840 E Flag Ln, Kissimmee, FL 34759 Property Records

Osceola County property record for 840 E Flag Ln, Kissimmee, FL 34759

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,435 sqft · built 1973
Lot Size	0.176 acres (7,710 sqft)
Owner	Individual Name on Record
Last Sale	$205,000 (Aug 2020)
Tax Bill	$2,709 (2025)
Deeds & Mortgages	Mar 2024 Mortgage Aug 2020 Sale & Mortgage + 1 more
Flood Zone	Zone A (high risk)
APN	`26808`

Property Details

APN / Parcel Number

Primary APN	`26808`
Alternative APN	`252628612416610090`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,435 sqft Heated Area
Gross Area	2,135 sqft
1st Floor Area	1,435 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1973
Exterior Material	Concrete Block
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	7,710 sqft (0.176 acres)
Lot Dimensions	87 ft deep x 87 ft wide
Garage Type	Finished
Garage Area	315 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Pool Area	308 sqft
Porch	Finished/Screened Porch
Porch Area	385 sqft
Deck Area	340 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC

Location & Zoning

Account Number	26808
Street Address	840 E FLAG LN
City	KISSIMMEE
State	FL
Zip	34759-3321
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	OPUD
Legal Description	POINCIANA V1 NBD 3S PB 3 PG 53 BLK 1661 LOT 9 18/27/29
Legal Range	28E
Legal Township	26S
Legal Section	25
Legal Subdivision	POINC VLG 1 NBD 3 S
Legal Tract	6124
Legal Block	1661
Legal Lot Number	9,18
Jurisdiction	OSCEOLA FL
Township / Civil Division	KISSIMMEE
Census Block Group	1
Census Block	1013
Census Tract	41302

Owner

Source: Osceola County records, as of December 11, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	840 E FLAG LN, KISSIMMEE, FL 34759-3321
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 12, 2024	Deed of Trust, Mortgage · FHA Mortgage NATIONSTAR MORTGAGE LLC
Aug 11, 2020	Warranty Deed, Transfer · FHA Mortgage DAS ACQUISITION
Apr 15, 2019	Warranty Deed, Transfer · FHA Mortgage LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 11, 2020 · Amount on Record
Deed Sale	Aug 11, 2020 · Amount on Record
Prior Sale	Apr 15, 2019 · Amount on Record
Deed Document Number	2020105138
Deed Book / Page	5771 / 2588
Record Updated	Jun 8, 2026

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OSCEOLA FL
Property Address	840 E FLAG LN, KISSIMMEE, FL 34759-3321
Transaction Type	Mortgage
Record Updated	Apr 16, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	840 E FLAG LN, KISSIMMEE, FL 34759-3321

Mortgage

Document Number	0065632003
Date	Mar 12, 2024
Book Page	6563/2003
Instrument	2024031881

Lender

Name	NATIONSTAR MORTGAGE LLC
Type	Mortgage Company
Address	999 TECH ROW STE 200, MADISON HEIGHTS, MI 48071

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	317 Months
Due	Aug 1, 2050

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Aug 11, 2020
Property Address	840 E FLAG LN, KISSIMMEE, FL 34759-3321
Document Number	0057712588
Book / Page	5771 / 2588
Map Reference	MB 3 PG 53-58
Instrument Date	Aug 5, 2020
Instrument	2020105138
Transaction Type	Transfer
Record Updated	Feb 8, 2022
Title Company	GOLD STAR TITLE & ESCROW INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,435.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	840K E FLAG LN, 840K, KISSIMMEE, FL 34759-3321

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	840 E FLAG LN, KISSIMMEE, FL 34759-3321

Mortgage

Document Number	0057712590
Date	Aug 11, 2020
Instrument	5771/2590

Lender

Name	DAS ACQUISITION
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2050

April 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Apr 15, 2019
Property Address	840 E FLAG LN, KISSIMMEE, FL 34759-3321
Document Number	0055070545
Book / Page	005507 / 000545
Instrument Date	Apr 5, 2019
Instrument	46965
Transaction Type	Transfer
Record Updated	Jan 10, 2020
Title Company	GOLD STAR TITLE CORPORATION, GOLD STAR TITLE CORP

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,295.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	840 E FLAG LN POINCIANA FL 347593321, POINCIANA, FL 34759-3321

Mortgage

Document Number	55070547
Date	Apr 15, 2019
Book Page	005507/000547
Instrument	46966

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 14, 2049

Tax Assessment & Valuation

Source: Osceola County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,709.00 (+8.45%) Homeowner's exemption	$184,965 (+5.99%)	$234,600 (+0.64%) Land $50,000 Building $184,600
2023	$2,498.00 (+4.83%) Homeowner's exemption	$174,518 (+3%)	$233,100 (+5.43%) Land $48,000 Building $185,100
2022	$2,383.00 Homeowner's exemption	$169,435	$221,100 Land $37,000 Building $184,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone A high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Not determined for this zone
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 62 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	62 in force
Nearby Flood Claims	1 (2026)
Most Recent Claim	Mar 2026 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 69% of the US · above 50% of Florida
Wildfire Likelihood	0.3% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOHO WATER AUTHORITY EASTERN private · serves 110,102 people · EPA ID FL3490751
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 180 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Frontier.

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