840 Clover Ln, Pingree Grove (Hampshire), IL 60140 Property Records

Kane County property record for 840 Clover Ln, Pingree Grove, IL 60140

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,617 sqft · built 2005
Lot Size	0.4 acres (1,742 sqft)
Owner	2 Individual Names on File
Last Sale	$300,000 (Oct 2025)
Tax Bill	$6,267 (2025)
Deeds & Mortgages	Aug 2021 Mortgage Oct 2025 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`02-28-305-065`

Property Details

APN / Parcel Number

Primary APN	`02-28-305-065`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,617 sqft Living Area
Gross Area	2,069 sqft
1st Floor Area	1,617 sqft

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Lot Area	1,742 sqft (0.4 acres)
Garage Type	Attached
Garage Area	452 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	840 CLOVER LN
City	PINGREE GROVE
State	IL
Zip	60140-9116
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CAMBRIDGE LAKES UNIT 2 LT 3171
Legal Subdivision	CAMBRIDGE LAKES
Legal Block	1
Legal Lot Number	3171
Legal Unit	2
Jurisdiction	KANE IL
Township / Civil Division	RUTLAND
Census Block Group	1
Census Block	1000
Census Tract	850710

Owner

840 Clover Ln is owned and occupied by two individuals who bought it in October 2025.

Source: Kane County records, as of July 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	840 CLOVER LN, PINGREE GROVE, IL 60140-9116
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 5, 2021	Deed of Trust, Mortgage · Conventional Mortgage FIRST CENTENNIAL MORTGAGE CO
Oct 9, 2025	Warranty Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC
May 2, 2023	Warranty Deed, Transfer · FHA Mortgage PLATINUM HOME MORTGAGE CORP
Jan 7, 2020	Deed of Trust, Mortgage · Conventional with PMI FIRST CENTENNIAL MTG CORP
Jun 8, 2017	Warranty Deed, Transfer · VA Mortgage NAVY FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 9, 2025 · Amount on File
Deed Sale	Oct 9, 2025 · Amount on File
Prior Sale	May 2, 2023 · Amount on File
Deed Document Number	202539565
Prior Transfer Date	Jan 7, 2020
Prior Transfer Doc	0000007095
Record Updated	Oct 29, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	840 CLOVER LN, PINGREE GROVE, IL 60140-9116
Transaction Type	Mortgage
Record Updated	Oct 23, 2025
Title Company	OLD REPUBLIC TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000059667
Date	Aug 5, 2021
Instrument	2021K059667

Lender

Name	FIRST CENTENNIAL MORTGAGE CO
Type	Mortgage Company
Address	AURORA, IL 60506

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2051

Interest

Rate Type	Fixed Rate
Rate	3.12%

October 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Oct 9, 2025
Property Address	840 CLOVER LN, PINGREE GROVE, IL 60140-9116
Document Number	0000039565
Map Reference	DOC 2005K097500
Instrument Date	Aug 31, 2025
Instrument	2025K039565
Transaction Type	Transfer
Record Updated	Oct 23, 2025
Title Company	UNKNOWN, LTS

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$300.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	700 LAKEVIEW AVE # 8, 8, JAMESTOWN, NY 14701-3102

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	840 CLOVER LN, PINGREE GROVE, IL 60140-9116

Mortgage

Document Number	0000039566
Date	Oct 9, 2025
Instrument	2025K039566

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2055

Interest

Rate Type	Fixed Rate
Rate	6.62%

May 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	May 2, 2023
Property Address	840 CLOVER LN, PINGREE GROVE, IL 60140-9116
Document Number	0000013740
Map Reference	DOC 2005K097500
Instrument Date	Apr 7, 2023
Instrument	2023K013740
Transaction Type	Transfer
Record Updated	May 11, 2023
Title Company	GREATER ILLINOIS TITLE COMPANY, GREATER ILLINOIS TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$250.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	840 CLOVER LN, PINGREE GROVE, IL 60140-9116

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	840 CLOVER LN, PINGREE GROVE, IL 60140-9116

Mortgage

Document Number	0000013741
Date	May 2, 2023
Instrument	2023K013741

Lender

Name	PLATINUM HOME MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2053

Interest

Rate Type	Fixed Rate
Rate	6.75%

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	840 CLOVER LN, PINGREE GROVE, IL 60140-9116
Instrument Date	Jan 7, 2020
Transaction Type	Mortgage
Record Updated	Feb 26, 2020
Title Company	OLD REPUBLIC TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	840 CLOVER LN PINGREE GROVE IL 601409116, PINGREE GROVE, IL 60140-9116

Mortgage

Document Number	7096
Date	Feb 7, 2020
Instrument	7096

Lender

Name	FIRST CENTENNIAL MTG CORP
Address	AURORA, IL 60506

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Feb 6, 2050

Interest

Rate Type	Fixed Rate
Rate	4.12%

June 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Jun 8, 2017
Property Address	840 CLOVER LN, PINGREE GROVE, IL 60140-9116
Document Number	0000029305
Instrument Date	May 31, 2017
Instrument	29305
Transaction Type	Transfer
Record Updated	Jul 5, 2017
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE COMPAN

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$234.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	840 CLOVER LN PINGREE GROVE IL 601409116, PINGREE GROVE, IL 60140-9116

Mortgage

Document Number	29306
Date	Jun 8, 2017
Instrument	29306

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 7, 2047

Interest

Rate	4%

Tax Assessment & Valuation

The 2025 property tax bill for 840 Clover Ln was $6,267, up 3.4% from the year before.

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Rutland Township
Municipality	Pingree Grove Village
Unified School District	Community Unit School District 300 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,267.00 (+3.42%)	$89,770 (+8.43%) Land $15,644 Building $74,126	$269,418 (+8.43%) Land $46,951 Building $222,467
2024	$6,060.00 Homeowner's exemption	$82,791 Land $14,428 Building $68,363	$248,472 Land $43,301 Building $205,171
2022	$5,017.00 (+2.79%) Homeowner's exemption	$58,887 (+6.32%) Land $12,030 Building $46,857	$176,661 (+6.32%) Land $36,090 Building $140,571
2021	$4,881.00 Homeowner's exemption	$55,387 Land $11,315 Building $44,072	$166,161 Land $33,945 Building $132,216

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 840 Clover Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 840 Clover Ln has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PINGREE GROVE serves 10,365 people · EPA ID IL0890160
Water Source	Groundwater
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2026) action level 15 ppb
Copper	1.68 mg/L (2017–2019) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	E. coli resolved · Nov 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	11 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 481 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: Fox Valley Internet.

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