840 Cherry St, Hammond, IN 46324 Property Records

Lake County property record for 840 Cherry St, Hammond, IN 46324

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 924 sqft · built 1924
Lot Size	0.123 acres (5,376 sqft)
Owner	Individual Name on Record
Tax Bill	$1,684 (2024)
Deeds & Mortgages	Sep 2021 Mortgage Apr 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`007-26-32-0179-0062`

Property Details

APN / Parcel Number

Primary APN	`007-26-32-0179-0062`
Alternative APNs	`45-07-07-155-012.000-023` `263201790062`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	924 sqft Living Area
Basement Area	924 sqft
Game Room	Game Room

Exterior

Year Built	Built 1924
Effective Year Built	Effective 1985
Construction Type	Wood
Roof Material	Asphalt
Lot Area	5,376 sqft (0.123 acres)
Lot Dimensions	112 ft deep x 48 ft wide
Garage Type	Detached
Garage Area	360 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	007-26-32-0179-0062
Old Parcel Number	263201790062
Street Address	840 CHERRY ST
City	HAMMOND
State	IN
Zip	46324-1608
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PAUL CSONTOS ADD. L.60
Legal Subdivision	PAUL CSONTOS ADD
Legal Lot Number	60
Jurisdiction	LAKE IN
Township / Civil Division	NORTH
Census Block Group	4
Census Block	4015
Census Tract	21400

Owner

Source: Lake County records, as of March 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	840 CHERRY ST, HAMMOND, IN 46324-1608
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 21, 2021	Deed of Trust, Mortgage · FHA Mortgage PENNYMAC LOAN SERVICES LLC
Apr 29, 2019	Warranty Deed, Transfer · FHA Mortgage UNIVERSITY LENDING GROUP LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 29, 2019
Deed Sale	Apr 29, 2019
Deed Document Number	2019 024581
Record Updated	Jun 8, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE IN
Property Address	840 CHERRY ST, HAMMOND, IN 46324-1608
Transaction Type	Mortgage
Record Updated	Sep 29, 2021
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000028695
Date	Sep 21, 2021
Instrument	2021-528695

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2051

April 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE IN
Recording Date	Apr 29, 2019
Property Address	840 CHERRY ST, HAMMOND, IN 46324-1608
Document Number	0000024581
Map Reference	MB 16 PG 1
Instrument Date	Apr 24, 2019
Instrument	2019 024581
Transaction Type	Transfer
Record Updated	Dec 30, 2021
Title Company	COMMUNITY TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	840 CHERRY ST, HAMMOND, IN 46324-1608

Mortgage

Document Number	0000024582
Date	Apr 29, 2019
Instrument	2019 024582

Lender

Name	UNIVERSITY LENDING GROUP LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2049

Tax Assessment & Valuation

Source: Lake County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Indiana
County	Lake County
County Subdivision	North Township
Municipality	Hammond City
Unified School District	Hammond School City (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$149,000 (+20.55%) Land $23,300 Building $125,700	$149,000 (+20.55%) Land $23,300 Building $125,700
2024	$1,684.00 (+15.66%)
2023		$123,600 (+6.37%) Land $24,700 Building $98,900	$123,600 (+6.37%) Land $24,700 Building $98,900
2022	$1,456.00 Homeowner's exemption	$116,200 Land $24,700 Building $91,500	$116,200 Land $24,700 Building $91,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 16, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HAMMOND WATER WORKS DEPARTMENT serves 78,384 people · EPA ID IN5245020
Water Source	Surface water
Last State Inspection	Oct 2024
Lead	3 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2020
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 673 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: T-Mobile, Verizon.

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