St. Johns County property record for 84 Waterline Dr, Saint Johns, FL 32259
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 4 ba · 3,409 sqft · built 2018 |
| Lot Size | 0.16 acres (6,969 sqft) |
| Owner | Individual Name on File |
| Last Sale | $535,400 (Dec 2018) |
| Tax Bill | $12,774 (2025) |
| Deeds & Mortgages | Feb 2022 Mortgage Dec 2020 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 023718-0990 |
| Primary APN | 023718-0990 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4 Baths |
| Plumbing Fixtures | 16 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 3,409 sqft Living Area |
| Gross Area | 3,957 sqft |
| 1st Floor Area | 2,261 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2018 |
|---|---|
| Effective Year Built | Effective 2018 |
| Exterior Material | Concrete |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 6,969 sqft (0.16 acres) |
| Garage Type | Attached |
| Garage Area | 428 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Finished Screened Porch |
| Porch Area | 120 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 84 WATERLINE DR |
|---|---|
| City | SAINT JOHNS |
| State | FL |
| Zip | 32259-2311 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 87/35-44 TWIN CREEKS NORTH PARCEL 13 PHASE 1 LOT 99 OR4661/993 |
| Legal Range | 28E |
| Legal Township | 05S |
| Legal Section | 10 |
| Legal Subdivision | TWIN CREEKS NORTH PARCEL 13 PHASE 1 |
| Legal Phase | 1 |
| Legal Lot Number | 99 |
| Jurisdiction | ST JOHNS FL |
| Township / Civil Division | ST. AUGUSTINE |
| Census Block Group | 2 |
| Census Block | 2024 |
| Census Tract | 20904 |
84 Waterline Dr is owned and occupied by an individual who bought it in December 2018.
Source: St. Johns County records, as of April 13, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 84 WATERLINE DR, SAINT JOHNS, FL 32259-2311 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 2, 2022 | Deed of Trust, Mortgage · Conventional Mortgage BETTER MORTGAGE CORPORATION |
| Dec 21, 2020 | Deed of Trust, Mortgage · Conventional Mortgage FIRST INTERNET BANK OF INDIANA |
| Dec 31, 2018 | Special Warranty Deed, Subdivision Related Transfer · Conventional Mortgage EAGLE HOME MORTGAGE LLC |
| Apr 12, 2018 | Grant Deed, Transfer ATTORNEY ONLY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 31, 2018 · Amount on File |
| Deed Sale | Dec 31, 2018 · Amount on File |
| Deed Document Number | 201892744 |
| Deed Book / Page | 4661 / 993 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 84 WATERLINE DR, SAINT JOHNS, FL 32259-2311 |
| Transaction Type | Mortgage |
| Record Updated | Oct 23, 2025 |
| Name | Verified Name |
|---|---|
| Address | 84 WATERLINE DR, SAINT JOHNS, FL 32259-2311 |
| Document Number | 0054840714 |
|---|---|
| Date | Feb 2, 2022 |
| Book Page | 5484/714 |
| Instrument | 2022012156 |
| Name | BETTER MORTGAGE CORPORATION |
|---|---|
| Type | Mortgage Company |
| Address | NEW YORK, NY 10007 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Feb 1, 2037 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 84 WATERLINE DR, SAINT JOHNS, FL 32259-2311 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|---|
| Address | 84 WATERLINE DR, SAINT JOHNS, FL 32259-2311 |
| Document Number | 0051310551 |
|---|---|
| Date | Dec 21, 2020 |
| Book Page | 5131/551 |
| Instrument | 2020116817 |
| Name | FIRST INTERNET BANK OF INDIANA |
|---|---|
| Type | Bank |
| Address | FISHERS, IN 46037 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 172 Months |
| Due | Apr 1, 2035 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Dec 31, 2018 |
| Property Address | 84 WATERLINE DR, SAINT JOHNS, FL 32259-2311 |
| Document Number | 0046610993 |
| Book / Page | 4661 / 0993 |
| Instrument Date | Dec 28, 2018 |
| Instrument | 2018092744 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Aug 31, 2021 |
| Title Company | NORTH AMERICAN TITLE CO |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,747.80 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 9440 PHILIPS HWY STE 7, 9440, JACKSONVILLE, FL 32256-1339 |
| Name | Verified Name |
|---|---|
| Address | 84 WATERLINE DR, SAINT JOHNS, FL 32259-2311 |
| Document Number | 2018092745 |
|---|---|
| Date | Dec 31, 2018 |
| Instrument | 2018092745 |
| Name | EAGLE HOME MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Jan 1, 2034 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Apr 12, 2018 |
| Property Address | 84 WATERLINE DR, SAINT JOHNS, FL 32259-2311 |
| Document Number | 0045301906 |
| Book / Page | 004530 / 001906 |
| Instrument Date | Apr 12, 2018 |
| Instrument | 24828 |
| Transaction Type | Transfer |
| Record Updated | Feb 4, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Tax | $5,750.50 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 9440 PHILIPS HWY #7 JACKSONVILLE FL 322561339, 7, JACKSONVILLE, FL 32256-1339 |
| Investor | Possibly a Property Investor |
The 2025 property tax bill for 84 Waterline Dr was $12,774, up 5.9% from the year before.
Source: St. Johns County assessment roll, as of April 13, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | St. Johns County |
| Unified School District | St. Johns County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $624,403 (+1.1%) Land $150,000 Building $474,403 | $624,403 (+1.1%) Land $150,000 Building $474,403 | |
| 2025 | $12,774.00 (+5.9%) | $617,581 (+0.38%) | $617,581 (+0.38%) Land $130,000 Building $487,581 |
| 2024 | $12,062.00 (+6.03%) | $615,238 (+8.49%) | $615,238 (+8.49%) Land $125,000 Building $490,238 |
| 2023 | $11,376.00 (+4.69%) | $567,109 (-2.06%) | $567,109 (-2.06%) Land $125,000 Building $442,109 |
| 2022 | $10,866.00 | $579,036 | $579,036 Land $128,800 Building $450,236 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 84 Waterline Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 206 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 206 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 84 Waterline Dr is moderate, ranking above 45% of the US, with a 0.07% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 45% of the US · lower than 84% of Florida |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SJCU-NORTHEAST UTILITIES WS serves 14,790 people · EPA ID FL2554475 |
|---|---|
| Water Source | Purchased groundwater from JEA MAJOR GRID |
| Last State Inspection | Mar 2024 |
| Lead | 1 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 179 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: Xfinity.
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