84 Oak Ln, Oneonta, AL 35121 Property Records

Blount County property record for 84 Oak Ln, Oneonta, AL 35121

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,590 sqft · built 1973
Lot Size	0.5 acres (21,780 sqft)
Owner	2 Individual Names on Record
Tax Bill	$843 (2026)
Deeds & Mortgages	Sep 2023 Mortgage Jul 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`19-04-18-0-001-002`

Property Details

APN / Parcel Number

Primary APN	`19-04-18-0-001-002`
Alternative APNs	`024707` `24707` `57411`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Half Baths	1 Half Bath
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,590 sqft Living Area
1st Floor Area	1,397 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1973
Effective Year Built	Effective 2014
Exterior Material	Brick
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	21,780 sqft (0.5 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	57411
Street Address	84 OAK LN
City	ONEONTA
State	AL
Zip	35121-7006
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 4 BLK 2 OAK RIDGE ESTATES SECTOR 1 PB 2A/346
Legal Range	02E
Legal Township	13S
Legal Section	18
Legal Subdivision	OAK RIDGE ESTATES
Legal Block	2
Legal Lot Number	4
Jurisdiction	BLOUNT AL
Township / Civil Division	ONEONTA
Census Block Group	2
Census Block	2034
Census Tract	50106

Owner

Source: Blount County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	84 OAK LN, ONEONTA, AL 35121-7006
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 14, 2023	Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV
Jul 7, 2022	Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE LLC FKA QUICKEN LOAN

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 15, 2016
Deed Sale	Sep 15, 2016
Prior Sale	Jul 18, 2007
Deed Book / Page	2016 / 23964
Prior Transfer Date	Aug 29, 2006
Prior Transfer Doc	0000286762
Record Updated	Oct 29, 2026

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BLOUNT AL
Property Address	84 OAK LN, ONEONTA, AL 35121-7006
Transaction Type	Mortgage
Record Updated	Nov 3, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	84 OAK LN, ONEONTA, AL 35121-7006

Mortgage

Document Number	2023/23666
Date	Sep 14, 2023
Book Page	2023/23666
Instrument	10051320

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	346 Months
Due	Jul 1, 2052

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BLOUNT AL
Property Address	84 OAK LN, ONEONTA, AL 35121-7006
Transaction Type	Mortgage
Record Updated	Mar 22, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2022/22702
Date	Jul 7, 2022
Book Page	2022/22702
Instrument	10040103

Lender

Name	ROCKET MORTGAGE LLC FKA QUICKEN LOAN
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2052

Tax Assessment & Valuation

Source: Blount County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Alabama
County	Blount County
Municipality	Oneonta City
Unified School District	Oneonta City School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$843.00 (+3.95%) Homeowner's exemption
2025	$811.00 (-1.22%)	$19,320 (-1.13%)	$193,140 (-1.15%) Land $15,000 Building $178,140
2024	$821.00 (+10.5%) Homeowner's exemption	$19,540 (+9.65%) Land $1,500 Building $18,040	$195,380 (+9.64%) Land $15,000 Building $180,380
2023	$743.00 (+23.01%) Homeowner's exemption	$17,820 (+21.06%) Land $1,500 Building $16,320	$178,200 (+21.13%) Land $15,000 Building $163,200
2022	$604.00 Homeowner's exemption	$14,720 Land $1,500 Building $13,220	$147,120 Land $15,000 Building $132,120

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 21, 2019

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 55% of the US · above 68% of Alabama
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ONEONTA, UB OF THE serves 19,971 people · EPA ID AL0000103
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 39 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
GoNetspeed Cable	1,000 / 25
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

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