84 Park St, Toccoa, GA 30577 Property Records

Stephens County property record for 84 Park St, Toccoa, GA 30577

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,204 sqft · built 1937
Lot Size	0.13 acres (5,663 sqft)
Owner	Individual Name on Record
Last Sale	$181,000 (Mar 2026)
Tax Bill	$1,790 (2025)
Deeds & Mortgages	Mar 2026 Sale & Mortgage Jun 2023 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`T27 193`

Property Details

APN / Parcel Number

Primary APN	`T27 193`
Alternative APN	`571350`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,204 sqft Heated Area
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1937
Effective Year Built	Effective 2000
Architectural Style	Ranch
Exterior Material	Other
Construction Type	Frame
Foundation Type	Raised
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	5,663 sqft (0.13 acres)
Terrain	Gentle Slope

Exterior Amenities

Porch	Slab
Porch Area	144 sqft
Canopy	20 sqft
Utility Building	200 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	571350
Street Address	84 PARK ST
City	TOCCOA
State	GA
Zip	30577-2257
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-III
Legal Description	PT LOT 6 & LOT 7 EAST BLK C MCAVOY S/D
Legal Subdivision	MCAVOY
Legal Block	C
Legal Lot Number	7,6
Jurisdiction	STEPHENS GA
Township / Civil Division	TOCCOA
Census Block Group	4
Census Block	4019
Census Tract	970301

Owner

Source: Stephens County records, as of October 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	84 PARK ST, TOCCOA, GA 30577-2257
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 27, 2026	Limited Warranty Deed, Transfer · FHA Mortgage EVERETT FINANCIAL
Jun 5, 2023	Warranty Deed, Transfer · FHA Mortgage MORTGAGE INVESTORS GROUP
Aug 21, 2020	Deed of Trust, Mortgage · Line of Credit PINNACLE BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 27, 2026 · Amount on Record
Deed Sale	Mar 27, 2026 · Amount on Record
Prior Sale	Jun 19, 2023 · Amount on Record
Deed Document Number	2026824
Deed Book / Page	1444 / 43
Record Updated	Oct 29, 2026

March 2026: Limited Warranty Deed, Transfer

Document Type	Limited Warranty Deed
Jurisdiction	STEPHENS GA
Recording Date	Mar 27, 2026
Property Address	84 PARK ST, TOCCOA, GA 30577-2257
Document Number	0014440043
Book / Page	1444 / 43
Instrument Date	Feb 13, 2026
Instrument	D2026000824
Transaction Type	Transfer
Record Updated	Jun 2, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1.81
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	84 PARK ST, TOCCOA, GA 30577-2257

Mortgage

Document Number	D2026000825
Date	Mar 27, 2026
Instrument	D2026000825

Lender

Name	EVERETT FINANCIAL

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	358 Months
Due	Jan 1, 2056

June 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STEPHENS GA
Recording Date	Jun 5, 2023
Property Address	84 PARK ST, TOCCOA, GA 30577-2257
Document Number	0013330495
Book / Page	1333 / 495
Instrument Date	Jun 5, 2023
Instrument	2023-000700
Transaction Type	Transfer
Record Updated	Jul 14, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	84 PARK ST, TOCCOA, GA 30577-2257

Mortgage

Document Number	0000000866
Date	Jun 5, 2023
Instrument	000866

Lender

Name	MORTGAGE INVESTORS GROUP

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	355 Months
Due	Jan 1, 2053

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STEPHENS GA
Property Address	84 PARK ST, TOCCOA, GA 30577-2257
Document Number	0012200526
Instrument Date	Aug 21, 2020
Transaction Type	Mortgage
Record Updated	Sep 10, 2020
Title Company	ATTORNEY ONLY

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	455 BLACK MOUNTAIN RD TOCCOA GA 305777862, TOCCOA, GA 30577-7862

Mortgage

Document Number	0012200526
Date	Aug 26, 2020
Book Page	001220/000526

Lender

Name	PINNACLE BK
Type	Bank
Address	ELBERTON, GA 30635

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Aug 25, 2030

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Stephens County assessment roll, as of March 12, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Stephens County
Municipality	Toccoa City
Unified School District	Stephens County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,790.00 (+148.61%)	$51,330 (+152.01%) Land $2,050 Building $49,280	$128,326 (+152.01%) Land $5,126 Building $123,200
2023	$720.00 (+28.8%)	$20,368 (+28.77%) Land $2,050 Building $18,318	$50,921 (+28.77%) Land $5,126 Building $45,795
2022	$559.00	$15,817 Land $2,050 Building $13,767	$39,544 Land $5,126 Building $34,418

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 26, 2008 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	1 (2009)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2009 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Georgia
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOCCOA serves 28,711 people · EPA ID GA2570001
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2020–2022) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Oct 2024 Haloacetic acids resolved · Apr 2024
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 225 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber · DSL in parts of the area	2,000 / 2,000
TruVista Communications Cable	500 / 50
Verizon Fixed Wireless	300 / 20

May also be available: Point Broadband.

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