84 Riding Ridge Rd, Elgin, SC 29045 Property Records

Kershaw County property record for 84 Riding Ridge Rd, Elgin, SC 29045 · Last verified November 2025

Property Summary

Property TypeSingle Family Home
Lot Size2.09 acres (91,476 sqft)
OwnerIndividual Name on File
Last Sale$22,500 (May 2014)
Tax Bill$1,991 (2025)
Deeds & MortgagesDec 2019 Line of Credit
Dec 2019 Mortgage
Flood ZoneZone X (minimal risk)
APN308-01-02-028-SDV

Property Details

APN / Parcel Number

Primary APN308-01-02-028-SDV
Alternative APN
  • 33965

Exterior

Lot Area91,476 sqft (2.09 acres)

Location & Zoning

Account Number33965
Old Parcel Number308-01-02-028 SDV
Street Address84 RIDING RIDGE RD
CityELGIN
StateSC
Zip29045-9461
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionDIST:279 MAP REF:BK A-56 PG 2
Legal SubdivisionWOODSTREAM SUB PH II
JurisdictionKERSHAW SC
Township / Civil DivisionELGIN
Census Block Group2
Census Block2003
Census Tract970907

Owner

Source: Kershaw County records · APN 308-01-02-028-SDV

Assessment roll updated September 13, 2025 · Last verified November 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address80 RIDING RIDGE RD, ELGIN, SC 29045-9461
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 12, 2019Deed of Trust, Construction Loan · Line of Credit
FIRST CITIZENS BK
Dec 10, 2019Deed of Trust, Mortgage · Conventional Mortgage
FIRST CITIZENS BK

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleMay 08, 2014 · Amount on Record
Deed SaleMay 08, 2014 · Amount on Record
Deed Document Number0003228207
Deed Book / Page3228 / 207
Record UpdatedJun 08, 2026

December 2019: Deed of Trust, Construction Loan

Document TypeDeed of Trust
JurisdictionKERSHAW SC
Recording DateDec 12, 2019
Property Address84 RIDING RIDGE RD, ELGIN, SC 29045-9461
Document Number0000010011
Book / Page004139 / 000001
Instrument DateDec 10, 2019
Instrument10011
Transaction TypeConstruction Loan
Record UpdatedApr 22, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address110 BATTLESHIP RD CAMDEN SC 290202060, CAMDEN, SC 29020-2060

Mortgage

Document Number0000010011
DateDec 12, 2019
Book Page004139/000001
Instrument10011
Lender
NameFIRST CITIZENS BK
TypeBank
AddressRALEIGH, NC 27611-6592
Agreement
TypeLine of Credit
AmountAmount Recorded
Term120 Months
DueDec 11, 2029
Interest
Rate TypeAdjustable Rate

December 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKERSHAW SC
Property Address84 RIDING RIDGE RD, ELGIN, SC 29045-9461
Document Number0000000424
Instrument DateDec 10, 2019
Transaction TypeMortgage
Record UpdatedApr 22, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address110 BATTLESHIP RD CAMDEN SC 290202060, CAMDEN, SC 29020-2060

Mortgage

Document Number0000000424
DateJan 16, 2020
Book Page004154/000156
Instrument424
Lender
NameFIRST CITIZENS BK
TypeBank
AddressRALEIGH, NC 27611-6592
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term120 Months
DueJan 15, 2030

Tax Assessment & Valuation

Source: Kershaw County records · Assessment roll updated September 13, 2025 · Last verified November 2025

Property Jurisdictions

TypeName
StateSouth Carolina
CountyKershaw County
Unified School DistrictKershaw County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$1,991.00 (+0.15%)$107,300 (-) Land $22,500 Building $84,800$107,300 (-)
2023$1,988.00$107,300 Land $22,500 Building $84,800$107,300

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Kershaw County (45055C), updated September 28, 2018 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 450559709072, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Community Rating SystemClass 9 (5% premium discount)
Nearby Flood Policies2 in force

Wildfire

Wildfire RiskModerate
above 46% of the US · above 39% of South Carolina
Wildfire LikelihoodAbout 1 in 1,220 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 40 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
SpectrumCable1,000 / 1,000
VerizonFixed Wireless300 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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