840 Debby Ln E, Ontario (Mansfield), OH 44906 Property Records

Richland County property record for 840 Debby Ln E, Ontario, OH 44906

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,908 sqft · built 1972
Lot Size	0.459 acres (19,998 sqft)
Owner	Individual Name on Record
Last Sale	$156,500 (Jun 2017)
Tax Bill	$3,533 (2025)
Deeds & Mortgages	Oct 2025 Line of Credit Jun 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`038-60-246-12-000`

Property Details

APN / Parcel Number

Primary APN	`038-60-246-12-000`
Alternative APN	`02017`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,908 sqft Living Area
1st Floor Area	936 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1972
Architectural Style	Colonial
Exterior Material	Aluminum Siding
Lot Area	19,998 sqft (0.459 acres)
Lot Dimensions	200 ft deep x 100 ft wide
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Deck Area	144 sqft
Patio Area	360 sqft
Balcony Area	36 sqft
Shed	1 Shed
Shed Area	140 sqft
Poultry House	36 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	840 DEBBY LN E
City	ONTARIO
State	OH
Zip	44906-1006
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ONTARIO VILLAGE 1950 100 X 200
Legal Subdivision	ONTARIO
Jurisdiction	RICHLAND OH
Township / Civil Division	SPRINGFIELD
Census Block Group	3
Census Block	3039
Census Tract	2400

Owner

Source: Richland County records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	840 DEBBY LN E, ONTARIO, OH 44906-1006
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants with Right of Survivorship

Deeds, Mortgages & Sale History

Date	Document
Oct 23, 2025	Deed of Trust, Mortgage · Line of Credit THE HUNTINGTON NATIONAL BANK
Jun 7, 2017	Deed, Transfer · VA Mortgage PARTNERS UNITED FINANCIAL LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 7, 2017 · Amount on Record
Deed Sale	Jun 7, 2017 · Amount on Record
Deed Document Number	20177037
Deed Book / Page	2547 / 125
Prior Transfer Date	Nov 1, 2010
Prior Transfer Doc	02015/0575
Record Updated	Oct 29, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RICHLAND OH
Property Address	840 DEBBY LN E, ONTARIO, OH 44906-1006
Transaction Type	Mortgage
Record Updated	Nov 3, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	840 DEBBY LN E, ONTARIO, OH 44906-1006

Mortgage

Document Number	003034/198
Date	Oct 23, 2025
Book Page	3034/198
Instrument	202500011477

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank
Address	COLUMBUS, OH 43231

Agreement

Type	Line of Credit
Amount	Amount Recorded

June 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	RICHLAND OH
Recording Date	Jun 7, 2017
Property Address	840 DEBBY LN E, ONTARIO, OH 44906-1006
Document Number	02547/0125
Book / Page	2547 / 0125
Map Reference	MB21 PG7
Instrument Date	May 17, 2017
Instrument	201700007037
Transaction Type	Transfer
Record Updated	Apr 22, 2022
Title Company	FIRST OHIO TITLE INSURANCE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	PO BOX 240120, MILWAUKEE, WI 53224-9006

Mortgage

Document Number	201700007038
Date	Jun 7, 2017
Instrument	201700007038

Lender

Name	PARTNERS UNITED FINANCIAL LLC

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2047

Tax Assessment & Valuation

Source: Richland County assessment roll, as of April 3, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Richland County
County Subdivision	Springfield Township
Municipality	Ontario City
Unified School District	Ontario Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,533.00 (+0.03%)	$72,500 (-) Land $14,550 Building $57,950
2024	$3,532.00 (-2.24%) Homeowner's exemption	$72,500 (-) Land $14,550 Building $57,950
2023	$3,613.00 (+14.59%) Homeowner's exemption	$72,500 (+33.15%) Land $14,550 Building $57,950	$207,150 (+33.14%) Land $41,580 Building $165,570
2022	$3,153.00 Homeowner's exemption	$54,450 Land $11,660 Building $42,790
2020			$155,590 Land $33,320 Building $122,270

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 23, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1981)
Most Recent Claim	Jun 1981 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 71% of Ohio
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ONTARIO CITY serves 6,756 people · EPA ID OH7003512
Water Source	Groundwater
Last State Inspection	Feb 2025
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 127 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Watch TV Fixed Wireless	100 / 20

May also be available: Verizon.

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