840 Clearwater Cv E, Crown Point, IN 46307 Property Records

Lake County property record for 840 Clearwater Cv E, Crown Point, IN 46307

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 3,808 sqft · built 2004
Lot Size0.176 acres (7,680 sqft)
OwnerIndividual Name on Record
Last Sale$151,500 (Sep 2026)
Tax Bill$3,647 (2024)
Deeds & MortgagesSep 2026 Mortgage
Apr 2021 Mortgage
+ 4 more
Flood ZoneZone X (minimal risk)
APN003-23-09-0578-0017

Property Details

APN / Parcel Number

Primary APN003-23-09-0578-0017
Alternative APNs
  • 45-16-16-278-002.000-042
  • 230905780017

Interior

Bedrooms3 Beds
Full Baths2 Baths
Plumbing Fixtures10 Plumbing Fixtures
Total Rooms5 Rooms
Stories1 Story
Building Area3,808 sqft Living Area
Gross Area6,174 sqft
1st Floor Area1,904 sqft
Basement Area1,904 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2004
Effective Year BuiltEffective 2004
Construction TypeMasonry / Concrete Block
Roof MaterialAsphalt
Lot Area7,680 sqft (0.176 acres)
Lot Dimensions128 ft deep x 60 ft wide
Garage TypeAttached
Garage Area462 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address840 CLEARWATER CV E
CityCROWN POINT
StateIN
Zip46307-5328
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR33
Legal DescriptionCLEARWATER COVE LOT 17
Legal SubdivisionCLEARWATER COVE
Legal Lot Number17
JurisdictionLAKE IN
Township / Civil DivisionCENTER
Census Block Group1
Census Block1025
Census Tract43203

Owner

Source: Lake County records, as of September 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address840 CLEARWATER CV E, CROWN POINT, IN 46307-5328
OccupancyOwner Occupied
Owner TypeIndividual
VestingMarried Woman, Separate Property

Deeds, Mortgages & Sale History

DateDocument
Sep 8, 2026Quit Claim Deed, Transfer · Conventional Mortgage
NEW WAVE LENDING GROUP INC
Apr 9, 2021Deed of Trust, Mortgage · Conventional Mortgage
FIRST MERCHANTS BANK
Oct 24, 2022Warranty Deed, Transfer · Conventional Mortgage
CHANGE LENDING LLC
Jan 10, 2018Deed of Trust, Mortgage · Commercial Mortgage
CENTIER BANK
Jul 19, 2019Warranty Deed, Transfer · Conventional Mortgage
BANK OF ENGLAND
Aug 9, 2017Warranty Deed, Transfer
FIDELITY NATIONAL TITLE

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 8, 2026 · Amount on Record
Deed SaleSep 8, 2026 · Amount on Record
Prior SaleOct 24, 2022 · Amount on Record
Deed Document Number2026538167
Prior Transfer DateAug 25, 2026
Prior Transfer Doc0000538167
Record UpdatedOct 29, 2026

September 2026: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionLAKE IN
Recording DateSep 8, 2026
Property Address840 CLEARWATER CV E, CROWN POINT, IN 46307-5328
Document Number0000538167
Instrument DateAug 25, 2026
Instrument2026538167
Transaction TypeTransfer
Record UpdatedOct 23, 2026
Title CompanyNATIONAL TITLE SOLUTIONS INC

Transaction

Tax$0.00
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address840 CLEARWATER CV E, CROWN POINT, IN 46307-5328

Mortgage

Document Number0000538168,
DateSep 8, 2026
Instrument2026538168
Lender
NameNEW WAVE LENDING GROUP INC
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueSep 1, 2056
Interest
Rate TypeFixed Rate
Initial TypeFixed Rate
Max Rate-1%

April 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLAKE IN
Property Address840 CLEARWATER CV E, CROWN POINT, IN 46307-5328
Transaction TypeMortgage
Record UpdatedJun 9, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000031214
DateApr 9, 2021
Instrument2021-031214
Lender
NameFIRST MERCHANTS BANK
TypeBank
AddressMUNCIE, IN 47305
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term359 Months
DueMar 1, 2051

October 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLAKE IN
Recording DateOct 24, 2022
Property Address840 CLEARWATER CV E, CROWN POINT, IN 46307-5328
Document Number0000043150
Map ReferenceMB 92 PG 52
Instrument DateOct 21, 2022
Instrument2022-543150
Transaction TypeTransfer
Record UpdatedJun 9, 2023

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyVerified / From Affidavit
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
AddressIN

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address840 CLEARWATER CV E, CROWN POINT, IN 46307-5328

Mortgage

Document Number0000043151
DateOct 24, 2022
Instrument2022-543151
Lender
NameCHANGE LENDING LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueNov 1, 2052

January 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLAKE IN
Property Address840 CLEARWATER CV E, CROWN POINT, IN 46307-5328
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyCHICAGO TITLE INS CO

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000001955
DateJan 10, 2018
Instrument2018 001955
Lender
NameCENTIER BANK
TypeBank
AddressMERRILLVILLE, IN 46410
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Term240 Months
DueJan 2, 2038
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

July 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLAKE IN
Recording DateJul 19, 2019
Property Address840 CLEARWATER CV E, CROWN POINT, IN 46307-5328
Document Number0000045046
Map ReferenceMB 92 PG 52
Instrument DateJul 17, 2019
Instrument2019 045046
Transaction TypeTransfer
Record UpdatedDec 30, 2021
Title CompanyFIDELITY NATIONAL TITLE CO

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address840 CLEARWATER CV E, CROWN POINT, IN 46307-5328

Mortgage

Document Number0000045047
DateJul 19, 2019
Instrument2019 045047
Lender
NameBANK OF ENGLAND
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueAug 1, 2049

August 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLAKE IN
Recording DateAug 9, 2017
Property Address840 CLEARWATER CV E, CROWN POINT, IN 46307-5328
Document Number0000049692
Instrument DateJul 31, 2017
Instrument49692
Transaction TypeTransfer
Record UpdatedDec 10, 2020
Title CompanyFIDELITY NATIONAL TITLE

Transaction

AmountAmount Recorded
Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address840 CLEARWATER CV E CROWN POINT IN 463075328, CROWN POINT, IN 46307-5328

Tax Assessment & Valuation

Source: Lake County assessment roll, as of December 29, 2025

Property Jurisdictions

TypeName
StateIndiana
CountyLake County
County SubdivisionCenter Township
MunicipalityCrown Point City
Unified School DistrictCrown Point Community School Corporation (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$381,700 (+17.12%) Land $42,400 Building $339,300$381,700 (+17.12%) Land $42,400 Building $339,300
2024$3,647.00 (+2.24%)
2023$325,900 (+1.88%) Land $42,400 Building $283,500$325,900 (+1.88%) Land $42,400 Building $283,500
2022$3,567.00 Homeowner's exemption$319,900 Land $42,400 Building $277,500$319,900 Land $42,400 Building $277,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 16, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 94% of Indiana
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCROWN POINT WATER WORKS
serves 30,000 people · EPA ID IN5245008
Water SourcePurchased surface water from INDIANA AMERICAN WATER - NORTHWEST
Last State InspectionOct 2025
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 175 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
AT&T
DSL
100 / 20

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