840 E Union Ridge Rd, Union, WA 98592 Property Records

Mason County property record for 840 E Union Ridge Rd, Union, WA 98592

Property Summary

Property Type	Seasonal / Vacation Home
Details	2 bd · 1 ba · 1,152 sqft · built 1989
Lot Size	3.31 acres (144,184 sqft)
Owner	2 Individual Names on Record
Last Sale	$224,937 (Sep 2018)
Tax Bill	$2,602 (2025)
Deeds & Mortgages	Apr 2021 Mortgage Aug 2022 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`32106-75-90082`

Property Details

APN / Parcel Number

Primary APN	`32106-75-90082`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	1,152 sqft Living Area
1st Floor Area	1,152 sqft
Upper Floors Area	256 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Architectural Style	Multi-Level
Exterior Material	Combination
Construction Type	Frame
Foundation Type	Concrete
Roof Material	Composition Shingle
Lot Area	144,184 sqft
View / Lot	Water View
Pool Type	Spa / Hot Tub (No Pool)
Deck Area	320 sqft
Patio Area	320 sqft

Utilities, Heating & Cooling

Heating System	Baseboard
Heating Fuel	Electric

Location & Zoning

Street Address	840 E UNION RIDGE RD
City	UNION
State	WA
Zip	98592-9539
Property Category	Residential
Property Type	Residential > Specialized > Seasonal / Vacation Home
Local Zoning Code	RR5
Legal Description	TR H-2 OF SURVEY 6/45 LOT 2 OF SP #1022
Legal Subdivision	SP 1022
Legal Tract	H-2
Legal Lot Number	2
Jurisdiction	MASON WA
Township / Civil Division	UNION-GRAPEVIEW
Census Block Group	1
Census Block	1005
Census Tract	960500

Owner

Source: Mason County records, as of May 27, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	5835 BALTIMORE AVE, COCOA, FL 32927-8857
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 19, 2021	Deed of Trust, Mortgage · Conventional Mortgage THE CONVERSE COUNTY BANK
Aug 24, 2022	Deed of Trust, Mortgage · Conventional Mortgage THE CONVERSE COUNTY BANK
Oct 2, 2018	Trustee's Deed, Construction Loan · Line of Credit CONVERSE CNTY BK
Sep 26, 2018	Warranty Deed, Transfer THE CONVERSE COUNTY BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 26, 2018 · Amount on Record
Deed Sale	Sep 26, 2018 · Amount on Record
Prior Sale	Sep 3, 2009 · Amount on Record
Deed Document Number	20182099858
Record Updated	Oct 29, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MASON WA
Property Address	840 E UNION RIDGE RD, UNION, WA 98592-9539
Transaction Type	Mortgage
Record Updated	Oct 31, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002155003
Date	Apr 19, 2021
Instrument	2155003

Lender

Name	THE CONVERSE COUNTY BANK
Type	Bank
Address	DOUGLAS, WY 82633

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	358 Months
Due	Feb 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	4.62%
Type Change Date	Feb 1, 2024
Change Frequency	Annually
Min Rate At Change	4.62%
Max Rate At Change	5.62%
Index	Prime Rate
Margin	1
Max Rate	7.62%

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MASON WA
Property Address	840 E UNION RIDGE RD, UNION, WA 98592-9539
Transaction Type	Mortgage
Record Updated	Oct 31, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002186720
Date	Aug 24, 2022
Instrument	2186720

Lender

Name	THE CONVERSE COUNTY BANK
Type	Bank
Address	DOUGLAS, WY 82633

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Aug 1, 2037

October 2018: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	MASON WA
Recording Date	Oct 2, 2018
Property Address	840 E UNION RIDGE RD, UNION, WA 98592-9539
Instrument Date	Sep 24, 2018
Instrument	2100150
Transaction Type	Construction Loan
Record Updated	Nov 22, 2018
Title Company	OLYMPIC TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5105 GRAD LOOP #514 TACOMA WA 98407, 514, TACOMA, WA 98407

Mortgage

Document Number	0002100150
Date	Oct 2, 2018
Instrument	2100150

Lender

Name	CONVERSE CNTY BK
Type	Bank
Address	DOUGLAS, WY 82633

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

September 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MASON WA
Recording Date	Sep 26, 2018
Property Address	840 E UNION RIDGE RD, UNION, WA 98592-9539
Document Number	0002099858
Map Reference	AF393037
Instrument Date	Sep 14, 2018
Instrument	2099858
Transaction Type	Transfer
Record Updated	Jun 18, 2021
Title Company	OLYMPIC TITLE COMPANY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$4,003.88
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	840 E UNION RIDGE RD, UNION, WA 98592-9539

Mortgage

Document Number	0002099859
Date	Sep 26, 2018
Instrument	2099859

Lender

Name	THE CONVERSE COUNTY BANK
Type	Bank

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: Mason County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Mason County
Unified School District	Hood Canal School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$343,875 (-6.29%) Land $175,705 Building $168,170	$343,875 (-6.29%) Land $175,705 Building $168,170
2025	$2,602.00 (+6.16%)
2024	$2,451.00 (+1.32%)	$366,975 (+9.95%) Land $175,695 Building $191,280	$366,975 (+9.95%) Land $175,695 Building $191,280
2023	$2,419.00
2022		$333,760 Land $155,760 Building $178,000	$333,760 Land $155,760 Building $178,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Washington
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 33 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Hood Canal Communications Fiber · Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, PUD 3 Fiber, Ziply Fiber.

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