84 Stow Rd, Harvard, MA 01451 Property Records

Worcester County and Harvard Town property record for 84 Stow Rd, Harvard, MA 01451

Property Summary

Property Type	Single Family Home
Details	5 bd · 4.5 ba · 4,618 sqft · built 1986
Lot Size	5.38 acres (234,353 sqft)
Owner	2 Trust Names on File
Last Sale	$1,500,000 (Apr 2025)
Tax Bill	$20,053 (2026)
Deeds & Mortgages	Oct 2025 Transfer Apr 2025 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`M:028.0 P:0007-0005.0`

Property Details

APN / Parcel Number

Primary APN	`M:028.0 P:0007-0005.0`
Alternative APNs	`HARV M:28 B:7 L:5` `1250280000700050`

Interior

Bedrooms	5 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	4,618 sqft Living Area
Gross Area	9,325 sqft
Basement Area	768 sqft
Unfinished Basement	768 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1986
Architectural Style	Cape Cod
Exterior Material	Wood Siding
Construction Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	234,353 sqft (5.38 acres)
Garage Type	Basement

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	1250280000700050
Street Address	84 STOW RD
City	HARVARD
State	MA
Zip	01451-1827
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	7
Legal Lot Number	5
Jurisdiction	HARVARD MA
Township / Civil Division	HARVARD
Census Block Group	3
Census Block	3003
Census Tract	761401

Owner

84 Stow Rd is owner-occupied and held in a trust since September 2025.

Source: Worcester County and Harvard Town records, as of October 20, 2026

Owner of Record	2 Trust Names on File
Mailing Address	84 STOW RD, HARVARD, MA 01451-1827
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Revocable Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 21, 2025	Quit Claim Deed, Transfer Quitclaim
Apr 29, 2025	Quit Claim Deed, Transfer · Stand-Alone First Mortgage PRIMIS MORTGAGE CO
Jun 16, 2020	Quit Claim Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 29, 2025 · Amount on File
Deed Sale	Apr 29, 2025 · Amount on File
Prior Sale	Dec 24, 1985 · Amount on File
Deed Book / Page	71913 / 371
Last Transfer Date	Sep 29, 2025
Transfer Doc	072705-276
Record Updated	Oct 29, 2026

October 2025: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HARVARD MA
Recording Date	Oct 21, 2025
Property Address	84 STOW RD, HARVARD, MA 01451-1827
Document Number	072705-276
Book / Page	72705 / 276
Instrument Date	Sep 29, 2025
Instrument	90916
Transaction Type	Transfer
Record Updated	Nov 12, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	84 STOW RD, HARVARD, MA 01451-1827

April 2025: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HARVARD MA
Recording Date	Apr 29, 2025
Property Address	84 STOW RD, HARVARD, MA 01451-1827
Document Number	071913-371
Book / Page	71913 / 371
Instrument Date	Apr 29, 2025
Instrument	32945
Transaction Type	Transfer
Record Updated	Nov 19, 2025

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	84 STOW RD, HARVARD, MA 01451-1827

Mortgage

Document Number	0000032946
Date	Apr 29, 2025
Instrument	32946

Lender

Name	PRIMIS MORTGAGE CO

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

June 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HARVARD MA
Recording Date	Jun 16, 2020
Property Address	84 STOW RD, HARVARD, MA 01451-1827
Document Number	62604-165
Book / Page	062604 / 000165
Instrument Date	May 15, 2020
Instrument	63075
Transaction Type	Transfer
Record Updated	Jun 30, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	84 STOW RD HARVARD MA 014511827, HARVARD, MA 01451-1827

Tax Assessment & Valuation

The 2026 property tax bill for 84 Stow Rd was $20,053, up 7% from the year before.

Source: Worcester County and Harvard Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
County Subdivision	Harvard Town
Unified School District	Harvard School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$20,053.00 (+7.03%)	$1,263,600 (+5.56%) Land $281,700 Building $981,900	$1,417,020 (-)
2025	$18,735.00 (+4.11%)	$1,197,100 (-0.88%) Land $281,700 Building $915,400	$1,417,020 (+25.06%)
2024	$17,995.00 (-1.8%)	$1,207,700 (+9.47%) Land $281,700 Building $926,000	$1,133,065
2023	$18,324.00	$1,103,200 Land $272,200 Building $831,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 84 Stow Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 30, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 84 Stow Rd is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
Starlink Satellite	280 / 30

Cell Coverage

5G and 4G LTE (outdoors only)

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