84 School St, Waldoboro, ME 04572 Property Records

Lincoln County and Waldoboro Town property record for 84 School St, Waldoboro, ME 04572

Property Summary

Property Type	Duplex
Details	5 bd · 2 ba · 2,400 sqft · built 1880
Lot Size	0.37 acres (16,117 sqft)
Owner	Individual Name on Record
Last Sale	$240,000 (Apr 2021)
Tax Bill	$5,121 (2025)
Deeds & Mortgages	Oct 2022 Line of Credit May 2019 Refinance + 1 more
Flood Zone	Zone X (minimal risk)
APN	`WALB M:U4 L:66`

Property Details

APN / Parcel Number

Primary APN	`WALB M:U4 L:66`
Alternative APN	`1066`

Interior

Bedrooms	5 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Units	2 Units
Stories	2 Stories
Building Area	2,400 sqft Living Area

Exterior

Year Built	Built 1880
Effective Year Built	Effective 1880
Architectural Style	Colonial
Exterior Material	Wood Siding
Construction Type	Brick
Roof Material	Asphalt
Lot Area	16,117 sqft (0.37 acres)
Garage Type	Attached

Utilities, Heating & Cooling

Heating System	Hot Water

Location & Zoning

Account Number	1066
Street Address	84 SCHOOL ST
City	WALDOBORO
State	ME
Zip	04572-6085
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	HISTOR
Legal Subdivision	MELANIE O GILBERT & NORMA D OS
Legal Lot Number	66
Jurisdiction	WALDOBORO ME
Township / Civil Division	WALDOBORO
Census Block Group	2
Census Block	2013
Census Tract	975200

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Listed Area	Within Arnold Trail to Quebec listed 1969 · 1 contributing resources · NRIS 69000018

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Lincoln County and Waldoboro Town records, as of July 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3793 PLUM SPRING LN, ELLICOTT CITY, MD 21042-5153
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 25, 2022	Deed of Trust, Mortgage · Line of Credit CAMDEN NATIONAL BANK
May 20, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance 1ST NATIONAL BANK
Apr 28, 2021	Quit Claim Deed, Transfer · Stand-Alone First Mortgage CAMDEN NATIONAL BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 28, 2021 · Amount on Record
Deed Sale	Apr 28, 2021 · Amount on Record
Prior Sale	Feb 13, 2012
Deed Document Number	202173813
Deed Book / Page	5701 / 135
Prior Transfer Date	Feb 26, 2021
Prior Transfer Doc	0057010135
Record Updated	Oct 29, 2026

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WALDOBORO ME
Property Address	84 SCHOOL ST, WALDOBORO, ME 04572-6085
Transaction Type	Mortgage
Record Updated	Nov 8, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0059470108
Date	Oct 25, 2022
Book Page	5947/108
Instrument	92239

Lender

Name	CAMDEN NATIONAL BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2052

Interest

Rate Type	Adjustable Rate

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WALDOBORO ME
Property Address	84 SCHOOL ST, WALDOBORO, ME 04572-6085
Transaction Type	Mortgage
Record Updated	Feb 3, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0053840158
Date	May 20, 2019
Book Page	5384/158
Instrument	49455

Lender

Name	1ST NATIONAL BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded

April 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WALDOBORO ME
Recording Date	Apr 28, 2021
Property Address	84 SCHOOL ST, WALDOBORO, ME 04572-6085
Document Number	0057010135
Book / Page	5701 / 135
Instrument Date	Feb 26, 2021
Instrument	73813
Transaction Type	Transfer
Record Updated	Feb 3, 2022

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 793, ROCKLAND, ME 04841-0793

Mortgage

Document Number	0000073814
Date	Apr 28, 2021
Instrument	73814

Lender

Name	CAMDEN NATIONAL BANK
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Lincoln County and Waldoboro Town assessment roll, as of July 30, 2026

Property Jurisdictions

Type	Name
State	Maine
County	Lincoln County
County Subdivision	Waldoboro Town
Unified School District	School Administrative District 40 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$5,121.00 (-3.81%)	$346,000 (+9.84%) Land $70,000 Building $276,000
2024	$5,324.00 (+8.34%)	$315,000 (-) Land $39,000 Building $276,000
2023	$4,914.00 (+11.43%)	$315,000 (-) Land $39,000 Building $276,000
2022	$4,410.00	$315,000 Land $39,000 Building $276,000

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective April 16, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 53% of Maine
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WALDOBORO WATER DEPT serves 1,065 people · EPA ID ME0091560
Water Source	Groundwater
Last State Inspection	Oct 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 116 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Fidium Fiber Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: T-Mobile, Tidewater O.P.E.N..

Cell Coverage

5G (outdoors only) and 4G LTE

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