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840 2nd St, Duluth, MN 55810 Property Records

St. Louis County property record for 840 2nd St, Duluth, MN 55810 · Last verified August 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,430 sqft · built 1920
Lot Size0.373 acres (16,261 sqft)
OwnerIndividual Name on File
Tax Bill$4,686 (2026)
Deeds & MortgagesOct 2019 Mortgage
Sep 2018 Mortgage
Flood ZoneZone X (minimal risk)
APN185-0150-00260

Property Details

APN / Parcel Number

Primary APN185-0150-00260
Alternative APN
  • 914227

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms3 Rooms
Stories1 Story
Building Area1,430 sqft Gross Area
1st Floor Area981 sqft
Basement Area490 sqft
Finished Basement490 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1920
Effective Year BuiltEffective 1920
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Lot Area16,261 sqft (0.373 acres)
Garage Area576 sqft
Deck Area20 sqft
SaunaSauna

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas

Location & Zoning

Account Number914227
Street Address840 2ND ST
CityDULUTH
StateMN
Zip55810-2711
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOTS 1 THRU 4 SERIAL #
Legal SubdivisionMAGOFFINS SECOND DIVISION
Legal Block2
Legal Lot Number1-4
JurisdictionST LOUIS MN
Township / Civil DivisionPROCTOR
Census Block Group3
Census Block3017
Census Tract10100

Owner

Source: St. Louis County records · APN 185-0150-00260

Assessment roll updated August 17, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address840 2ND ST, DULUTH, MN 55810-2711
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 03, 2019Deed of Trust, Mortgage · FHA Mortgage
QUICKEN LNS
Sep 10, 2018Deed of Trust, Mortgage · FHA Mortgage
QUICKEN LNS

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleNov 27, 2012
Deed SaleNov 27, 2012
Prior SaleJun 06, 2008 · Amount on Record
Deed Document Number20121556
Prior Transfer DateNov 09, 2012
Prior Transfer Doc0000001556
Record UpdatedSep 20, 2026

October 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST LOUIS MN
Property Address840 2ND ST, DULUTH, MN 55810-2711
Document Number00A1365042
Instrument DateOct 03, 2019
Transaction TypeMortgage
Record UpdatedDec 12, 2019
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address840 2ND ST PROCTOR MN 558102711, PROCTOR, MN 55810-2711

Mortgage

Document Number00A1365042
DateOct 10, 2019
InstrumentA1365042
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueOct 09, 2049

September 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST LOUIS MN
Property Address840 2ND ST, DULUTH, MN 55810-2711
Document Number00A1340738
Instrument DateSep 10, 2018
Transaction TypeMortgage
Record UpdatedOct 01, 2018

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address840 2ND ST PROCTOR MN 558102711, PROCTOR, MN 55810-2711

Mortgage

Document Number00A1340738
DateSep 17, 2018
InstrumentA1340738
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueSep 16, 2048

Tax Assessment & Valuation

Source: St. Louis County records · Assessment roll updated August 17, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateMinnesota
CountySt. Louis County
MunicipalityProctor City
Unified School DistrictProctor Public School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$4,686.00 (+28.88%) Homeowner's exemption
2025$3,636.00 (+36.28%) Homeowner's exemption$258,100 (+13.2%) Land $27,400 Building $230,700$258,100 (+13.2%) Land $27,400 Building $230,700
2024$2,668.00$228,000 (+29.47%) Land $23,400 Building $204,600$228,000 (+29.47%) Land $23,400 Building $204,600
2022$176,100 Land $17,600 Building $158,500$176,100 Land $17,600 Building $158,500

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Louis County (27137C), updated March 24, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 271370101003, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearby Flood Policies2 in force

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 144 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Mediacom CommunicationsCable1,000 / 50
VerizonFixed Wireless300 / 20
AirFiberFixed Wireless100 / 20

May also be available at this address: T-Mobile USA, Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.

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