84 Ridge Rd, Ridgewood, NJ 07450 Property Records

Bergen County and Ridgewood Village property record for 84 Ridge Rd, Ridgewood, NJ 07450

Property Summary

Property Type	Single Family Home
Details	3,903 sqft · built 1918
Lot Size	0.274 acres (11,935 sqft)
Owner	2 Individual Names on File
Last Sale	$1,460,000 (May 2020)
Tax Bill	$34,949 (2025)
Deeds & Mortgages	May 2020 Mortgage May 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`51-02111-0000-00002`

Property Details

APN / Parcel Number

Primary APN	`51-02111-0000-00002`
Alternative APN	`510211100002`

Interior

Stories	2 Stories
Building Area	3,903 sqft Living Area

Exterior

Year Built	Built 1918
Effective Year Built	Effective 1918
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	11,935 sqft (0.274 acres)
Lot Dimensions	159 ft deep x 75 ft wide
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	84 RIDGE RD
City	RIDGEWOOD
State	NJ
Zip	07450-3122
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	.274 AC
Legal Block	2111
Legal Lot Number	2
Jurisdiction	BERGEN NJ
Township / Civil Division	RIDGEWOOD
Census Block Group	1
Census Block	1015
Census Tract	47300

Owner

84 Ridge Rd is owned and occupied by two individuals who bought it in May 2020.

Source: Bergen County and Ridgewood Village records, as of June 29, 2026

Owner of Record	2 Individual Names on File
Mailing Address	84 RIDGE RD, RIDGEWOOD, NJ 07450-3122
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 12, 2020	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BK
May 19, 2020	Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 19, 2020 · Amount on File
Deed Sale	May 19, 2020 · Amount on File
Prior Sale	Jan 17, 2014 · Amount on File
Deed Document Number	202049791
Deed Book / Page	3601 / 328
Record Updated	Oct 29, 2026

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERGEN NJ
Property Address	84 RIDGE RD, RIDGEWOOD, NJ 07450-3122
Document Number	0036010333
Instrument Date	May 12, 2020
Transaction Type	Mortgage
Record Updated	Jun 9, 2020
Title Company	TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	84 RIDGE RD RIDGEWOOD NJ 074503122, RIDGEWOOD, NJ 07450-3122

Mortgage

Document Number	0036010333
Date	May 19, 2020
Book Page	003601/000333
Instrument	20049792

Lender

Name	WELLS FARGO BK
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 18, 2050

May 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	BERGEN NJ
Recording Date	May 19, 2020
Property Address	84 RIDGE RD, RIDGEWOOD, NJ 07450-3122
Document Number	0036010328
Book / Page	3601 / 328
Instrument Date	May 6, 2020
Instrument	20-049791
Transaction Type	Transfer
Record Updated	Nov 2, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$29,741.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	124 RUMSON RD, 124, RUMSON, NJ 07760-1208

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	84 RIDGE RD, RIDGEWOOD, NJ 07450-3122

Mortgage

Document Number	20049792
Date	May 19, 2020
Instrument	20-049792

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 84 Ridge Rd was $34,949, up 0.7% from the year before.

Source: Bergen County and Ridgewood Village assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Bergen County
Municipality	Ridgewood Village
Unified School District	Ridgewood Village School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,209,300 (-) Land $478,500 Building $730,800	$1,209,300 (-) Land $478,500 Building $730,800
2025	$34,949.00 (+0.73%)	$1,209,300 Land $478,500 Building $730,800	$1,209,300 Land $478,500 Building $730,800
2024	$34,694.00
2023		$1,209,300 Land $478,500 Building $730,800	$1,209,300 Land $478,500 Building $730,800
2022	$33,050.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 84 Ridge Rd in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	5 in force
Nearby Flood Claims	3 (1978–2022)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Apr 2022 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 84 Ridge Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 87% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RIDGEWOOD WATER serves 61,700 people · EPA ID NJ0251001
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2024
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2019
Monitoring and Reporting	7 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 324 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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