840 Flamevine Ln, Vero Beach, FL 32963 Property Records

Indian River County property record for 840 Flamevine Ln, Vero Beach, FL 32963

Property Summary

Property TypeResidential Vacant Land
Details3 bd · 4.5 ba · 2,453 sqft · built 1958
Lot Size0.49 acres (21,344 sqft)
Owner2 Individual Names on Record
Last Sale$1,100,000 (Jul 2021)
Tax Bill$15,056 (2025)
Deeds & MortgagesNov 2022 Construction Loan
Jul 2021 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN32-40-32-00000-0090-00004.0

Property Details

APN / Parcel Number

Primary APN32-40-32-00000-0090-00004.0
Alternative APN
  • 58422

Interior

Bedrooms3 Beds
Full Baths4.5 Baths
Half Baths1 Half Bath
Total Rooms7 Rooms
Stories1 Story
Building Area2,453 sqft Living Area
Gross Area3,698 sqft
1st Floor Area2,453 sqft
FlooringSoftwood
Interior WallsPlaster
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1958
Effective Year BuiltEffective 1958
Architectural StyleCustom Design
Exterior MaterialConcrete Block
Construction TypeMasonry / Concrete Block
Roof TypeShed Roof
Roof MaterialGravel
Lot Area21,344 sqft (0.49 acres)
Lot Dimensions156 ft deep x 136 ft wide
View / LotInterior
Garage TypeAttached
Garage Area720 sqft

Exterior Amenities

Pool Area450 sqft
PorchScreened Porch
Porch Area525 sqft
Patio Area495 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address840 FLAMEVINE LN
CityVERO BEACH
StateFL
Zip32963-1903
Property CategoryResidential
Property TypeVacant Land > Residential
Local Zoning CodeR-1A
Legal DescriptionSEC 32 TWP 32 RNG 40 GOVT LOT 9 THE N 156 FT OF THE W 136 FT OF THE FOLL DESC PARCEL OF LAND BEING MORE PART DESC AS FOLL A PART OF A PARCEL OF LAND SHOWN ON THE PLAT BRIGGS TIERNEY S/D PBI 4-2 BEING A PARCEL OF LAND 250 FT IN WIDTH AND 250 FT IN DEP
Legal Range40E
Legal Township32S
Legal Section32
Legal SubdivisionNULL
Legal Lot Number9
JurisdictionINDIAN RIVER FL
Township / Civil DivisionVERO BEACH
Census Block Group1
Census Block1050
Census Tract50504

Owner

Source: Indian River County records, as of December 8, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address840 FLAMEVINE LN, VERO BEACH, FL 32963-1903
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Nov 4, 2022Deed of Trust, Mortgage · Construction Mortgage
MARINE BANK & TRUST COMPANY
Jul 1, 2021Deed, Transfer · Conventional Mortgage
SOUTH STATE BANK NA

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 1, 2021 · Amount on Record
Deed SaleJul 1, 2021 · Amount on Record
Deed Document Number202147935
Deed Book / Page3439 / 2378
Prior Transfer DateJun 15, 2012
Prior Transfer Doc0025871247
Record UpdatedJun 8, 2026

November 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionINDIAN RIVER FL
Property Address840 FLAMEVINE LN, VERO BEACH, FL 32963-1903
Transaction TypeMortgage
Record UpdatedNov 21, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address840 FLAMEVINE LN, VERO BEACH, FL 32963-1903

Mortgage

Document Number0035820424
DateNov 4, 2022
Book Page3582/424
Instrument3120220065697
Lender
NameMARINE BANK & TRUST COMPANY
TypeBank
AddressVERO BEACH, FL 32963
Agreement
TypeConstruction Mortgage
AmountAmount Recorded
Term379 Months
DueJun 1, 2054
Interest
Rate TypeAdjustable Rate
Rate4.75%
Type Change DateJun 1, 2034
Change Frequency6 Months
Min Rate At Change3.75%
Max Rate At Change6.75%
IndexOther
Margin3
Max Rate9.75%

July 2021: Deed, Transfer

Document TypeDeed
JurisdictionINDIAN RIVER FL
Recording DateJul 1, 2021
Property Address840 FLAMEVINE LN, VERO BEACH, FL 32963-1903
Document Number0034392378
Book / Page3439 / 2378
Map ReferenceMB 4 PG 2
Instrument DateJun 29, 2021
Instrument3120210047935
Transaction TypeTransfer
Record UpdatedJul 16, 2021
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$7,700.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address840 FLAMEVINE LN, VERO BEACH, FL 32963-1903

Mortgage

Document Number34392381
DateJul 1, 2021
Instrument3439/2381
Lender
NameSOUTH STATE BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJul 1, 2051
Interest
Rate TypeAdjustable Rate
Rate3.12%
Type Change DateJul 1, 2031
Change FrequencyAnnually
Min Rate At Change2.75%
Max Rate At Change8.12%
Index1-Year CMT
Max Rate8.12%

Tax Assessment & Valuation

Source: Indian River County assessment roll, as of December 8, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyIndian River County
MunicipalityVero Beach City
Unified School DistrictIndian River County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$15,056.00 (+0.03%) Homeowner's exemption$989,536 (-0.91%) Land $989,536$989,536 (-3.44%) Land $989,536
2023$15,051.00 (+2.89%)$998,606 (+3%)$1,024,743 (+5.7%) Land $989,536 Building $35,207
2022$14,628.00$969,521 Land $680,306 Building $289,215$969,521 Land $680,306 Building $289,215

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 433 individual policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies622 units insured
incl. 189 condo units
Nearby Flood Claims129 (1979–2024)
Claims Outside the SFHA59 of 129
Most Recent ClaimOct 2024 · Hurricane Milton
Claims by Event
  • Hurricane Milton, Oct 2024 · 6 claims
  • Hurricane Irma, Sep 2017 · 5 claims
  • Hurricane Frances, Sep 2004 · 100 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF VERO BEACH
serves 37,308 people · EPA ID FL3310206
Water SourceGroundwater
Last State InspectionMar 2025
Lead5 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Jul 2020
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting29
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 255 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless · DSL · Fiber in parts of the area
100 / 20

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