840 Forest Ave, Rye, NY 10580 Property Records

Westchester County and Rye City property record for 840 Forest Ave, Rye, NY 10580

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 3,060 sqft · built 1936
Lot Size	0.35 acres (15,246 sqft)
Owner	2 Individual Names on Record
Tax Bill	$45,089 (2025)
Deeds & Mortgages	Aug 2022 Line of Credit Jul 2018 Line of Credit + 4 more
Flood Zone	Zone X (moderate risk)
APN	`551400 153-11-2-77`

Property Details

APN / Parcel Number

Primary APN	`551400 153-11-2-77`
Alternative APN	`140015301100020770000000`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	3,060 sqft Living Area
1st Floor Area	1,599 sqft
2nd Floor Area	1,461 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1936
Effective Year Built	Effective 1936
Architectural Style	Colonial
Lot Area	15,246 sqft (0.35 acres)

Location & Zoning

Street Address	840 FOREST AVE
City	RYE
State	NY
Zip	10580-3104
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R4
Legal Block	2
Legal Lot Number	77.000
Jurisdiction	WESTCHESTER NY
Township / Civil Division	RYE
Census Block Group	2
Census Block	2015
Census Tract	7600

Owner

Source: Westchester County and Rye City records, as of May 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	PO BOX 10826, GREENVILLE, SC 29603-0826
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 26, 2022	Deed of Trust, Mortgage · Line of Credit CITIZENS BANK NA
Jul 10, 2018	Deed of Trust, Mortgage · Line of Credit CITIZENS BANK NA
Mar 12, 2019	Deed of Trust, Mortgage · Line of Credit CITIZENS BANK NA
Dec 30, 2019	Deed of Trust, Mortgage · Line of Credit CITIZENS BK NA
Oct 5, 2017	Deed of Trust, Mortgage · VA Mortgage QUICKEN LNS
Oct 5, 2017	Loan Modification, Mortgage · Conventional Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Jun 8, 2026

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WESTCHESTER NY
Property Address	840 FOREST AVE, RYE, NY 10580-3104
Transaction Type	Mortgage
Record Updated	Sep 9, 2022
Title Company	ACCURATE GROUP LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	840 FOREST AVE, RYE, NY 10580-3104

Mortgage

Document Number	0622383239
Date	Aug 26, 2022
Instrument	622383239

Lender

Name	CITIZENS BANK NA
Type	Bank
Address	PROVIDENCE, RI 02903

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Aug 7, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WESTCHESTER NY
Property Address	840 FOREST AVE, RYE, NY 10580-3104
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0581913235
Date	Jul 10, 2018
Instrument	581913235

Lender

Name	CITIZENS BANK NA
Type	Bank
Address	PROVIDENCE, RI 02903

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	299 Months
Due	Jun 27, 2043

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WESTCHESTER NY
Property Address	840 FOREST AVE, RYE, NY 10580-3104
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	ACCURATE GROUP

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0590713412
Date	Mar 12, 2019
Instrument	590713412

Lender

Name	CITIZENS BANK NA
Type	Bank
Address	PROVIDENCE, RI 02903

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	299 Months
Due	Feb 26, 2044

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WESTCHESTER NY
Property Address	840 FOREST AVE, RYE, NY 10580-3104
Document Number	0600213512
Instrument Date	Dec 30, 2019
Transaction Type	Mortgage
Record Updated	Feb 6, 2020
Title Company	EQUITY NATIONAL TITLE LLC, EQUITY NAT'L TITLE & CLOSING S

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	840 FOREST AVE RYE NY 105803104, RYE, NY 10580-3104

Mortgage

Document Number	0600213512
Date	Jan 21, 2020
Book Page	060021/003512

Lender

Name	CITIZENS BK NA
Address	PROVIDENCE, RI 02903

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Jan 20, 2045

Interest

Rate Type	Adjustable Rate

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WESTCHESTER NY
Property Address	840 FOREST AVE, RYE, NY 10580-3104
Document Number	0572863504
Instrument Date	Oct 5, 2017
Transaction Type	Mortgage
Record Updated	Nov 17, 2017
Title Company	RMF ABSTRACT CORPORATION, RMF ABSTRACT CORP

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	840 FOREST AVE RYE NY 105803104, RYE, NY 10580-3104

Mortgage

Document Number	0572863504
Date	Oct 16, 2017
Book Page	057286/003504

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 15, 2047

Interest

Rate Type	Adjustable Rate
Rate	3.62%

October 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	WESTCHESTER NY
Property Address	840 FOREST AVE, RYE, NY 10580-3104
Document Number	0572863507
Instrument Date	Oct 5, 2017
Transaction Type	Mortgage
Record Updated	Jan 11, 2019
Title Company	RMF ABSTRACT CORPORATION, RMF ABSTRACT CORP

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	840 FOREST AVE RYE NY 105803104, RYE, NY 10580-3104

Mortgage

Document Number	0572863507
Date	Oct 16, 2017
Book Page	057286/003507

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 15, 2047

Interest

Rate Type	Adjustable Rate
Rate	3.62%

Tax Assessment & Valuation

Source: Westchester County and Rye City assessment roll, as of May 14, 2026

Property Jurisdictions

Type	Name
State	New York
County	Westchester County
Municipality	Rye City
Unified School District	Rye City School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$45,089.00	$40,050 (-) Land $6,350 Building $33,700	$3,394,068 (+6.78%) Land $538,136 Building $2,855,932
2024		$40,050 (-) Land $6,350 Building $33,700	$3,178,571 (+2.38%) Land $503,968 Building $2,674,603
2023		$40,050 Land $6,350 Building $33,700	$3,104,651 Land $492,248 Building $2,612,403

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 134 policies
Nearby Flood Policies	134 in force
Nearby Flood Claims	356 (1978–2024)
Claims Outside the SFHA	94 of 356
Most Recent Claim	Aug 2024 · rainfall accumulation
Claims by Event	Hurricane Sandy, Oct 2012 · 59 claims Severe Storms, Flooding, Heavy Rains, High Winds, Oct 1996 · 41 claims Coastal Storm, High Tides, Heavy Rain, & Flooding, Dec 1992 · 51 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 94% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VEOLIA WATER NEW YORK, INC. RD-2 private · serves 57,301 people · EPA ID NY5903456
Water Source	Purchased surface water from several systems
Last State Inspection	Aug 2025
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 222 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber	980 / 880

Cell Coverage

5G (outdoors only) and 4G LTE

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