Collier County property record for 840 3rd St SW, Naples, FL 34117
| Property Type | Single Family Home |
|---|---|
| Details | 4,145 sqft · built 1995 |
| Lot Size | 2.5 acres (108,900 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $18,000 (Jun 1994) |
| Tax Bill | $3,163 (2025) |
| Deeds & Mortgages | Jun 2017 Mortgage |
| Flood Zone | Zone AH (high risk) |
| APN | 328900 104 04C09 |
| Primary APN | 328900 104 04C09 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 4,145 sqft Living Area |
| 1st Floor Area | 2,645 sqft |
| Year Built | Built 1995 |
|---|---|
| Effective Year Built | Effective 2000 |
| Construction Type | Masonry / Concrete Block |
| Lot Area | 108,900 sqft |
| Pool Area | 308 sqft |
|---|---|
| Deck Area | 774 sqft |
| Storage Building | 1,500 sqft |
| Total Buildings | 2 Buildings |
| Street Address | 840 3RD ST SW |
|---|---|
| City | NAPLES |
| State | FL |
| Zip | 34117-2201 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | E |
| Legal Description | GOLDEN GATE EST UNIT 12 S1/2 TR 104 OR 1957 PG 1118 |
| Legal Range | 27 |
| Legal Township | 49 |
| Legal Section | 9 |
| Legal Subdivision | GOLDEN GATE EST UNIT 12 |
| Legal Tract | 104 |
| Legal Block | 2 |
| Legal Unit | 12 |
| Jurisdiction | COLLIER FL |
| Township / Civil Division | NAPLES |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 10426 |
840 3rd St SW is owned and occupied by two individuals who bought it in June 1994.
Source: Collier County records, as of August 25, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 840 3RD ST SW, NAPLES, FL 34117-2201 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 14, 1994 · Amount on File |
| Deed Sale | Jun 14, 1994 · Amount on File |
| Deed Book / Page | 1957 / 1118 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COLLIER FL |
| Property Address | 840 3RD ST SW, NAPLES, FL 34117-2201 |
| Document Number | 0054113359 |
| Instrument Date | Jun 26, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Aug 23, 2018 |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 840 3RD ST SW NAPLES FL 341172201, NAPLES, FL 34117-2201 |
| Document Number | 0054113359 |
|---|---|
| Date | Jul 5, 2017 |
| Book Page | 005411/003359 |
| Instrument | 5425378 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Jul 4, 2032 |
The 2025 property tax bill for 840 3rd St SW was $3,163 with a homeowner's exemption.
Source: Collier County assessment roll, as of August 25, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Collier County |
| Unified School District | Collier County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $325,021 (+2.7%) | $744,529 (+17.46%) Land $205,013 Building $539,516 | |
| 2025 | $3,163.00 Homeowner's exemption | $316,476 | $633,848 Land $133,125 Building $500,723 |
| 2023 | $298,599 | $699,112 Land $172,500 Building $526,612 | |
| 2021 | $2,991.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 840 3rd St SW in Zone AH, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AH high risk · shallow ponding 1–3 ft |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 242 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 242 in force |
| Nearby Flood Claims | 8 (2017–2022) |
| Most Recent Claim | Sep 2022 · Hurricane Ian |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 840 3rd St SW is moderate, ranking above 53% of the US, with a 0.09% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 53% of the US · lower than 76% of Florida |
|---|---|
| Wildfire Likelihood | 0.09% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 55 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
May also be available: Streamline Internet, T-Mobile.
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