84 Nichols St, Jefferson, MA 01522 Property Records

Worcester County and Holden Town property record for 84 Nichols St, Jefferson, MA 01522

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,158 sqft · built 1992
Lot Size	0.921 acres (40,123 sqft)
Owner	Individual Name on Record
Last Sale	$215,000 (Oct 1998)
Tax Bill	$7,193 (2026)
Deeds & Mortgages	May 2022 Refinance Aug 2018 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`HOLD M:78 B:29`

Property Details

APN / Parcel Number

Primary APN	`HOLD M:78 B:29`
Alternative APNs	`M:00078 P:00029` `9726`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,158 sqft Living Area
Gross Area	4,672 sqft
1st Floor Area	1,092 sqft
Attic	Attic
Attic Area	704 sqft
Basement Area	1,092 sqft
Unfinished Basement	1,092 sqft

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1992
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	40,123 sqft (0.921 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Account Number	9726
Street Address	84 NICHOLS ST
City	JEFFERSON
State	MA
Zip	01522-1571
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-40
Legal Block	29
Jurisdiction	HOLDEN MA
Township / Civil Division	HOLDEN
Census Block Group	3
Census Block	3022
Census Tract	728400

Owner

Source: Worcester County and Holden Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	84 NICHOLS ST, JEFFERSON, MA 01522-1571
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 23, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance BANK OF AMERICA NA
Aug 6, 2018	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 1, 1998 · Amount on Record
Deed Sale	Oct 1, 1998 · Amount on Record
Deed Book / Page	20489 / 14
Record Updated	Oct 29, 2026

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HOLDEN MA
Property Address	84 NICHOLS ST, JEFFERSON, MA 01522-1571
Transaction Type	Mortgage
Record Updated	Jun 10, 2022
Title Company	TITLE 365, TITLE365

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	067626-323
Date	May 23, 2022
Book Page	67626/323
Instrument	55614

Lender

Name	BANK OF AMERICA NA
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2052

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HOLDEN MA
Property Address	84 NICHOLS ST, JEFFERSON, MA 01522-1571
Document Number	59332-272
Instrument Date	Aug 6, 2018
Transaction Type	Mortgage
Record Updated	Jan 15, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	84 NICHOLS ST JEFFERSON MA 015221571, JEFFERSON, MA 01522-1571

Mortgage

Document Number	59332-272
Date	Aug 30, 2018
Book Page	059332/000272
Instrument	91369

Lender

Name	BANK OF AMERICA
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Aug 29, 2048

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Worcester County and Holden Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
County Subdivision	Holden Town
Unified School District	Wachusett School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,193.00 (+2.48%)	$533,600 (+5.37%) Land $210,400 Building $323,200	$558,399 (+1.5%)
2025	$7,019.00 (+3.3%)	$506,400 (+5.46%) Land $200,300 Building $306,100	$550,145
2024	$6,795.00 (+8.7%)	$480,200 (+15.16%) Land $194,500 Building $285,700
2023	$6,251.00	$417,000 Land $169,000 Building $248,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (1979–1984)
Most Recent Claim	Apr 1984 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HOLDEN WATER DIVISION, DPW serves 18,016 people · EPA ID MA2134000
Water Source	Purchased surface water from WORCESTER DPWP, WATER SUPPLY DIVISION
Last State Inspection	Nov 2024
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 41 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Ripple Fiber.

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