Warren County property record for 84 W Mill St, Springboro, OH 45066
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 3,322 sqft · built 2013 |
| Lot Size | 0.413 acres (17,990 sqft) |
| Owner | Individual Name on File |
| Last Sale | $475,000 (Mar 2026) |
| Tax Bill | $5,154 (2025) |
| Deeds & Mortgages | Jan 2022 Mortgage Mar 2026 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 04-13-426-020-0 |
| Primary APN | 04-13-426-020-0 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Plumbing Fixtures | 11 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 3,322 sqft Living Area |
| Gross Area | 3,898 sqft |
| 1st Floor Area | 1,922 sqft |
| Basement Area | 1,400 sqft |
| Finished Basement | 1,400 sqft |
| Year Built | Built 2013 |
|---|---|
| Effective Year Built | Effective 2013 |
| Exterior Material | Brick/Stone |
| Construction Type | Brick |
| Lot Area | 17,990 sqft (0.413 acres) |
| Lot Dimensions | 180 ft deep x 100 ft wide |
| Garage Type | Attached |
| Garage Area | 576 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 150 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Account Number | 515558 |
|---|---|
| Street Address | 84 W MILL ST |
| City | SPRINGBORO |
| State | OH |
| Zip | 45066-1441 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | MILL |
| Legal Range | 5 |
| Legal Township | 2 |
| Legal Section | 13 |
| Legal Subdivision | MILL |
| Legal Block | 58 |
| Jurisdiction | WARREN OH |
| Township / Civil Division | CLEAR CREEK |
| Census Block Group | 3 |
| Census Block | 3024 |
| Census Tract | 30503 |
84 W Mill St is owned and occupied by an individual who bought it in March 2026.
Source: Warren County records, as of April 28, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 84 W MILL ST, SPRINGBORO, OH 45066-1441 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Unmarried |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 19, 2022 | Deed of Trust, Mortgage · Conventional Mortgage EMBRACE HOME LOANS INC |
| Mar 27, 2026 | Warranty Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 27, 2026 · Amount on File |
| Deed Sale | Mar 27, 2026 · Amount on File |
| Prior Sale | Sep 5, 2013 · Amount on File |
| Deed Document Number | 20268059 |
| Prior Transfer Date | Sep 3, 2015 |
| Prior Transfer Doc | 0000027399 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WARREN OH |
| Property Address | 84 W MILL ST, SPRINGBORO, OH 45066-1441 |
| Transaction Type | Mortgage |
| Record Updated | Jun 2, 2026 |
| Title Company | EQUITY NATIONAL TITLE LLC, EQUITY NATL TTL & CLOSING SV |
| Name | Verified Name |
|---|
| Document Number | 0000002410 |
|---|---|
| Date | Jan 19, 2022 |
| Instrument | 2022-002410 |
| Name | EMBRACE HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Address | MIDDLETOWN, RI 02842 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 241 Months |
| Due | Feb 1, 2042 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WARREN OH |
| Recording Date | Mar 27, 2026 |
| Property Address | 84 W MILL ST, SPRINGBORO, OH 45066-1441 |
| Document Number | 0000008059 |
| Map Reference | PL 84 PG 121 |
| Instrument Date | Mar 20, 2026 |
| Instrument | 2026-008059 |
| Transaction Type | Transfer |
| Record Updated | May 1, 2026 |
| Title Company | PARTNERS |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 84 W MILL ST, SPRINGBORO, OH 45066-1441 |
| Document Number | 0000008060 |
|---|---|
| Date | Mar 27, 2026 |
| Instrument | 2026-008060 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2056 |
The 2025 property tax bill for 84 W Mill St was $5,154, down 0.3% from the year before.
Source: Warren County assessment roll, as of February 9, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Warren County |
| County Subdivision | Clear Creek Township |
| Municipality | Springboro City |
| Unified School District | Springboro Community City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,154.00 (-0.25%) | $132,280 Land $16,800 Building $115,480 | $377,950 Land $48,000 Building $329,950 |
| 2024 | $5,167.00 (+14.16%) | ||
| 2023 | $4,526.00 (+3.03%) Homeowner's exemption | $106,246 (+1.51%) Land $12,390 Building $93,856 | |
| 2022 | $4,393.00 Homeowner's exemption | $104,668 Land $12,390 Building $92,278 | $303,560 (+1.51%) Land $35,400 Building $268,160 |
| 2021 | $299,050 Land $35,400 Building $263,650 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 84 W Mill St in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1984.
Source: FEMA National Flood Hazard Layer, effective June 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 9 in force |
| Nearby Flood Claims | 4 (1984–2024) |
| Claims Outside the SFHA | 1 of 4 |
| Most Recent Claim | Feb 2024 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 84 W Mill St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 90% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SPRINGBORO PWS private · serves 19,263 people · EPA ID OH8301412 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2024 |
| Lead | 4 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 447 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 2,000 / 2,000 |
| Point Broadband Fiber | 1,000 / 1,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: Verizon.
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