Bergen County and Saddle River Borough property record for 84 W Saddle River Rd, Saddle River, NJ 07458
| Property Type | Single Family Home |
|---|---|
| Details | 4,070 sqft · built 1961 |
| Lot Size | 2.9 acres (126,324 sqft) |
| Owner | Individual Name on File |
| Last Sale | $995,000 (Nov 2020) |
| Tax Bill | $10,670 (2025) |
| Deeds & Mortgages | Jul 2026 Sale Nov 2020 Sale & Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | 58-01801-0000-00037 |
| Primary APN | 58-01801-0000-00037 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 4,070 sqft Living Area |
| 1st Floor Area | 4,070 sqft |
| Year Built | Built 1961 |
|---|---|
| Effective Year Built | Effective 1961 |
| Construction Type | Frame |
| Lot Area | 126,324 sqft |
| Parking Spaces | 2 Parking Spaces |
| Account Number | 079900 |
|---|---|
| Street Address | 84 W SADDLE RIVER RD |
| City | SADDLE RIVER |
| State | NJ |
| Zip | 07458-3054 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | 2.9AC (1805,37) |
| Legal Block | 1801 |
| Legal Lot Number | 37 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | SADDLE RIVER |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 53100 |
84 W Saddle River Rd is owned and occupied by an individual who acquired it in June 2026.
Source: Bergen County and Saddle River Borough records, as of August 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 84 W SADDLE RIVER RD, SADDLE RIVER, NJ 07458-3054 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 16, 2026 | Deed, Transfer NONE LISTED ON DOCUMENT |
| Nov 9, 2020 | Deed, Transfer · Conventional Mortgage CARDINAL FINANCIAL COMPANY LP |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 9, 2020 · Amount on File |
| Deed Sale | Nov 9, 2020 · Amount on File |
| Prior Sale | Mar 20, 2013 · Amount on File |
| Deed Document Number | 2020115359 |
| Deed Book / Page | 3806 / 348 |
| Last Transfer Date | Jun 26, 2026 |
| Transfer Doc | 0000048490 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Jul 16, 2026 |
| Property Address | 84 W SADDLE RIVER RD, SADDLE RIVER, NJ 07458-3054 |
| Document Number | 0000048490 |
| Book / Page | 5849 / 710 |
| Instrument Date | Jun 26, 2026 |
| Instrument | 202648490 |
| Transaction Type | Transfer |
| Record Updated | Aug 31, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 84 W SADDLE RIVER RD, SADDLE RIVER, NJ 07458-3054 |
| Document Type | Deed |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Nov 9, 2020 |
| Property Address | 84 W SADDLE RIVER RD, SADDLE RIVER, NJ 07458-3054 |
| Document Number | 0038060348 |
| Book / Page | 3806 / 348 |
| Instrument Date | Sep 30, 2020 |
| Instrument | 20-115359 |
| Transaction Type | Transfer |
| Record Updated | Nov 2, 2021 |
| Title Company | OLD REPUBLIC TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $4,643.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 795 SOUTH DR, 795, BRICK, NJ 08724-4833 |
| Name | Verified Name |
|---|---|
| Address | 84 W SADDLE RIVER RD, SADDLE RIVER, NJ 07458-3054 |
| Document Number | 20115360 |
|---|---|
| Date | Nov 9, 2020 |
| Instrument | 20-115360 |
| Name | CARDINAL FINANCIAL COMPANY LP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Nov 1, 2050 |
The 2025 property tax bill for 84 W Saddle River Rd was $10,670, up 3% from the year before.
Source: Bergen County and Saddle River Borough assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Saddle River Borough |
| Unified School District | Saddle River Borough School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,000,000 (-) Land $796,600 Building $203,400 | $1,000,000 (-) Land $796,600 Building $203,400 | |
| 2025 | $10,670.00 (+2.99%) | $1,000,000 Land $796,600 Building $203,400 | $1,000,000 Land $796,600 Building $203,400 |
| 2024 | $10,360.00 | ||
| 2023 | $1,000,000 Land $796,600 Building $203,400 | $1,000,000 Land $796,600 Building $203,400 | |
| 2022 | $9,940.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 84 W Saddle River Rd in Zone AE, a high-risk flood area within the regulatory floodway; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | Yes |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Nearby Flood Policies | 9 in force |
| Nearby Flood Claims | 17 (1999–2021) |
| Claims Outside the SFHA | 5 of 17 |
| Most Recent Claim | Sep 2021 · Remnants Of Hurricane Ida |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 84 W Saddle River Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 92% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SADDLE RIVER WATER UTILITY serves 600 people · EPA ID NJ0258001 |
|---|---|
| Water Source | Purchased surface water from VEOLIA WATER NEW JERSEY HACKENSACK |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 87 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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