840 Cascade Falls Dr, Elgin, IL 60124 Property Records

Kane County property record for 840 Cascade Falls Dr, Elgin, IL 60124

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,246 sqft · built 2012
Lot Size	0.11 acres (4,792 sqft)
Owner	2 Company Names on Record
Last Sale	$237,000 (Feb 2021)
Tax Bill	$8,105 (2025)
Deeds & Mortgages	Feb 2021 Foreclosure
Flood Zone	Zone X (minimal risk)
APN	`06-29-155-004`

Property Details

APN / Parcel Number

Primary APN	`06-29-155-004`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,246 sqft Living Area
1st Floor Area	1,246 sqft

Exterior

Year Built	Built 2012
Effective Year Built	Effective 2012
Construction Type	Frame
Lot Area	4,792 sqft (0.11 acres)

Utilities, Heating & Cooling

Cooling System	HVAC

Location & Zoning

Street Address	840 CASCADE FALLS DR
City	ELGIN
State	IL
Zip	60124-3135
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	EDGEWATER SUB PHASE 4 LT 876
Legal Subdivision	EDGEWATER SUB
Legal Phase	4
Legal Block	2
Legal Lot Number	876
Jurisdiction	KANE IL
Township / Civil Division	ELGIN
Census Block Group	2
Census Block	2024
Census Tract	851913

Owner

Source: Kane County records, as of July 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	3897 KINGSMILL DR, ELGIN, IL 60124-3103
Owner Type	Company
Vesting	Life Tenant

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 25, 2021 · Amount on Record
Deed Sale	Feb 25, 2021 · Amount on Record
Prior Sale	Sep 19, 2013 · Amount on Record
Deed Document Number	202114945
Prior Transfer Date	Dec 2, 2020
Prior Transfer Doc	0000014945
Record Updated	Oct 29, 2026

February 2021: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	KANE IL
Recording Date	Feb 25, 2021
Property Address	840 CASCADE FALLS DR, ELGIN, IL 60124-3135
Document Number	0000014945
Map Reference	DOC 2007K078873
Instrument Date	Dec 2, 2020
Instrument	2021K014945
Transaction Type	Foreclosure
Record Updated	Aug 10, 2023
Title Company	BURNET TITLE-POST CLOSING, BURNET TITLE POST CLOSING

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$237.00
Amount Accuracy	Rounded by County

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	840 CASCADE FALLS DR, ELGIN, IL 60124-3135

Mortgage

Document Number	0000014946
Date	Feb 25, 2021
Instrument	2021K014946

Lender

Name	PROSPERITY HOME MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Jan 1, 2051

Interest

Rate Type	Fixed Rate
Rate	2.62%

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Elgin Township
Municipality	Elgin City
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,105.00 (+15.97%)	$106,244 (+8.57%) Land $36,571 Building $69,673	$318,860 (+8.57%) Land $109,757 Building $209,103
2024		$97,857 (+21.39%) Land $33,684 Building $64,173	$293,688 (+21.44%) Land $101,092 Building $192,596
2022	$6,989.00 (+3.96%)	$80,611 (+6.96%) Land $27,748 Building $52,863	$241,833 (+6.96%) Land $83,244 Building $158,589
2021	$6,723.00	$75,365 Land $25,942 Building $49,423	$226,095 Land $77,826 Building $148,269

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 459 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
AT&T Fiber · DSL in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20