840 Hermosa Cliffs Rd, Durango, CO 81301 Property Records

La Plata County property record for 840 Hermosa Cliffs Rd, Durango, CO 81301

Property Summary

Property Type	Single Family Home
Details	5 bd · 5 ba · 6,547 sqft · built 1982
Lot Size	1.82 acres (79,366 sqft)
Owner	2 Individual Names on Record
Last Sale	$975,000 (Aug 2018)
Tax Bill	$7,660 (2025)
Deeds & Mortgages	Mar 2019 Mortgage Aug 2018 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`5325-021-01-039`

Property Details

APN / Parcel Number

Primary APN	`5325-021-01-039`
Alternative APN	`R436768`

Interior

Bedrooms	5 Beds
Full Baths	5 Baths
Stories	2 Stories
Building Area	6,547 sqft Living Area
Gross Area	7,698 sqft
Basement Area	1,038 sqft
Finished Basement	1,038 sqft

Exterior

Year Built	Built 1982
Effective Year Built	Effective 1982
Architectural Style	Custom Design
Lot Area	79,366 sqft
Garage Type	Attached
Garage Area	1,151 sqft
Porch	Porch
Porch Area	187 sqft
Patio Area	1,276 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Account Number	R436768
Street Address	840 HERMOSA CLIFFS RD
City	DURANGO
State	CO
Zip	81301-8730
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SECTION: 2 TOWNSHIP: 38 RANGE: 9 TR IN NW/4 NE/4 SECTION: 35 TOWNSHIP: 39 RANGE: 9 TR IN SW/4SE/4 PER WD 1146379 840 HERMOSA CLIFFS RD DURANGO 81301
Legal Range	09
Legal Township	38
Legal Section	02
Legal Subdivision	DURANGO
Legal Block	2
Jurisdiction	LA PLATA CO
Township / Civil Division	DURANGO
Census Block Group	2
Census Block	2000
Census Tract	970705

Owner

Source: La Plata County records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	5115 URSULA LN, DALLAS, TX 75229-6419
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 25, 2019	Deed of Trust, Mortgage · Commercial Mortgage BANK OF THE SAN JUANS
Aug 3, 2018	Warranty Deed, Transfer · Commercial Mortgage BANK OF THE SAN JUANS
Aug 3, 2018	Grant Deed, Transfer LAND TITLE GUARANTEE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 3, 2018 · Amount on Record
Deed Sale	Aug 3, 2018 · Amount on Record
Deed Document Number	20181146379
Record Updated	Sep 20, 2026

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LA PLATA CO
Property Address	840 HERMOSA CLIFFS RD, DURANGO, CO 81301-8730
Transaction Type	Mortgage
Record Updated	Oct 21, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001154684
Date	Mar 25, 2019
Instrument	1154684

Lender

Name	BANK OF THE SAN JUANS
Type	Bank
Address	DURANGO, CO 81301

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

August 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LA PLATA CO
Recording Date	Aug 3, 2018
Property Address	840 HERMOSA CLIFFS RD, DURANGO, CO 81301-8730
Document Number	0001146379
Instrument Date	Aug 3, 2018
Instrument	1146379
Transaction Type	Transfer
Record Updated	Oct 21, 2022
Title Company	LAND TITLE GUARANTEE CO

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$97.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6512 OLD GATE RD, PLANO, TX 75024-7406

Mortgage

Document Number	0001146380
Date	Aug 3, 2018
Instrument	1146380

Lender

Name	BANK OF THE SAN JUANS
Type	Bank
Address	DURANGO, CO 81301

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

August 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	LA PLATA CO
Recording Date	Aug 3, 2018
Property Address	840 HERMOSA CLIFFS RD, DURANGO, CO 81301-8730
Document Number	0001146378
Instrument Date	Aug 2, 2018
Instrument	1146378
Transaction Type	Transfer
Record Updated	Feb 19, 2020
Title Company	LAND TITLE GUARANTEE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Corporate Trust
Address	659 VENEZIA GRANDE DR NAPLES FL 341192378, NAPLES, FL 34119-2378

Tax Assessment & Valuation

Source: La Plata County assessment roll, as of July 20, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	La Plata County
Unified School District	Durango School District 9-R (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$147,140 (+5.39%) Land $24,900 Building $122,240	$2,233,810 (-) Land $378,000 Building $1,855,810
2025	$7,660.00 (+70.94%)	$139,620 (+30.79%) Land $23,630 Building $115,990	$2,233,810 (+40.21%) Land $378,000 Building $1,855,810
2023	$4,481.00 (+9.11%)	$106,750 (+10.35%) Land $18,770 Building $87,980	$1,593,240 (+14.46%) Land $280,130 Building $1,313,110
2022	$4,107.00	$96,740 Land $13,430 Building $83,310	$1,391,950 Land $193,200 Building $1,198,750

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 20 policies
Nearby Flood Policies	20 in force
Nearby Flood Claims	2 (2018)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Jul 2018 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 74% of the US · above 72% of Colorado
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 22 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
CenturyLink DSL	60 / 5

Cell Coverage

4G LTE (outdoors only), no 5G reported

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