840 Main St, Ashby, MA 01431 Property Records

Middlesex County and Ashby Town property record for 840 Main St, Ashby, MA 01431

Property Summary

Property Type	Retail Stores (Personal Services, Photography, Travel)
Details	4,000 sqft · built 1840
Lot Size	0.32 acres (13,939 sqft)
Owner	2 Company Names on File
Tax Bill	$2,055 (2025)
Deeds & Mortgages	May 2026 Transfer Feb 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`M:014/010.0-0004-0000.0`

Property Details

APN / Parcel Number

Primary APN	`M:014/010.0-0004-0000.0`
Alternative APN	`ASHB M:010.0 B:0004 L:0000.0`

Interior

Stories	2 Stories
Building Area	4,000 sqft Gross Area

Exterior

Year Built	Built 1840
Effective Year Built	Effective 1840
Roof Material	Rolled Roofing
Lot Area	13,939 sqft (0.32 acres)
Total Buildings	4 Buildings

Utilities, Heating & Cooling

Heating System	Steam

Location & Zoning

Street Address	840 MAIN ST
City	ASHBY
State	MA
Zip	01431
Property Category	Commercial
Property Type	Commercial > Retail > Retail Stores (Personal Services, Photography, Travel)
Local Zoning Code	RC
Legal Block	4
Jurisdiction	ASHBY MA
Township / Civil Division	ASHBY
Census Block Group	1
Census Block	1024
Census Tract	300100

Owner

Source: Middlesex County and Ashby Town records, as of May 27, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Company Names on File
Mailing Address	1238 NEW IPSWICH RD, ASHBY, MA 01431-1827
Owner Type	Company
Vesting	Trust, Revocable Trust

Deeds, Mortgages & Sale History

Date	Document
May 5, 2026	Quit Claim Deed, Transfer Quitclaim
Feb 25, 2020	Deed of Trust, Mortgage GUARANTEED RATE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	May 4, 2026
Transfer Doc	085553-233
Record Updated	Sep 20, 2026

May 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ASHBY MA
Recording Date	May 5, 2026
Property Address	840 MAIN ST, ASHBY, MA 01431
Document Number	085553-233
Book / Page	85553 / 233
Instrument Date	May 4, 2026
Instrument	202650558
Transaction Type	Transfer
Record Updated	Aug 28, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1238 NEW IPSWICH RD, ASHBY, MA 01431-1827

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ASHLAND MA
Property Address	840 MAIN ST, ASHBY, MA 01431
Document Number	74219-155
Instrument Date	Feb 25, 2020
Transaction Type	Mortgage
Record Updated	Jun 24, 2021
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	12 ENSLIN CIR ASHLAND MA 017211240, ASHLAND, MA 01721-1240

Mortgage

Document Number	74219-155
Date	Mar 2, 2020
Book Page	074219/000155
Instrument	31367

Lender

Name	GUARANTEED RATE

Agreement

Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2050

Tax Assessment & Valuation

Source: Middlesex County and Ashby Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
County Subdivision	Ashby Town
Unified School District	North Middlesex School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$2,055.00 (-19.35%)	$134,900 (-17.79%) Land $57,900 Building $77,000
2024	$2,548.00 (+31.2%)	$164,100 (+38.72%) Land $55,500 Building $108,600
2023	$1,942.00	$118,300 Land $52,200 Building $66,100

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 65 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

Cell Coverage

4G LTE only, no 5G reported

Nearby Properties on Main St

Nearby Streets

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