840 E 3rd St, Englewood, FL 34223 Property Records

Charlotte County property record for 840 E 3rd St, Englewood, FL 34223

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,220 sqft · built 1960
Lot Size	0.229 acres (10,000 sqft)
Owner	Individual Name on File
Last Sale	$115,000 (Oct 2023)
Tax Bill	$3,738 (2025)
Deeds & Mortgages	Oct 2023 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`41-20-05-113-011`

Property Details

APN / Parcel Number

Primary APN	`41-20-05-113-011`
Alternative APNs	`0096643-000000-1` `10004638481`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,220 sqft Living Area
Gross Area	1,484 sqft
1st Floor Area	1,160 sqft
Interior Walls	Plaster

Exterior

Year Built	Built 1960
Architectural Style	Other
Exterior Material	Concrete Block
Construction Type	Concrete Block
Foundation Type	Concrete
Roof Material	Rolled Roofing
Lot Area	10,000 sqft (0.229 acres)
Lot Dimensions	100 ft deep x 100 ft wide
Garage Type	Carport
Carport	Carport
Parking Spaces	1 Parking Space
Porch	Porch
Porch Area	60 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	10004638481
Old Parcel Number	00966430000001
Street Address	840 E 3RD ST
City	ENGLEWOOD
State	FL
Zip	34223-4424
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RSF3.5
Legal Description	RCP 002 000D 0004 ROCK CREEK PARK 2ND ADD BLK D LT 4 259/627 529/633 502/969 806/1643 DC906/1757 1441/2109 332
Legal Range	20E
Legal Township	41S
Legal Section	05
Legal Subdivision	ROCK CREEK PARK
Legal Block	D
Legal Lot Number	4
Jurisdiction	CHARLOTTE FL
Township / Civil Division	GROVE CITY-ROTONDA
Census Block Group	1
Census Block	1006
Census Tract	30301

Owner

Source: Charlotte County records · APN 41-20-05-113-011

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	840 E 3RD ST, ENGLEWOOD, FL 34223-4424
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Oct 24, 2023 · Amount on Record
Deed Sale	Oct 24, 2023 · Amount on Record
Prior Sale	Jan 11, 1996 · Amount on Record
Deed Document Number	3329969
Record Updated	Jun 08, 2026

October 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHARLOTTE FL
Recording Date	Oct 24, 2023
Property Address	840 E 3RD ST, ENGLEWOOD, FL 34223-4424
Document Number	0003329969
Map Reference	MB 4 PG 29
Instrument Date	Oct 20, 2023
Instrument	3329969
Transaction Type	Transfer
Record Updated	Nov 13, 2023
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$805.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	421 KENNEDY MOUNTAIN RD, CLARKESVILLE, GA 30523-0645

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	840 E 3RD ST, ENGLEWOOD, FL 34223-4424

Mortgage

Document Number	0003329970
Date	Oct 24, 2023
Instrument	3329970

Lender

Name	DAVID HOLT
Type	Private Party

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Charlotte County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Florida
County	Charlotte County
Unified School District	Charlotte County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,738.00 (+43.27%) Homeowner's exemption	$162,447 (+89.56%)	$96,037 (+4.94%) Land $48,300 Building $47,737
2023	$2,609.00 (+11.69%)	$85,697 (-37.23%)	$91,515 (-32.97%) Land $44,160 Building $47,355
2022	$2,336.00	$136,526 Land $27,370 Building $109,156	$136,526 Land $27,370 Building $109,156

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Charlotte County (12015C), as of September 28, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120150303011, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	8.0 ft
Coastal	Yes
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 224 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	272 units insured incl. 48 condo units
Nearby Flood Claims	228 (1982–2024)
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Milton, Oct 2024 · 94 claims Hurricane Helene, Oct 2024 · 60 claims Hurricane Ian, Oct 2022 · 19 claims

Wildfire

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
ALTIUS Communications Fixed Wireless	100 / 20

Based on FCC filings for 318 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System, water system FL6580531, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	ENGLEWOOD WATER DIST public/private · serves 38,265 people
Water Source	Groundwater
Lead	6 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.