84 S Gamble St, Shelby, OH 44875 Property Records

Richland County property record for 84 S Gamble St, Shelby, OH 44875

Property Summary

Property Type	Duplex
Details	5 bd · 2 ba · 2,016 sqft · built 1890
Lot Size	0.22 acres (9,601 sqft)
Owner	Individual Name on Record
Tax Bill	$1,046 (2025)
Deeds & Mortgages	Aug 2021 Sale & Mortgage May 2019 Transfer
Flood Zone	Zone X (minimal risk)
APN	`046-08-079-06-000`

Property Details

APN / Parcel Number

Primary APN	`046-08-079-06-000`
Alternative APN	`03178`

Interior

Bedrooms	5 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	10 Rooms
Units	2 Units
Stories	2 Stories
Building Area	2,016 sqft Living Area
1st Floor Area	1,008 sqft

Exterior

Year Built	Built 1890
Effective Year Built	Effective 1890
Architectural Style	Other
Exterior Material	Aluminum Siding
Lot Area	9,601 sqft (0.22 acres)
Lot Dimensions	160 ft deep x 60 ft wide
Garage Type	Detached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	511 sqft
Deck Area	60 sqft
Patio Area	60 sqft
Shed	1 Shed
Shed Area	80 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	84 S GAMBLE ST
City	SHELBY
State	OH
Zip	44875-1544
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Legal Description	593 S PT 60 X 160
Jurisdiction	RICHLAND OH
Township / Civil Division	SHARON
Census Block Group	2
Census Block	2005
Census Tract	2500

Owner

Source: Richland County records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	84 S GAMBLE ST, SHELBY, OH 44875-1544
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 3, 2021	Warranty Deed, Transfer · FHA Mortgage PARK NATIONAL BANK
May 17, 2019	Transfer on Death Deed, Transfer HAWKINS TITLE RESEARCH

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 3, 2021
Deed Sale	Aug 3, 2021
Prior Sale	Feb 23, 2012 · Amount on Record
Deed Document Number	202110864
Deed Book / Page	2916 / 506
Prior Transfer Date	May 16, 2019
Prior Transfer Doc	02699/0803
Record Updated	Oct 29, 2026

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RICHLAND OH
Recording Date	Aug 3, 2021
Property Address	84 S GAMBLE ST, SHELBY, OH 44875-1544
Document Number	2916/506
Book / Page	2916 / 506
Instrument Date	Aug 3, 2021
Instrument	202100010864
Transaction Type	Transfer
Record Updated	Aug 16, 2021
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 4565, NEWARK, OH 43058-4565

Mortgage

Document Number	202100010865
Date	Aug 3, 2021
Instrument	202100010865

Lender

Name	PARK NATIONAL BANK
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2051

May 2019: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	RICHLAND OH
Recording Date	May 17, 2019
Property Address	84 S GAMBLE ST, SHELBY, OH 44875-1544
Document Number	02699/0803
Book / Page	2699 / 0803
Instrument Date	May 16, 2019
Instrument	201900005247
Transaction Type	Transfer
Record Updated	Apr 22, 2022
Title Company	HAWKINS TITLE RESEARCH

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common

Tax Assessment & Valuation

Source: Richland County assessment roll, as of April 3, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Richland County
County Subdivision	Sharon Township
Municipality	Shelby City
Unified School District	Shelby City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,046.00	$28,090 (-) Land $4,870 Building $23,220
2024	$1,046.00 (-2.7%) Homeowner's exemption	$28,090 (-) Land $4,870 Building $23,220
2023	$1,075.00 (+36.94%) Homeowner's exemption	$28,090 (+52.83%) Land $4,870 Building $23,220	$80,250 (+52.83%) Land $13,900 Building $66,350
2022	$785.00 Homeowner's exemption	$18,380 Land $4,660 Building $13,720
2020			$52,510 Land $13,320 Building $39,190

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 23, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (2007)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Aug 2007 · Severe Storms, Flooding, And Tornadoes
Claims by Event	Severe Storms, Flooding, And Tornadoes, Aug 2007 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 74% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SHELBY CITY serves 9,453 people · EPA ID OH7004511
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 369 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Omni Fiber Fiber	10,000 / 10,000
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

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