Flathead County property record for 840 1st St, Whitefish, MT 59937
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1.5 ba · 1,068 sqft · built 1953 |
| Lot Size | 0.08 acres (3,485 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $1,944 (2026) |
| Deeds & Mortgages | Aug 2026 Mortgage May 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | R0780727 |
| Primary APN | R0780727 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,068 sqft Living Area |
| 1st Floor Area | 1,068 sqft |
| Basement Area | 1,068 sqft |
| Unfinished Basement | 1,068 sqft |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1953 |
|---|---|
| Effective Year Built | Effective 1990 |
| Architectural Style | Conventional |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Hip |
| Roof Material | Metal |
| Lot Area | 3,485 sqft (0.08 acres) |
| Garage Area | 420 sqft |
| Parking Spaces | 2 Parking Spaces |
| Deck Area | 63 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 0000749805 |
|---|---|
| Street Address | 840 E 1ST ST |
| City | WHITEFISH |
| State | MT |
| Zip | 59937-2504 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 1 |
| Legal Description | WFSH, S36, T31 N, R22 W, BLOCK 031, LOT 009, E 70 FT 9 & 10 |
| Legal Range | 22W |
| Legal Township | 31N |
| Legal Section | 36 |
| Legal Subdivision | WFSH |
| Legal Block | 31 |
| Legal Lot Number | 9 |
| Jurisdiction | FLATHEAD MT |
| Township / Civil Division | WHITEFISH |
| Census Block Group | 2 |
| Census Block | 2014 |
| Census Tract | 404 |
840 1st St is owned and occupied by two individuals who acquired it in May 2022.
Source: Flathead County records, as of September 11, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 840 E 1ST ST, WHITEFISH, MT 59937-2504 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 18, 2026 | Deed of Trust, Mortgage · Conventional Mortgage WHITEFISH CREDIT UNION |
| May 11, 2020 | Deed of Trust, Mortgage · Conventional Mortgage WHITEFISH CU |
| Dec 13, 2017 | Deed of Trust, Mortgage · Line of Credit WHITEFISH CU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | May 2, 2022 |
| Transfer Doc | 0000011697 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FLATHEAD MT |
| Recording Date | Aug 18, 2026 |
| Property Address | 840 E 1ST ST, WHITEFISH, MT 59937-2504 |
| Document Number | 0000016702 |
| Instrument Date | Aug 13, 2026 |
| Instrument | 202616702 |
| Transaction Type | Mortgage |
| Record Updated | Sep 11, 2026 |
| Title Company | TITLE TEAM LLC, TITLE TEAM |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants, 205 |
| Address | 840 E 1ST ST, WHITEFISH, MT 59937-2504 |
| Document Number | 0000016702, |
|---|---|
| Date | Aug 18, 2026 |
| Instrument | 202616702 |
| Name | WHITEFISH CREDIT UNION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Aug 17, 2041 |
| Rate Type | Fixed Rate |
|---|---|
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FLATHEAD MT |
| Property Address | 840 1ST ST, WHITEFISH, MT 59937-2504 |
| Transaction Type | Mortgage |
| Record Updated | May 26, 2020 |
| Name | Verified Name |
|---|
| Document Number | 202000012001 |
|---|---|
| Date | May 11, 2020 |
| Instrument | 202000012001 |
| Name | WHITEFISH CU |
|---|---|
| Type | Credit Union |
| Address | WHITEFISH, MT 59937 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | May 10, 2035 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FLATHEAD MT |
| Property Address | 840 1ST ST, WHITEFISH, MT 59937-2504 |
| Transaction Type | Mortgage |
| Record Updated | Dec 29, 2017 |
| Name | Verified Name |
|---|
| Document Number | , 201700030527 |
|---|---|
| Date | Dec 13, 2017 |
| Instrument | 201700030527 |
| Name | WHITEFISH CU |
|---|---|
| Type | Credit Union |
| Address | WHITEFISH, MT 59937 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
The 2026 property tax bill for 840 1st St was $1,944, down 10.9% from the year before.
Source: Flathead County assessment roll, as of September 11, 2026
| Type | Name |
|---|---|
| State | Montana |
| County | Flathead County |
| Municipality | Whitefish City |
| Elementary School District | Whitefish Elementary School District (PK - 08) |
| Secondary School District | Whitefish High School District (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,944.00 (-10.87%) | $644,600 (-) | |
| 2025 | $2,181.00 | $644,600 | $644,600 Land $328,975 Building $315,625 |
| 2023 | $3,526.00 | $513,500 | $513,500 Land $198,150 Building $315,350 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 840 1st St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective November 16, 2022
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 840 1st St is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 93% of Montana |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 246 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: MontanaSky Networks, Vero Fiber, Western Montana CommunityTel.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures