840 Deer Spring Cir, Concord, CA 94521 Property Records

Contra Costa County property record for 840 Deer Spring Cir, Concord, CA 94521

Property Summary

Property Type	Single Family Home
Details	4 bd · 4.5 ba · 3,072 sqft · built 2000
Lot Size	0.176 acres (7,670 sqft)
Owner	Company Name on Record
Last Sale	$1,088,500 (Jun 2005)
Tax Bill	$17,683 (2025)
Deeds & Mortgages	Nov 2017 Mortgage Dec 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`121-370-019-6`

Property Details

APN / Parcel Number

Primary APN	`121-370-019-6`
Alternative APN	`121-370-019`

Interior

Bedrooms	4 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	3,072 sqft Living Area
1st Floor Area	2,010 sqft
2nd Floor Area	1,062 sqft

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2001
Architectural Style	Cluster
Lot Area	7,670 sqft (0.176 acres)
Garage Type	Attached
Garage Area	616 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	840 DEER SPRING CIR
City	CONCORD
State	CA
Zip	94521-5413
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	T8031 L236
Legal Subdivision	SUBDIVISION 8031
Legal Tract	8031
Legal Lot Number	236
Jurisdiction	CONTRA COSTA CA
Township / Civil Division	CENTRAL CONTRA COSTA
Census Block Group	2
Census Block	2012
Census Tract	355309

Owner

Source: Contra Costa County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	840 DEER SPRING CIR, CONCORD, CA 94521-5413
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Nov 21, 2017	Deed of Trust, Mortgage · ARM JPMORGAN CHASE BANK NA
Dec 17, 2019	Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA
Oct 13, 2020	Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 30, 2005 · Amount on Record
Deed Sale	Jun 30, 2005 · Amount on Record
Prior Sale	Jun 30, 2005 · Amount on Record
Deed Document Number	2005239367
Last Transfer Date	Aug 14, 2014
Transfer Doc	0000138688
Record Updated	Oct 29, 2026

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	840 DEER SPRING CIR, CONCORD, CA 94521-5413
Transaction Type	Mortgage
Record Updated	Nov 3, 2022
Title Company	TSI TITLE COMPANY OF CA INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000219143
Date	Nov 21, 2017
Instrument	2017-219143

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2047

Interest

Rate Type	Adjustable Rate
Rate	3.5%
Type Change Date	Dec 1, 2024
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	8.5%
Index	1-Year LIBOR
Max Rate	8.5%

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	840 DEER SPRING CIR, CONCORD, CA 94521-5413
Transaction Type	Mortgage
Record Updated	Nov 3, 2022
Title Company	AMROCK TITLE CALIFORNIA INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000225648
Date	Dec 17, 2019
Instrument	2019-225648

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jan 1, 2035

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	840 DEER SPRING CIR, CONCORD, CA 94521-5413
Transaction Type	Mortgage
Record Updated	Nov 3, 2022
Title Company	AMROCK TITLE CALIFORNIA INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	840 DEER SPRING CIR, CONCORD, CA 94521-5413

Mortgage

Document Number	0000235537
Date	Oct 13, 2020
Instrument	2020-235537

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Oct 1, 2030

Tax Assessment & Valuation

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	Contra Costa County
Municipality	Concord City
Unified School District	Mount Diablo Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,548,311 (+2%) Land $720,839 Building $827,472
2025	$17,683.00 (+4.17%) Homeowner's exemption	$1,517,953 (+4.04%) Land $706,705 Building $811,248
2023	$16,975.00 (+1.1%) Homeowner's exemption	$1,459,012 Land $679,264 Building $779,748
2022	$16,791.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 86% of the US · above 67% of California
Wildfire Likelihood	1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CONTRA COSTA WATER DISTRICT serves 210,500 people · EPA ID CA0710003
Water Source	Surface water
Last State Inspection	Jan 2022
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 212 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: Unwired, Verizon.

Cell Coverage

5G and 4G LTE (outdoors only)

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