840 Douglas St, Covington, TN 38019 Property Records

Tipton County property record for 840 Douglas St, Covington, TN 38019

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,727 sqft · built 1958
Lot Size	0.707 acres (30,800 sqft)
Owner	Individual Name on File
Last Sale	$70,000 (Oct 2025)
Tax Bill	$767 (2022)
Deeds & Mortgages	Dec 2025 Mortgage Oct 2025 Sale
Flood Zone	Zone X (minimal risk)
APN	`084041K B 02300`

Property Details

APN / Parcel Number

Primary APN	`084041K B 02300`
Alternative APN	`041K B 02300`

Interior

Full Baths	2 Baths
Plumbing Fixtures	5 Plumbing Fixtures
Stories	1 Story
Building Area	1,727 sqft Living Area
1st Floor Area	1,727 sqft
Flooring	Carpet
Interior Walls	Paneling
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1958
Effective Year Built	Effective 1968
Exterior Material	Brick
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	30,800 sqft (0.707 acres)
Lot Dimensions	200 ft deep x 154 ft wide
Garage Type	Carport
Carport	Carport
Parking Spaces	1 Parking Space
Porch	Open Porch
Porch Area	78 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	840 DOUGLAS ST
City	COVINGTON
State	TN
Zip	38019-3124
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DISTRICT: 01, COUNTY AREA: C43
Jurisdiction	TIPTON TN
Township / Civil Division	2
Census Block Group	5
Census Block	5012
Census Tract	40700

Owner

840 Douglas St is owned by an individual who bought it in October 2025.

Source: Tipton County records, as of January 19, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	845 ELM GROVE RD, BURLISON, TN 38015-6239
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 18, 2025	Deed of Trust, Mortgage · Commercial Mortgage INSOUTH BANK
Oct 2, 2025	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 2, 2025 · Amount on File
Deed Sale	Oct 2, 2025 · Amount on File
Prior Sale	Jun 28, 2013 · Amount on File
Deed Document Number	287066
Deed Book / Page	2098 / 456
Record Updated	Jun 8, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TIPTON TN
Property Address	840 DOUGLAS ST, COVINGTON, TN 38019-3124
Transaction Type	Mortgage
Record Updated	Dec 29, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	845 ELM GROVE RD, BURLISON, TN 38015-6239

Mortgage

Document Number	0002107778
Date	Dec 18, 2025
Book Page	2107/778
Instrument	288879

Lender

Name	INSOUTH BANK
Type	Bank
Address	7696 US HIGHWAY 51 N, MILLINGTON, TN 38053

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	12 Months
Due	Dec 10, 2026

October 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	TIPTON TN
Recording Date	Oct 2, 2025
Property Address	840 DOUGLAS ST, COVINGTON, TN 38019-3124
Document Number	0002098456
Book / Page	2098 / 456
Instrument Date	Sep 29, 2025
Instrument	287066
Transaction Type	Transfer
Record Updated	Oct 13, 2025

Transaction

Amount	Amount on Record
Tax	$259.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	845 ELM GROVE RD, BURLISON, TN 38015-6239

Tax Assessment & Valuation

Source: Tipton County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Tipton County
Municipality	Covington City
Unified School District	Tipton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$33,200 (-) Land $8,500 Building $24,700
2024		$33,200 (-) Land $8,500 Building $24,700
2023		$33,200 (+41.88%) Land $8,500 Building $24,700
2022	$767.00	$23,400 Land $6,250 Building $17,150	$93,600 (-29.52%) Land $25,000 Building $68,600
2020			$132,800 Land $34,000 Building $98,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 840 Douglas St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 28, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 840 Douglas St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 96% of Tennessee
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COVINGTON WATER DEPT serves 14,334 people · EPA ID TN0000144
Water Source	Groundwater
Last State Inspection	Oct 2024
Lead	3 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 375 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	1,200 / 35

May also be available: T-Mobile, Verizon.

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