84 Orphanage Rd, Fort Mitchell (Ft Mitchell), KY 41017 Property Records

Kenton County property record for 84 Orphanage Rd, Fort Mitchell, KY 41017

Property Summary

Property Type	Single Family Home
Details	2 bd · 2.5 ba · 2,280 sqft · built 2009
Lot Size	1 acres (43,952 sqft)
Owner	2 Individual Names on File
Last Sale	$335,000 (Feb 2014)
Tax Bill	$1,383 (2025)
Deeds & Mortgages	Aug 2017 Line of Credit Aug 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`028-40-05-055.09`

Property Details

APN / Parcel Number

Primary APN	`028-40-05-055.09`

Interior

Bedrooms	2 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,280 sqft Finished Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2009
Effective Year Built	Effective 2009
Exterior Material	Aluminum/Vinyl
Foundation Type	Concrete
Lot Area	43,952 sqft (1 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	84 ORPHANAGE RD
City	FT MITCHELL
State	KY
Zip	41017-9622
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	1.009 ACS NORTH EAST SIDE ORPHANAGE RD
Legal Subdivision	JOHN LEATHERS ESTATE
Legal Lot Number	21
Jurisdiction	KENTON KY
Township / Civil Division	COVINGTON
Census Block Group	1
Census Block	1014
Census Tract	64700

Owner

84 Orphanage Rd is owned and occupied by two individuals who bought it in February 2014.

Source: Kenton County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	84 ORPHANAGE RD, FT MITCHELL, KY 41017-9622
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 25, 2017	Deed of Trust, Mortgage · Line of Credit FIRST FIN'L BK&TR
Aug 8, 2017	Deed of Trust, Mortgage · Conventional with PMI GUARDIAN SVGS BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 3, 2014 · Amount on File
Deed Sale	Feb 3, 2014 · Amount on File
Prior Sale	May 2, 2006 · Amount on File
Deed Document Number	201402 03 059 00006
Deed Book / Page	5351 / 252
Prior Transfer Date	Jun 24, 2008
Prior Transfer Doc	0005900226
Record Updated	Oct 29, 2026

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENTON KY
Property Address	84 ORPHANAGE RD, FT MITCHELL, KY 41017-9622
Document Number	0000000219
Instrument Date	Aug 25, 2017
Transaction Type	Mortgage
Record Updated	Jan 10, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	89 ORPHANAGE RD FORT MITCHELL KY 41017, FORT MITCHELL, KY 41017

Mortgage

Document Number	0000000219
Date	Sep 7, 2017
Book Page	006243/000067
Instrument	219

Lender

Name	FIRST FIN'L BK&TR
Type	Funding / Finance Company
Address	CINCINNATI, OH 45202

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Sep 6, 2037

Interest

Rate Type	Adjustable Rate

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENTON KY
Property Address	84 ORPHANAGE RD, FT MITCHELL, KY 41017-9622
Document Number	0000000243
Instrument Date	Aug 8, 2017
Transaction Type	Mortgage
Record Updated	Jan 3, 2018
Title Company	PROMINENT TITLE AGENCY LLC, PROMINENT TITLE AGCY LLC

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	84 ORPHANAGE RD FORT MITCHELL KY 410179622, FORT MITCHELL, KY 41017-9622

Mortgage

Document Number	0000000243
Date	Aug 15, 2017
Book Page	006225/000205
Instrument	243

Lender

Name	GUARDIAN SVGS BK
Type	Federal Savings Bank
Address	CINCINNATI, OH 45239

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Aug 14, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 84 Orphanage Rd was $1,383.

Source: Kenton County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Kenton County
Municipality	Fort Mitchell City
Unified School District	Beechwood Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$370,000 (-) Land $65,000 Building $305,000	$370,000 (-) Land $65,000 Building $305,000
2025	$1,383.00	$370,000 Land $65,000 Building $305,000	$370,000 Land $65,000 Building $305,000
2023	$1,505.00	$370,000 Land $65,000 Building $305,000	$370,000 Land $65,000 Building $305,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 84 Orphanage Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 19, 2015

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 84 Orphanage Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 143 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: altafiber Network Solutions.

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