840 Ebb Tide Dr, Colonial Beach, VA 22443 Property Records

Westmoreland County property record for 840 Ebb Tide Dr, Colonial Beach, VA 22443

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,720 sqft · built 2017
Owner	Individual Name on File
Last Sale	$247,097 (Jun 2017)
Tax Bill	$2,193 (2025)
Deeds & Mortgages	Oct 2025 Second Mortgage Nov 2021 Refinance + 2 more
Flood Zone	Zone X (minimal risk)
APN	`10B-2-H-2`

Property Details

APN / Parcel Number

Primary APN	`10B-2-H-2`
Alternative APN	`15867`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	1 Story
Building Area	2,720 sqft Living Area
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2017
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Foundation Type	Concrete
Roof Material	Composition Shingle
Parking Spaces	2 Parking Spaces
Porch	Open Porch

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	15867
Old Parcel Number	10B-2-H-2
Street Address	840 EBB TIDE DR
City	COLONIAL BEACH
State	VA
Zip	22443-5043
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	DB
Legal Description	EBB TIDE BEACH LOT 2 BK H SEC BDB 896 PG 1693
Legal Subdivision	EBB TIDE BEACH SEC B
Legal Block	H
Legal Lot Number	2
Jurisdiction	WESTMORELAND VA
Township / Civil Division	WASHINGTON
Census Block Group	3
Census Block	3004
Census Tract	10300

Owner

840 Ebb Tide Dr is owned and occupied by an individual who bought it in June 2017.

Source: Westmoreland County records, as of January 7, 2026

Owner of Record	Individual Name on File
Mailing Address	840 EBB TIDE DR, COLONIAL BEACH, VA 22443-5043
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 6, 2025	Deed of Trust, Mortgage · Stand-Alone Second Mortgage LOANDEPOT.COM LLC
Nov 29, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance LOANDEPOT.COM LLC
Jun 30, 2017	Warranty Deed, Subdivision Related Transfer · Stand-Alone First Mortgage FAIRWAY INDEPENDENT MORTGAGE CORPOR
Feb 17, 2017	Warranty Deed, Transfer · Line of Credit UNION BANK & TRUST

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 30, 2017 · Amount on File
Deed Sale	Jun 30, 2017 · Amount on File
Prior Sale	Feb 17, 2017 · Amount on File
Deed Document Number	0008961693
Deed Book / Page	896 / 1693
Record Updated	Jun 8, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WESTMORELAND VA
Property Address	840 EBB TIDE DR, COLONIAL BEACH, VA 22443-5043
Transaction Type	Mortgage
Record Updated	Oct 22, 2025
Title Company	CLOSING USA LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000996/528
Date	Oct 6, 2025
Book Page	996/528

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	IRVINE, CA 92618

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	120 Months
Due	Oct 1, 2035

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WESTMORELAND VA
Property Address	840 EBB TIDE DR, COLONIAL BEACH, VA 22443-5043
Transaction Type	Mortgage
Record Updated	Dec 8, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	09492602
Date	Nov 29, 2021
Instrument	09492602

Lender

Name	LOANDEPOT.COM LLC

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2051

Interest

Rate Type	Fixed Rate

June 2017: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	WESTMORELAND VA
Recording Date	Jun 30, 2017
Property Address	840 EBB TIDE DR, COLONIAL BEACH, VA 22443-5043
Document Number	0008961693
Instrument Date	Jun 30, 2017
Instrument	8961693
Transaction Type	Subdivision Related Transfer
Record Updated	Jan 13, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	844 EBB TIDE DR, COLONIAL BEACH, VA 22443-5043

Mortgage

Document Number	0008961695
Date	Jun 30, 2017
Instrument	8961695

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORPOR

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

February 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WESTMORELAND VA
Recording Date	Feb 17, 2017
Property Address	840 EBB TIDE DR, COLONIAL BEACH, VA 22443-5043
Document Number	0008920829
Instrument Date	Feb 14, 2017
Instrument	08920829
Transaction Type	Transfer
Record Updated	Jan 13, 2022
Title Company	TERRY TITLE, TERRYS TITLE

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5 TWIN SPRINGS DR, FREDERICKSBURG, VA 22407-6450

Mortgage

Document Number	0008920832
Date	Feb 17, 2017
Instrument	08920832

Lender

Name	UNION BANK & TRUST

Agreement

Type	Line of Credit
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 840 Ebb Tide Dr was $2,193.

Source: Westmoreland County assessment roll, as of October 15, 2025

Property Jurisdictions

Type	Name
State	Virginia
County	Westmoreland County
Unified School District	Westmoreland County Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,193.00	$322,500 Land $18,500 Building $304,000	$322,500 Land $18,500 Building $304,000
2023	$1,999.00	$322,500 Land $18,500 Building $304,000	$322,500 Land $18,500 Building $304,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 840 Ebb Tide Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 22, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 840 Ebb Tide Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BERKLEY BEACH - EBB TIDE BEACH private · serves 892 people · EPA ID VA4193120
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 205 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Breezeline Cable	1,000 / 50

May also be available: Verizon.

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