840 Ben Ingram Ln, Tracy, CA 95377 Property Records

San Joaquin County property record for 840 Ben Ingram Ln, Tracy, CA 95377

Property Summary

Property Type	Single Family Home
Details	5 bd · 3.5 ba · 3,882 sqft · built 2005
Lot Size	0.142 acres (6,202 sqft)
Owner	Individual Name on File
Last Sale	$550,000 (May 2014)
Tax Bill	$10,360 (2025)
Deeds & Mortgages	Mar 2026 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`240-620-020-000`

Property Details

APN / Parcel Number

Primary APN	`240-620-020-000`
Alternative APN	`240-620-02`

Interior

Bedrooms	5 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,882 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Architectural Style	Custom Design
Construction Type	Wood
Lot Area	6,202 sqft (0.142 acres)
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Old Parcel Number	240-620-02
Street Address	840 BEN INGRAM LN
City	TRACY
State	CA
Zip	95377-8567
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 506
Legal Subdivision	PRESIDIO PUD UNIT 3B
Legal Block	3
Legal Lot Number	506
Jurisdiction	SAN JOAQUIN CA
Township / Civil Division	TRACY
Census Block Group	3
Census Block	3005
Census Tract	5212

Owner

Source: San Joaquin County assessment roll, APN 240-620-020-000, as of September 24, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	4000 PIMLICO DR, 102, PLEASANTON, CA 94588-3474
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	May 02, 2014 · Amount on Record
Deed Sale	May 02, 2014 · Amount on Record
Prior Sale	Dec 14, 2012 · Amount on Record
Deed Document Number	201443259
Prior Transfer Date	Dec 17, 2005
Prior Transfer Doc	0000323293
Record Updated	Jun 08, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN JOAQUIN CA
Property Address	840 BEN INGRAM LN, TRACY, CA 95377-8567
Transaction Type	Mortgage
Record Updated	Apr 09, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	840 BEN INGRAM LN, TRACY, CA 95377-8567

Mortgage

Document Number	0000026404
Date	Mar 25, 2026
Instrument	2026-026404

Lender

Name	HOMEBRIDGE FINANCIAL SERVICES INC
Type	Mortgage Company
Address	LIMA, OH 45801

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Mar 14, 2056

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: San Joaquin County assessment roll as of September 24, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	California
County	San Joaquin County
Municipality	Tracy City
Unified School District	Tracy Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$10,360.00 (+8.74%)	$674,211 (+4.04%) Land $183,874 Building $490,337
2023	$9,527.00 (+2.1%)	$648,033 Land $176,735 Building $471,298	$993,870
2022	$9,331.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, San Joaquin County (06077C), as of September 27, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060770052123, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Wildfire

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, 620 locations within half a mile, as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Zinnia Networks Fixed Wireless	400 / 80
UnWired Broadband Holding Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20
Cal.net Fixed Wireless	100 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

Drinking Water

Source: EPA Safe Drinking Water Information System, water system CA3910011, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	CITY OF TRACY serves 98,215 people
Water Source	Surface water
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.