84 Rte 20, Chester, MA 01011 Property Records

Hampden County and Chester Town property record for 84 Rte 20, Chester, MA 01011

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.5 ba · 1,251 sqft · built 1800
Lot Size	0.55 acres (23,958 sqft)
Owner	Individual Name on File
Last Sale	$190,000 (Sep 2021)
Tax Bill	$3,693 (2025)
Deeds & Mortgages	Sep 2021 Sale & Mortgage May 2018 Transfer
Flood Zone	Zone X (minimal risk)
APN	`CHES M:412.0 B:0000 P:0012.3`

Property Details

APN / Parcel Number

Primary APN	`CHES M:412.0 B:0000 P:0012.3`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,251 sqft Living Area
Gross Area	1,950 sqft
1st Floor Area	820 sqft
Basement Area	646 sqft
Unfinished Basement	646 sqft

Exterior

Year Built	Built 1800
Effective Year Built	Effective 1800
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Stone
Roof Type	Gable
Roof Material	Asphalt
Lot Area	23,958 sqft (0.55 acres)

Utilities, Heating & Cooling

Heating System	Radiant
Heating Fuel	Electric

Location & Zoning

Street Address	84 ROUTE 20
City	CHESTER
State	MA
Zip	01011-9738
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AR
Jurisdiction	CHESTER MA
Township / Civil Division	CHESTER
Census Block Group	1
Census Block	1077
Census Tract	813001

Owner

84 Rte 20 is owned and occupied by an individual who bought it in September 2021.

Source: Hampden County and Chester Town records, as of July 20, 2026

Owner of Record	Individual Name on File
Mailing Address	84 ROUTE 20, CHESTER, MA 01011-9738
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 28, 2021	Quit Claim Deed, Transfer · Stand-Alone First Mortgage MOVEMENT MORTGAGE
May 21, 2018	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 28, 2021 · Amount on File
Deed Sale	Sep 28, 2021 · Amount on File
Prior Sale	Oct 23, 1991 · Amount on File
Deed Document Number	202168374
Deed Book / Page	24149 / 207
Prior Transfer Date	Sep 27, 2021
Prior Transfer Doc	0000068374
Record Updated	Oct 29, 2026

September 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CHESTER MA
Recording Date	Sep 28, 2021
Property Address	84 ROUTE 20, CHESTER, MA 01011-9738
Document Number	24149-207
Book / Page	24149 / 207
Instrument Date	Sep 27, 2021
Instrument	68374
Transaction Type	Transfer
Record Updated	Oct 15, 2021

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	191 MAIN ST APT 4, 4, RUSSELL, MA 01071-9541

Mortgage

Document Number	68375
Date	Sep 28, 2021
Instrument	68375

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Mortgage

Document Number	24149-229
Date	Sep 28, 2021
Book Page	24149/229
Instrument	68376

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company

Agreement

Type	Second Mortgage (Down Payment)
Amount	Amount on Record
Term	181 Months
Due	Oct 1, 2036

May 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CHESTER MA
Recording Date	May 21, 2018
Property Address	84 ROUTE 20, CHESTER, MA 01011-9738
Document Number	22181-504
Book / Page	022181 / 000504
Instrument Date	May 18, 2018
Instrument	27685
Transaction Type	Transfer
Record Updated	Jun 13, 2018

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2750 N 7TH ST #3637 BROKEN ARROW OK 740122871, 3637, BROKEN ARROW, OK 74012-2871

Tax Assessment & Valuation

The 2025 property tax bill for 84 Rte 20 was $3,693, up 6.4% from the year before.

Source: Hampden County and Chester Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Hampden County
County Subdivision	Chester Town
Unified School District	Gateway School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,693.00 (+6.37%)	$204,500 (+0.59%) Land $25,400 Building $179,100	$286,900 (+13.53%)
2024	$3,472.00 (+3.15%)	$203,300 (+7.68%) Land $25,400 Building $177,900	$252,700
2023	$3,366.00	$188,800 Land $25,400 Building $163,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 84 Rte 20 in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 7, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 16 policies
Nearby Flood Policies	16 in force
Nearby Flood Claims	2 (2014–2018)
Most Recent Claim	Jan 2018 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 84 Rte 20 is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

Cell Coverage

5G (outdoors only) and 4G LTE

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