEC D PB 8-PG 14 LOT 778
Legal Range28E
Legal Township34S
Legal Section10
Legal SubdivisionSEBRING RIDGE SEC D
Legal Lot Number778
JurisdictionHIGHLANDS FL
Township / Civil DivisionAVON PARK
Census Block Group1
Census Block1022
Census Tract960105

Owner

Source: Highlands County records, as of December 12, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address840 MEMORIAL DR, SEBRING, FL 33870-1497
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 19, 2025Deed of Trust, Mortgage · VA Mortgage
ROCKET MORTGAGE LLC
Mar 27, 2023Deed of Trust, Mortgage · VA Mortgage
ROCKET MORTGAGE LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 19, 1987 · Amount on Record
Deed SaleOct 19, 1987 · Amount on Record
Deed Document Number0000971185
Record UpdatedJun 8, 2026

September 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHIGHLANDS FL
Property Address840 MEMORIAL DR, SEBRING, FL 33870-1497
Transaction TypeMortgage
Record UpdatedOct 13, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address840 MEMORIAL DR, SEBRING, FL 33870-1497

Mortgage

Document Number0002279658
DateSep 19, 2025
Book Page3145/1277
Instrument2279658
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term181 Months
DueOct 1, 2040

March 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHIGHLANDS FL
Property Address840 MEMORIAL DR, SEBRING, FL 33870-1497
Transaction TypeMortgage
Record UpdatedApr 4, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address840 MEMORIAL DR, SEBRING, FL 33870-1497

Mortgage

Document Number0002143187
DateMar 27, 2023
Book Page2965/48
Instrument2143187
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueApr 1, 2053

Tax Assessment & Valuation

Source: Highlands County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyHighlands County
Unified School DistrictHighlands County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$67,624 (+70.98%)$145,254 (+44.8%) Land $12,000 Building $133,254
2024$734.00 (+47.69%)
2023$497.00 (+4.63%) Homeowner's exemption$39,550 (+3%)$100,316 (+4.28%) Land $10,500 Building $89,816
2022$475.00 Homeowner's exemption$38,398$96,196 Land $8,000 Building $88,196

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 17, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 63% of the US · lower than 89% of Florida
Wildfire Likelihood0.04% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF AVON PARK
serves 19,361 people · EPA ID FL6280049
Water SourceGroundwater
Last State InspectionMay 2025
Lead10 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting10
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 100 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		1,200 / 35
Verizon
Fixed Wireless		300 / 20

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