840 Humphrey St, Swampscott, MA 01907 Property Records

Essex County and Swampscott Town property record for 840 Humphrey St, Swampscott, MA 01907

Property Summary

Property Type	Single Family Home
Details	5 bd · 2 ba · 2,156 sqft · built 1920
Lot Size	0.134 acres (5,841 sqft)
Owner	2 Individual Names on File
Last Sale	$700,000 (Jan 2023)
Tax Bill	$8,202 (2026)
Deeds & Mortgages	Feb 2022 Line of Credit Jan 2023 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`SWAM M:0022 B:0018 L:0`

Property Details

APN / Parcel Number

Primary APN	`SWAM M:0022 B:0018 L:0`

Interior

Bedrooms	5 Beds
Full Baths	2 Baths
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,156 sqft Living Area
Gross Area	3,955 sqft
Basement Area	904 sqft
Unfinished Basement	904 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Hip
Roof Material	Asphalt
Lot Area	5,841 sqft (0.134 acres)

Utilities, Heating & Cooling

Heating System	Steam
Heating Fuel	Oil

Location & Zoning

Street Address	840 HUMPHREY ST
City	SWAMPSCOTT
State	MA
Zip	01907-2339
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	N/A
Legal Subdivision	ORCHARD
Legal Block	18
Jurisdiction	SWAMPSCOTT MA
Township / Civil Division	SWAMPSCOTT
Census Block Group	4
Census Block	4006
Census Tract	202200

Owner

840 Humphrey St is owned and occupied by two individuals who bought it in January 2023.

Source: Essex County and Swampscott Town records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	840 HUMPHREY ST, SWAMPSCOTT, MA 01907-2339
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 11, 2022	Deed of Trust, Mortgage · Line of Credit SERVICE CU
Jan 3, 2023	Quit Claim Deed, Transfer · Stand-Alone First Mortgage NORTHPOINTE BANK
Dec 3, 2019	Quit Claim Deed, Transfer · Stand-Alone First Mortgage SERVICE CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 3, 2023 · Amount on File
Deed Sale	Jan 3, 2023 · Amount on File
Prior Sale	Dec 3, 2019 · Amount on File
Deed Book / Page	41382 / 265
Prior Transfer Date	Dec 30, 2022
Prior Transfer Doc	041382-265
Record Updated	Oct 29, 2026

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SWAMPSCOTT MA
Property Address	840 HUMPHREY ST, SWAMPSCOTT, MA 01907-2339
Transaction Type	Mortgage
Record Updated	Jan 21, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	040721-389
Date	Feb 11, 2022
Book Page	40721/389
Instrument	20220211004790

Lender

Name	SERVICE CU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	301 Months
Due	Mar 1, 2047

Interest

Rate Type	Adjustable Rate

January 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SWAMPSCOTT MA
Recording Date	Jan 3, 2023
Property Address	840 HUMPHREY ST, SWAMPSCOTT, MA 01907-2339
Document Number	041382-265
Book / Page	41382 / 265
Instrument Date	Dec 30, 2022
Instrument	20230103000760
Transaction Type	Transfer
Record Updated	Jan 20, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	840 HUMPHREY ST, SWAMPSCOTT, MA 01907-2339

Mortgage

Document Number	230103000770
Date	Jan 3, 2023
Instrument	230103000770

Lender

Name	NORTHPOINTE BANK
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

December 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SWAMPSCOTT MA
Recording Date	Dec 3, 2019
Property Address	840 HUMPHREY ST, SWAMPSCOTT, MA 01907-2339
Document Number	38081-439
Book / Page	38081 / 439
Instrument Date	Nov 26, 2019
Instrument	20191203003800
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	840 HUMPHREY ST, SWAMPSCOTT, MA 01907-2339

Mortgage

Document Number	191203003810
Date	Dec 3, 2019
Instrument	191203003810

Lender

Name	SERVICE CU
Type	Credit Union

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 840 Humphrey St was $8,202, up 4.4% from the year before.

Source: Essex County and Swampscott Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
County Subdivision	Swampscott Town
Unified School District	Swampscott School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$8,202.00 (+4.42%)	$683,500 (-0.19%) Land $286,200 Building $397,300	$853,901 (+6.92%)
2025	$7,855.00	$684,800 Land $286,200 Building $398,600	$798,665
2023	$7,310.00	$622,700 Land $256,300 Building $366,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 840 Humphrey St in Zone X, an area of minimal flood risk, though there have been 122 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	122 (1978–2018)
Claims Outside the SFHA	23 of 122
Most Recent Claim	Mar 2018 · Severe Winter Storm And Flooding
Claims by Event	Severe Storms And Flooding, May 2006 · 12 claims Coastal Storm, Oct 1991 · 21 claims Coastal Storms, Flood, Ice & Snow, Feb 1978 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 840 Humphrey St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SWAMPSCOTT WATER DEPT. (MWRA) serves 15,300 people · EPA ID MA3291000
Water Source	Purchased surface water from MWRA
Last State Inspection	Mar 2026
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 374 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 2,000

May also be available: T-Mobile.

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