84 Spring Valley Ln, Ringgold, GA 30736 Property Records

Catoosa County property record for 84 Spring Valley Ln, Ringgold, GA 30736

Property Summary

Property Type	Single Family Home
Details	3 ba · 1,950 sqft · built 1995
Lot Size	0.439 acres (19,166 sqft)
Owner	Individual Name on Record
Last Sale	$236,000 (Dec 2023)
Tax Bill	$2,536 (2025)
Deeds & Mortgages	Aug 2022 Line of Credit Oct 2025 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`0035E104000`

Property Details

APN / Parcel Number

Primary APN	`0035E104000`
Alternative APNs	`0035E104` `17290`

Interior

Full Baths	3 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,950 sqft Heated Area
Flooring	Combination, Other
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1995
Architectural Style	Other
Exterior Material	Fiber Cement Siding
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	19,166 sqft (0.439 acres)
Lot Dimensions	192 ft deep x 100 ft wide
Porch	Open Porch
Porch Area	322 sqft
Deck Area	268 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	17290
Old Parcel Number	0035E104000
Street Address	84 SPRING VALLEY LN
City	RINGGOLD
State	GA
Zip	30736-6921
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	LOT 104 MILL CREEK UNIT 2
Legal Subdivision	MILL CREEK
Legal Lot Number	104
Legal Unit	2
Jurisdiction	CATOOSA GA
Township / Civil Division	RINGGOLD
Census Block Group	2
Census Block	2003
Census Tract	30202

Owner

Source: Catoosa County records, as of January 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	84 SPRING VALLEY LN, RINGGOLD, GA 30736-6921
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 8, 2022	Deed of Trust, Mortgage · Line of Credit TENNESSEE VALLEY FEDERAL CREDIT UNION
Oct 8, 2025	Deed of Trust, Mortgage · Conventional Mortgage RUOFF MORTGAGE
Dec 13, 2023	Warranty Deed, Transfer · Conventional Mortgage RUOFF MORTGAGE
Nov 25, 2020	Warranty Deed, Transfer FIRST CMNTY MTG INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 13, 2023 · Amount on Record
Deed Sale	Dec 13, 2023 · Amount on Record
Prior Sale	Nov 17, 2020 · Amount on Record
Deed Document Number	0000230760
Deed Book / Page	2307 / 60
Record Updated	Jun 8, 2026

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CATOOSA GA
Property Address	84 SPRING VALLEY LN, RINGGOLD, GA 30736-6921
Transaction Type	Mortgage
Record Updated	Dec 15, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	84 SPRING VALLEY LN, RINGGOLD, GA 30736-6921

Mortgage

Document Number	0022360000000191
Date	Aug 8, 2022
Book Page	0000002236/0000000191
Instrument	006539

Lender

Name	TENNESSEE VALLEY FEDERAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Jan 1, 2042

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CATOOSA GA
Property Address	84 SPRING VALLEY LN, RINGGOLD, GA 30736-6921
Transaction Type	Mortgage
Record Updated	Nov 17, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	84 SPRING VALLEY LN, RINGGOLD, GA 30736-6921

Mortgage

Document Number	0024100000000492
Date	Oct 8, 2025
Book Page	0000002410/0000000492

Lender

Name	RUOFF MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2055

December 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CATOOSA GA
Recording Date	Dec 13, 2023
Property Address	84 SPRING VALLEY LN, RINGGOLD, GA 30736-6921
Document Number	0023070060
Book / Page	2307 / 60
Instrument Date	Nov 17, 2023
Transaction Type	Transfer
Record Updated	Jan 19, 2024

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	84 SPRING VALLEY LN, RINGGOLD, GA 30736-6921

Mortgage

Document Number	0023070000000063
Date	Dec 13, 2023
Book Page	0000002307/0000000063
Instrument	007795

Lender

Name	RUOFF MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2053

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CATOOSA GA
Recording Date	Nov 25, 2020
Property Address	84 SPRING VALLEY LN, RINGGOLD, GA 30736-6921
Document Number	0020950186
Book / Page	002095 / 000186
Instrument Date	Nov 17, 2020
Instrument	9799
Transaction Type	Transfer
Record Updated	Dec 18, 2020
Title Company	ENSIGN TITLE AND ESCROW INC, ENSIGN TITLE & ESCROW INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$195.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	84 SPRING VALLEY LN RINGGOLD GA 307366921, RINGGOLD, GA 30736-6921

Mortgage

Document Number	20950189
Date	Nov 25, 2020
Book Page	002095/000189

Lender

Name	FIRST CMNTY MTG INC
Address	MURFREESBORO, TN 37129

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Nov 24, 2050

Tax Assessment & Valuation

Source: Catoosa County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Catoosa County
Unified School District	Catoosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,536.00	$133,580 (+17.91%) Land $14,000 Building $119,580	$333,951 (+17.91%) Land $35,000 Building $298,951
2023	$2,536.00 (+25.86%)	$113,288 Land $14,000 Building $99,288	$283,221 Land $35,000 Building $248,221
2022	$2,015.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 12, 2018

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 42% of the US · lower than 65% of Georgia
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RINGGOLD serves 2,953 people · EPA ID GA0470002
Water Source	Surface water
Last State Inspection	May 2023
Lead	1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Jan 2024
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 130 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ringgold Telephone Company Fiber	2,500 / 2,500
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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