84 Spearman Ln, Iberia, MO 65486 Property Records

Miller County property record for 84 Spearman Ln, Iberia, MO 65486

Property Summary

Property Type	Rural Home
Details	1 ba · 1,920 sqft · built 2019
Lot Size	180 acres (7,840,800 sqft)
Owner	2 Individual Names on Record
Last Sale	$346,800 (Oct 2018)
Tax Bill	$3,034 (2025)
Deeds & Mortgages	Sep 2019 Mortgage Oct 2018 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`15757`

Property Details

APN / Parcel Number

Primary APN	`15757`
Alternative APN	`162009000000006000`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,920 sqft Living Area
1st Floor Area	1,920 sqft
Basement Area	1,920 sqft

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Construction Type	Frame
Lot Area	7,840,800 sqft (180 acres)
Utility Building	2,400 sqft
Pole Barn	940 sqft
Total Buildings	3 Buildings

Location & Zoning

Account Number	15757
Street Address	84 SPEARMAN LN
City	IBERIA
State	MO
Zip	65486-9235
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	SE4 & SE4 SW4 & SE4 NE4
Legal Range	13W
Legal Township	39N
Legal Section	09
Jurisdiction	MILLER MO
Township / Civil Division	RICHWOODS
Census Block Group	2
Census Block	2019
Census Tract	962501

Owner

Source: Miller County records, as of December 16, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	84 SPEARMAN LN, IBERIA, MO 65486-9235
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 11, 2019	Deed of Trust, Mortgage · Conventional Mortgage BANK OF ST ELIZABETH
Oct 2, 2018	Intrafamily Transfer, Transfer · Line of Credit BANK OF ST ELIZABETH

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 2, 2018 · Amount on Record
Deed Sale	Oct 2, 2018 · Amount on Record
Prior Sale	Mar 25, 2015
Deed Document Number	20184176
Deed Book / Page	2018 / 4176
Prior Transfer Date	Oct 1, 2018
Prior Transfer Doc	02018/4176
Record Updated	Jun 8, 2026

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MILLER MO
Property Address	84 SPEARMAN LN, IBERIA, MO 65486-9235
Transaction Type	Mortgage
Record Updated	Dec 16, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02019/3756
Date	Sep 11, 2019
Book Page	2019/3756
Instrument	201903756

Lender

Name	BANK OF ST ELIZABETH
Type	Bank
Address	SAINT ELIZABETH, MO 65075

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2049

October 2018: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MILLER MO
Recording Date	Oct 2, 2018
Property Address	84 SPEARMAN LN, IBERIA, MO 65486-9235
Document Number	02018/4176
Book / Page	2018 / 4176
Instrument Date	Oct 1, 2018
Instrument	201804176
Transaction Type	Transfer
Record Updated	Dec 16, 2025

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 112, SAINT ELIZABETH, MO 65075-0112

Mortgage

Document Number	0201804259
Date	Oct 2, 2018
Instrument	201804259

Lender

Name	BANK OF ST ELIZABETH
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Miller County assessment roll, as of December 16, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Miller County
Unified School District	Iberia R-V School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,034.00	$58,750 (+13.61%) Land $3,750 Building $55,000	$332,600 (+12.66%) Land $27,540 Building $305,060
2023		$51,710 Land $3,640 Building $48,070	$295,220 Land $26,970 Building $268,250

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 17, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2015)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Dec 2015 · Severe Storms, Tornadoes, Straight-line Winds, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 58% of the US · above 90% of Missouri
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 1 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
GTECH Fiber Fiber	1,000 / 1,000
Wisper ISP Fixed Wireless	400 / 30
Wave Internet Technologies Fixed Wireless	100 / 100

Cell Coverage

5G and 4G LTE (outdoors only)

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