Cherokee County property record for 84 Poor House Mountain Rdg, Murphy, NC 28906
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 3 ba · 1,404 sqft · built 1994 |
| Lot Size | 2.07 acres (90,605 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $130,000 (Feb 2013) |
| Tax Bill | $1,272 (2025) |
| Deeds & Mortgages | Jan 2022 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 550104735822000 |
| Primary APN | 550104735822000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 2 Stories |
| Building Area | 1,404 sqft Heated Area |
| Upper Floors Area | 468 sqft |
| Basement Area | 468 sqft |
| Finished Basement | 468 sqft |
| Flooring | Wood |
| Interior Walls | Plaster |
| Fireplace | Fireplace |
| Year Built | Built 1994 |
|---|---|
| Exterior Material | Wood Siding |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 90,605 sqft (2.07 acres) |
| Lot Dimensions | 188 ft deep x 30 ft wide |
| Terrain | Mountain |
| Garage Area | 468 sqft |
| Parking Spaces | 2 Parking Spaces |
| Deck Area | 560 sqft |
| Patio Area | 428 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Account Number | 37231 |
|---|---|
| Street Address | 84 POOR HOUSE MOUNTAIN RDG |
| City | MURPHY |
| State | NC |
| Zip | 28906-7057 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 104 CHEROKEE HILLS 1372/767 |
| Legal Lot Number | 104 |
| Jurisdiction | CHEROKEE NC |
| Township / Civil Division | MURPHY |
| Census Block Group | 2 |
| Census Block | 2024 |
| Census Tract | 930501 |
Source: Cherokee County records, as of October 9, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 84 POOR HOUSE MOUNTAIN RDG, MURPHY, NC 28906-7057 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 11, 2013 · Amount on Record |
| Deed Sale | Feb 11, 2013 · Amount on Record |
| Prior Sale | Nov 13, 2009 · Amount on Record |
| Deed Document Number | 00639 |
| Deed Book / Page | 01457 / 0911 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHEROKEE NC |
| Property Address | 84 POOR HOUSE MOUNTAIN RDG, MURPHY, NC 28906-7057 |
| Transaction Type | Mortgage |
| Record Updated | Feb 4, 2022 |
| Title Company | TITLE 365 |
| Name | Verified Name |
|---|---|
| Address | 84 POOR HOUSE MOUNTAIN RDG, MURPHY, NC 28906-7057 |
| Document Number | 001701/180 |
|---|---|
| Date | Jan 11, 2022 |
| Book Page | 1701/180 |
| Instrument | 162 |
| Name | UNITED COMMUNITY BANK |
|---|---|
| Type | Bank |
| Address | MURPHY, NC 28906 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 299 Months |
| Due | Dec 20, 2046 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Cherokee County assessment roll, as of January 1, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Cherokee County |
| Unified School District | Cherokee County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,272.00 | $167,450 (-) | $167,450 (-) Land $18,000 Building $149,450 |
| 2023 | $167,450 | $167,450 Land $18,000 Building $149,450 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective February 5, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 13 policies |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 13 in force |
| Nearby Flood Claims | 6 (2020–2025) |
| Most Recent Claim | Apr 2025 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 62% of the US · above 85% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF MURPHY serves 4,498 people · EPA ID NC0120010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jan 2026 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 5 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 25 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Peachtree Broadband Fiber Cable | 500 / 30 |
| Verizon Fixed Wireless | 300 / 20 |
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