Franklin County and Bernardston Town property record for 84 River St, Bernardston, MA 01337
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 520 sqft · built 1900 |
| Lot Size | 0.38 acres (16,553 sqft) |
| Owner | Individual Name on File |
| Last Sale | $94,900 (Nov 2019) |
| Tax Bill | $3,045 (2025) |
| Deeds & Mortgages | Mar 2022 Refinance Nov 2019 Sale & Mortgage + 2 more |
| APN | 290030000200021 |
| Primary APN | 290030000200021 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 3 Rooms |
| Stories | 1 Story |
| Building Area | 520 sqft Living Area |
| Gross Area | 1,357 sqft |
| 1st Floor Area | 520 sqft |
| Basement Area | 520 sqft |
| Unfinished Basement | 520 sqft |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1988 |
| Architectural Style | Bungalow |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Concrete |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 16,553 sqft (0.38 acres) |
| Garage Type | Detached |
| Heating Fuel | Electric |
|---|
| Account Number | 290030000200021 |
|---|---|
| Street Address | 84 RIVER ST |
| City | BERNARDSTON |
| State | MA |
| Zip | 01337 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RA |
| Legal Block | 2 |
| Legal Lot Number | 21 |
| Jurisdiction | BERNARDSTON MA |
| Township / Civil Division | BERNARDSTON |
| Census Block Group | 1 |
| Census Block | 1071 |
| Census Tract | 40200 |
84 River St is owned and occupied by an individual who bought it in November 2019.
Source: Franklin County and Bernardston Town records, as of October 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 84 RIVER ST, BERNARDSTON, MA 01337 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 23, 2022 | Deed of Trust, Mortgage · Stand-Alone Refinance FLORENCE BANK |
| Nov 27, 2019 | Quit Claim Deed, Transfer · FHA Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP |
| Jul 18, 2018 | Quit Claim Deed, Transfer |
| May 9, 2018 | Foreclosure |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 27, 2019 · Amount on File |
| Deed Sale | Nov 27, 2019 · Amount on File |
| Prior Sale | Jul 18, 2018 |
| Deed Document Number | 201912796 |
| Deed Book / Page | 7461 / 292 |
| Prior Transfer Date | Oct 3, 2019 |
| Prior Transfer Doc | 7461-292 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERNARDSTON MA |
| Property Address | 84 RIVER ST, BERNARDSTON, MA 01337-9667 |
| Transaction Type | Mortgage |
| Record Updated | Aug 10, 2023 |
| Name | Verified Name |
|---|
| Document Number | 007970-167 |
|---|---|
| Date | Mar 23, 2022 |
| Book Page | 7970/167 |
| Instrument | 3224 |
| Name | FLORENCE BANK |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2052 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | BERNARDSTON MA |
| Recording Date | Nov 27, 2019 |
| Property Address | 84 RIVER ST, BERNARDSTON, MA 01337-9667 |
| Document Number | 7461-292 |
| Book / Page | 7461 / 292 |
| Instrument Date | Oct 3, 2019 |
| Instrument | 12796 |
| Transaction Type | Transfer |
| Record Updated | May 11, 2021 |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 78 CLESSON BROOK RD, BUCKLAND, MA 01338 |
| Document Number | 12797 |
|---|---|
| Date | Nov 27, 2019 |
| Instrument | 12797 |
| Name | FAIRWAY INDEPENDENT MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | BERNARDSTON MA |
| Recording Date | Jul 18, 2018 |
| Property Address | 84 RIVER ST, BERNARDSTON, MA 01337-9667 |
| Document Number | 7225-207 |
| Book / Page | 007225 / 000207 |
| Instrument Date | Jul 10, 2018 |
| Instrument | 7059 |
| Transaction Type | Transfer |
| Record Updated | Aug 13, 2018 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 3020 OLD RANCH PKWY #180 SEAL BEACH CA 907402799, 180, SEAL BEACH, CA 90740-2799 |
| Investor | Possibly a Property Investor |
| Document Type | Foreclosure |
|---|---|
| Jurisdiction | BERNARDSTON MA |
| Recording Date | May 9, 2018 |
| Property Address | 84 RIVER ST, BERNARDSTON, MA 01337-9667 |
| Document Number | 7193-45 |
| Book / Page | 007193 / 000045 |
| Instrument Date | Apr 23, 2018 |
| Instrument | 4366 |
| Transaction Type | Foreclosure |
| Record Updated | May 31, 2018 |
| Amount | Amount on Record |
|---|---|
| Tax | $387.60 |
| Amount Accuracy | Confirmed |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Trust |
| Address | 425 WALNUT ST CINCINNATI OH 452023956, CINCINNATI, OH 45202-3956 |
The 2025 property tax bill for 84 River St was $3,045.
Source: Franklin County and Bernardston Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Franklin County |
| County Subdivision | Bernardston Town |
| Unified School District | Pioneer Valley School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,045.00 | $213,400 Land $46,400 Building $167,000 | $250,006 |
| 2023 | $2,693.00 | $168,400 Land $38,800 Building $129,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA has no flood map on file for 84 River St; there have been 2 flood claims nearby since 2011.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 2 (2011–2024) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Dec 2024 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 84 River St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BERNARDSTON FIRE WATER DIST serves 1,471 people · EPA ID MA1029000 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2025 |
| Lead | 1 ppb (2022) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead public education Jun 2016 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 23 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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