840 Charles Rd, Hudson, MI 49247 Property Records

Lenawee County property record for 840 Charles Rd, Hudson, MI 49247

Property Summary

Property Type	Single Family Home
Details	1 ba · 720 sqft · built 1959
Lot Size	0.2 acres (8,712 sqft)
Owner	2 Individual Names on File
Last Sale	$145,000 (Jul 2019)
Tax Bill	$3,663 (2025)
Deeds & Mortgages	Dec 2020 Refinance Jul 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`HD0-375-0300-00`

Property Details

APN / Parcel Number

Primary APN	`HD0-375-0300-00`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	720 sqft Living Area
1st Floor Area	720 sqft

Exterior

Year Built	Built 1959
Effective Year Built	Effective 1959
Architectural Style	Ranch
Lot Area	8,712 sqft (0.2 acres)
Lot Width	50 ft Width

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	840 CHARLES RD
City	HUDSON
State	MI
Zip	49247-9760
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 30 FIGYS POINT
Legal Subdivision	FIGYS POINT
Legal Lot Number	30
Jurisdiction	LENAWEE MI
Township / Civil Division	HUDSON
Census Block Group	2
Census Block	2003
Census Tract	61800

Owner

840 Charles Rd is owned by two individuals who bought it in July 2019.

Source: Lenawee County records, as of July 31, 2026

Owner of Record	2 Individual Names on File
Mailing Address	L358 STATE ROUTE 108, NAPOLEON, OH 43545-5735
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 16, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance FARMERS & MERCHANTS STATE BANK
Jul 12, 2019	Warranty Deed, Transfer · Conventional Mortgage FIRST FED'L BK/THE MIDWEST

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 12, 2019 · Amount on File
Deed Sale	Jul 12, 2019 · Amount on File
Prior Sale	Jun 18, 2015 · Amount on File
Deed Book / Page	2582 / 733
Prior Transfer Date	Jun 25, 2014
Prior Transfer Doc	0024900836
Record Updated	Oct 29, 2026

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LENAWEE MI
Property Address	840 CHARLES RD, HUDSON, MI 49247-9760
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0026090405
Date	Dec 16, 2020
Book Page	2609/405

Lender

Name	FARMERS & MERCHANTS STATE BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	169 Months
Due	Jan 1, 2035

July 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LENAWEE MI
Recording Date	Jul 12, 2019
Property Address	840 CHARLES RD, HUDSON, MI 49247-9760
Document Number	0025820733
Book / Page	002582 / 000733
Instrument Date	Jul 3, 2019
Transaction Type	Transfer
Record Updated	Jul 29, 2019
Title Company	PRESTIGE TITLE INSURANCE AGENCY LLC, PRESTIGE TITLE INS AGENCY LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,247.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	L 358 STATE RTE 108 NAPOLEON OH 43545, NAPOLEON, OH 43545

Mortgage

Document Number	25820734
Date	Jul 12, 2019
Book Page	002582/000734

Lender

Name	FIRST FED'L BK/THE MIDWEST
Type	Bank
Address	DEFIANCE, OH 43512

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 11, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 840 Charles Rd was $3,663, up 2.1% from the year before.

Source: Lenawee County assessment roll, as of July 31, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Lenawee County
County Subdivision	Hudson Township
Unified School District	Hudson Area Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$102,400 (+2.81%)	$204,800 (+2.81%)
2025	$3,663.00 (+2.09%)	$99,600	$199,200
2024	$3,588.00
2023		$81,900	$163,800
2022	$3,251.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 840 Charles Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 14, 2019

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 840 Charles Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 91% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 35 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
Mercury Fiber Fixed Wireless	150 / 20

May also be available: Midwest Energy & Communications.

Cell Coverage

5G (outdoors only) and 4G LTE

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