84 Torrance Pl, Gowanda, NY 14070 Property Records

Cattaraugus County and Persia Town property record for 84 Torrance Pl, Gowanda, NY 14070

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,568 sqft · built 1940
Lot Size	0.482 acres (21,000 sqft)
Owner	2 Individual Names on Record
Last Sale	$180,000 (Aug 2026)
Tax Bill	$2,222 (2026)
Deeds & Mortgages	Aug 2026 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`047201 16.028-1-3`

Property Details

APN / Parcel Number

Primary APN	`047201 16.028-1-3`
Alternative APNs	`720101602800010030000000` `0356`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,568 sqft Living Area
1st Floor Area	896 sqft
2nd Floor Area	672 sqft

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1940
Architectural Style	Traditional
Exterior Material	Wood
Lot Area	21,000 sqft (0.482 acres)
Lot Dimensions	140 ft deep x 150 ft wide
Garage Type	Detached
Garage Area	360 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	376 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	0356
Street Address	84 TORRANCE PL
City	GOWANDA
State	NY
Zip	14070-1420
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	03 - MULTI
Legal Description	26 06 08 SUB DIV 25
Legal Block	1
Legal Lot Number	3.000
Jurisdiction	CATTARAUGUS NY
Township / Civil Division	PERSIA
Census Block Group	2
Census Block	2020
Census Tract	960400

Owner

Source: Cattaraugus County and Persia Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	12403 GULF RD, SOUTH DAYTON, NY 14138-9505
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Person

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 7, 2026 · Amount on Record
Deed Sale	Aug 7, 2026 · Amount on Record
Prior Sale	Mar 16, 2018 · Amount on Record
Deed Document Number	20269088
Record Updated	Oct 29, 2026

August 2026: Executor's Deed, Transfer

Document Type	Executor's Deed
Jurisdiction	CATTARAUGUS NY
Recording Date	Aug 7, 2026
Property Address	84 TORRANCE PL, GOWANDA, NY 14070-1420
Document Number	0000009088
Instrument Date	Jul 3, 2026
Instrument	20269088
Transaction Type	Transfer
Record Updated	Sep 1, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12403 GULF RD, SOUTH DAYTON, NY 14138-9505

Mortgage

Date	Aug 7, 2026

Lender

Name	1ST PRIORITY MORTGAGE INC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Max Rate	-1%

Tax Assessment & Valuation

Source: Cattaraugus County and Persia Town assessment roll, as of April 30, 2026

Property Jurisdictions

Type	Name
State	New York
County	Cattaraugus County
County Subdivision	Persia Town
Municipality	Gowanda Village
Unified School District	Gowanda Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,222.00 (+81.68%) Homeowner's exemption Senior Citizen's exemption Veteran's exemption
2025	$1,223.00 (+14.3%) Homeowner's exemption Senior Citizen's exemption Veteran's exemption	$117,700 (+13.39%) Land $10,700 Building $107,000	$117,700 (+13.39%) Land $10,700 Building $107,000
2024	$1,070.00
2023		$103,800 Land $10,700 Building $93,100	$103,800 Land $10,700 Building $93,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 53 policies
Nearby Flood Policies	53 in force
Nearby Flood Claims	124 (1979–2014)
Claims Outside the SFHA	20 of 124
Most Recent Claim	May 2014 · other causes
Claims by Event	Severe Storms And Flooding, May 2014 · 111 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GOWANDA VILLAGE serves 2,800 people · EPA ID NY0400340
Water Source	Surface water
Last State Inspection	May 2024
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Organic carbon removal Apr 2022
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 321 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: Armstrong.

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