84 Spotted Bear Ln, Highlands, NC 28741 Property Records

Macon County property record for 84 Spotted Bear Ln, Highlands, NC 28741 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,302 sqft
Lot Size	0.97 acres (42,253 sqft)
Owner	Company Name on File
Tax Bill	$1,542 (2025)
Deeds & Mortgages	Dec 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`7439271229`

Property Details

APN / Parcel Number

Primary APN	`7439271229`
Alternative APN	`149899`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,302 sqft Heated Area
1st Floor Area	864 sqft

Exterior

Architectural Style	Conventional
Construction Type	Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	42,253 sqft (0.97 acres)
Terrain	Rolling
Porch	Slab
Porch Area	320 sqft
Deck Area	132 sqft

Location & Zoning

Account Number	149899
Street Address	84 SPOTTED BEAR LN
City	HIGHLANDS
State	NC
Zip	28741
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TR B SPOTTED BEAR LN-PC 10608
Legal Tract	B
Jurisdiction	MACON NC
Township / Civil Division	HIGHLANDS
Census Block Group	1
Census Block	1040
Census Tract	970501

Owner

Source: Macon County records · APN 7439271229

Assessment roll updated September 22, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	390 DUNCAN SPRINGS RD, ATHENS, GA 30606-4808
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Record Updated	Sep 20, 2026

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MACON NC
Recording Date	Dec 21, 2021
Property Address	84 SPOTTED BEAR LN, HIGHLANDS, NC 28741-5603
Document Number	00M41/2039
Book / Page	M-41 / 2039
Map Reference	CARD 10608
Instrument Date	Dec 20, 2021
Instrument	2021011945
Transaction Type	Transfer
Record Updated	Mar 08, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$900.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	390 DUNCAN SPRINGS RD, ATHENS, GA 30606-4808

Mortgage

Document Number	2021011946
Date	Dec 21, 2021
Instrument	2021011946

Lender

Name	CLASSIC CITY BANK
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	61 Months
Due	Jan 10, 2027

Tax Assessment & Valuation

Source: Macon County records · Assessment roll updated September 22, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Macon County
Unified School District	Macon County Schools (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$492,020 (-) Land $128,890 Building $363,130	$492,020 (-) Land $128,890 Building $363,130
2025	$1,542.00 (+0.78%)
2023	$1,530.00	$492,020 Land $128,890 Building $363,130	$492,020 Land $128,890 Building $363,130

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Macon County (37113C), updated November 8, 2018 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 371139705011, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 15 individual NFIP policies nearby
Nearby Flood Policies	15 in force
Nearby Flood Claims	3 (2003–2004)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Sep 2004, river or lake flooding, Hurricane Ivan
Flood Events	Hurricane Ivan (Sep 2004), 2 claims

Wildfire

Wildfire Risk	Moderate above 40% of the US · above 58% of North Carolina
Wildfire Likelihood	About 1 in 1,316 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.