84 Rams Ct, Shepherdstown, WV 25443 Property Records

Jefferson County property record for 84 Rams Ct, Shepherdstown, WV 25443

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 4,010 sqft · built 2006
Lot Size	0.259 acres (11,282 sqft)
Owner	Individual Name on File
Last Sale	$182,500 (Mar 2010)
Tax Bill	$3,348 (2026)
Deeds & Mortgages	Oct 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`09-8C-0189.0000`

Property Details

APN / Parcel Number

Primary APN	`09-8C-0189.0000`
Alternative APN	`19-09-8C-0189.0000`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	13 Plumbing Fixtures
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	4,010 sqft Living Area
1st Floor Area	2,756 sqft
Basement Area	930 sqft
Finished Basement	930 sqft
Family Room	Family Room

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Lot Area	11,282 sqft (0.259 acres)
Lot Dimensions	179 ft deep x 27 ft wide
Terrain	Rolling

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	84 RAMS CT
City	SHEPHERDSTOWN
State	WV
Zip	25443-4339
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT #67 MADDEX FARM
Legal Subdivision	MADDEX FARM
Legal Lot Number	67
Jurisdiction	JEFFERSON WV
Township / Civil Division	SHEPHERDSTOWN
Census Block Group	2
Census Block	2001
Census Tract	972201

Owner

84 Rams Ct is owned and occupied by an individual who bought it in March 2010.

Source: Jefferson County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	84 RAMS CT, SHEPHERDSTOWN, WV 25443-4339
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 15, 2010 · Amount on File
Deed Sale	Mar 15, 2010 · Amount on File
Deed Document Number	20104157
Deed Book / Page	1076 / 361
Record Updated	Oct 29, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON WV
Property Address	84 RAMS CT, SHEPHERDSTOWN, WV 25443-4339
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	84 RAMS CT, SHEPHERDSTOWN, WV 25443-4339

Mortgage

Document Number	0000013325
Date	Oct 5, 2020
Book Page	2313/275
Instrument	202000013325

Lender

Name	CHICAGO MORTGAGE SOLUTIONS CORP
Type	Mortgage Company
Address	DES PLAINES, IL 60018

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2050

Tax Assessment & Valuation

The 2026 property tax bill for 84 Rams Ct was $3,348, up 1.6% from the year before.

Source: Jefferson County assessment roll, as of November 14, 2025

Property Jurisdictions

Type	Name
State	West Virginia
County	Jefferson County
Unified School District	Jefferson County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,348.00 (+1.61%)	$290,300 (+2.36%) Land $60,200 Building $230,100	$483,833 (+2.33%) Land $100,333 Building $383,500
2025	$3,295.00	$283,600 Land $50,900 Building $232,700	$472,800 Land $84,900 Building $387,900
2023	$3,092.00	$264,800 Land $50,900 Building $213,900	$441,400 Land $84,900 Building $356,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 84 Rams Ct in Zone X, an area of minimal flood risk, though there have been 7 flood claims nearby since 1984.

Source: FEMA National Flood Hazard Layer, effective July 23, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	7 (1984–1996)
Claims Outside the SFHA	6 of 7
Most Recent Claim	Sep 1996 · Hurricane Fran And Associated Heavy Rains,flooding Highwind
Claims by Event	Hurricane Fran And Associated Heavy Rains,flooding Highwind, Sep 1996 · 2 claims Flooding, Jan 1996 · 2 claims Severe Storms & Flooding, Nov 1985 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 84 Rams Ct is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 79% of West Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CORPORATION OF SHEPHERDSTOWN serves 4,300 people · EPA ID WV3301933
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 101 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
T-Mobile Fixed Wireless	100 / 20

May also be available: Glo Fiber.

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