84 Oak St, Lawrence, MA 01841 Property Records

Essex County and Lawrence City property record for 84 Oak St, Lawrence, MA 01841

Property Summary

Property Type	Triplex
Details	6 bd · 3 ba · 3,504 sqft · built 1900
Lot Size	0.08 acres (3,502 sqft)
Owner	2 Individual Names on Record
Last Sale	$850,000 (Jul 2025)
Tax Bill	$5,896 (2026)
Deeds & Mortgages	Jul 2025 Sale & Mortgage Oct 2018 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`107 0000 0015 A`

Property Details

APN / Parcel Number

Primary APN	`107 0000 0015 A`
Alternative APN	`LAWR M:0107 B:0000 L:0015`

Interior

Bedrooms	6 Beds
Full Baths	3 Baths
Total Rooms	15 Rooms
Units	3 Units
Stories	3 Stories
Building Area	3,504 sqft Living Area
Gross Area	4,727 sqft
Basement Area	1,168 sqft
Unfinished Basement	1,168 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Other
Exterior Material	Shingles
Roof Type	Mansard
Roof Material	Asphalt
Lot Area	3,502 sqft (0.08 acres)

Utilities, Heating & Cooling

Heating System	Steam
Heating Fuel	Gas

Location & Zoning

Account Number	107 0000 0015 A
Street Address	84 OAK ST
City	LAWRENCE
State	MA
Zip	01841-3869
Property Category	Residential
Property Type	Residential > Multi-Unit > Triplex
Local Zoning Code	R3
Legal Lot Number	15
Jurisdiction	LAWRENCE MA
Township / Civil Division	LAWRENCE
Census Block Group	1
Census Block	1014
Census Tract	251000

Owner

Source: Essex County and Lawrence City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	84 OAK ST, LAWRENCE, MA 01841-3869
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants with Right of Survivorship

Deeds, Mortgages & Sale History

Date	Document
Jul 15, 2025	Quit Claim Deed, Transfer · FHA Mortgage GUARANTEED RATE INC
Oct 11, 2018	Deed of Trust, Mortgage · Line of Credit TD BANK NA
Dec 18, 2020	Deed of Trust, Mortgage · Conventional Mortgage WINTER HILL FED'L SVGS BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 15, 2025 · Amount on Record
Deed Sale	Jul 15, 2025 · Amount on Record
Prior Sale	Nov 27, 2024 · Amount on Record
Deed Document Number	202511736
Deed Book / Page	18331 / 71
Prior Transfer Date	Jul 14, 2025
Prior Transfer Doc	0018331-71
Record Updated	Oct 29, 2026

July 2025: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LAWRENCE MA
Recording Date	Jul 15, 2025
Property Address	84 OAK ST, LAWRENCE, MA 01841-3869
Document Number	0018331-71
Book / Page	18331 / 71
Instrument Date	Jul 14, 2025
Instrument	11736
Transaction Type	Transfer
Record Updated	Nov 19, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	84 OAK ST, LAWRENCE, MA 01841-3869

Mortgage

Document Number	0000011737
Date	Jul 15, 2025
Instrument	11737

Lender

Name	GUARANTEED RATE INC
Type	Non-Lending Institution

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2055

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAWRENCE MA
Property Address	84 OAK ST, LAWRENCE, MA 01841-3869
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	15645-3
Date	Oct 11, 2018
Book Page	15645/3
Instrument	24895

Lender

Name	TD BANK NA
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2048

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAWRENCE MA
Property Address	84 OAK ST, LAWRENCE, MA 01841-3869
Document Number	16666-336
Instrument Date	Dec 18, 2020
Transaction Type	Mortgage
Record Updated	Jan 12, 2021
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	84 OAK ST LAWRENCE MA 018413869, LAWRENCE, MA 01841-3869

Mortgage

Document Number	16666-336
Date	Dec 18, 2020
Book Page	016666/000336
Instrument	36455

Lender

Name	WINTER HILL FED'L SVGS BK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Dec 17, 2035

Tax Assessment & Valuation

Source: Essex County and Lawrence City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
Municipality	Lawrence City
Unified School District	Lawrence School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026	$5,896.00 (+5.61%)	$682,400 (+7.57%) Land $99,900 Building $582,500
2025	$5,583.00 (+6.85%)	$634,400 (+12.3%) Land $99,900 Building $534,500
2024	$5,225.00 (-3.44%)	$564,900 (+6.06%) Land $105,000 Building $459,900
2023	$5,411.00	$532,600 Land $101,300 Building $431,300

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	22 units insured incl. 18 condo units
Nearby Flood Claims	6 (1987–2022)
Most Recent Claim	Feb 2022 · other causes
Claims by Event	Severe Storms & Flooding, Apr 1987 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAWRENCE WATER WORKS serves 89,143 people · EPA ID MA3149000
Water Source	Surface water
Last State Inspection	Dec 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2016
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 468 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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