Allegan County property record for 840 Lake St, Saugatuck, MI 49453
| Property Type | Condominium |
|---|---|
| Details | 1 ba · 1,545 sqft |
| Lot Size | 0.413 acres (18,032 sqft) |
| Owner | Company Name on Record |
| Last Sale | $220,000 (Sep 2015) |
| Tax Bill | $6,696 (2025) |
| Deeds & Mortgages | May 2022 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 57-030-013-01 |
| Primary APN | 57-030-013-01 |
|---|---|
| Alternative APN |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 2 Stories |
| Building Area | 1,545 sqft Living Area |
| 1st Floor Area | 1,287 sqft |
| Basement Area | 344 sqft |
| Unfinished Basement | 344 sqft |
| Architectural Style | Condo/Apartment |
|---|---|
| Exterior Material | Wood Siding |
| Lot Area | 18,032 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 840 LAKE ST |
|---|---|
| City | SAUGATUCK |
| State | MI |
| Zip | 49453-9748 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Local Zoning Code | R-RESORTDI |
| Legal Description | UNIT 13 ARROWHEAD RESORT CONDOMINIUMS SE 1/4 SEC 9 SAUGATUCK CITY (09) |
| Legal Range | 16W |
| Legal Township | 03N |
| Legal Section | 09 |
| Legal Subdivision | ARROWHEAD RESORT CONDOMINIUMS |
| Legal Unit | 13 |
| Jurisdiction | ALLEGAN MI |
| Township / Civil Division | SAUGATUCK |
| Census Block Group | 1 |
| Census Block | 1041 |
| Census Tract | 30801 |
Source: Allegan County records, as of September 9, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 130 E OAK ST, 36A, CHICAGO, IL 60611-1505 |
| Owner Type | Company |
| Vesting | Trust |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 15, 2015 · Amount on Record |
| Deed Sale | Sep 15, 2015 · Amount on Record |
| Prior Sale | Jan 12, 2011 · Amount on Record |
| Deed Book / Page | 3962 / 810 |
| Last Transfer Date | Mar 26, 2022 |
| Transfer Doc | 0004757/76 |
| Record Updated | Oct 29, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | ALLEGAN MI |
| Recording Date | May 5, 2022 |
| Property Address | 840 LAKE ST, SAUGATUCK, MI 49453-9748 |
| Document Number | 0004757/76 |
| Book / Page | 4757 / 76 |
| Map Reference | LB 2037 PG 477-519 |
| Instrument Date | Mar 26, 2022 |
| Instrument | 2022009385 |
| Transaction Type | Transfer |
| Record Updated | May 25, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 130 E OAK ST APT 36A, 36A, CHICAGO, IL 60611-1505 |
Source: Allegan County assessment roll, as of September 9, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Allegan County |
| Municipality | Saugatuck City |
| Unified School District | Saugatuck Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $251,700 (+6.11%) Land $49,800 Building $201,900 | $503,400 (+6.11%) Land $99,600 Building $403,800 | |
| 2025 | $6,696.00 (+3.19%) | $237,200 (+62.91%) Land $39,200 Building $198,000 | $474,400 (+62.91%) Land $78,400 Building $396,000 |
| 2024 | $6,489.00 | ||
| 2023 | $145,600 Land $32,000 Building $113,600 | $291,200 Land $64,000 Building $227,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 21, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 11 individual policies |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 73 units insured incl. 62 condo units |
| Nearby Flood Claims | 2 (2019–2020) |
| Most Recent Claim | Apr 2020 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | KALAMAZOO LAKE SEWER & WATER AUTHORITY serves 5,000 people · EPA ID MI0003525 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2021 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | No certified operator Jul 2025 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 214 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
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